Oscar Ledesma is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Thrivent Financial and JPMorgan Chase Bank, N.A., as well as employment at Amazon. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Marion Smith is a financial advisor at Edward Jones with 19 years of industry experience. He holds the Series 66 designation and previously worked at CitiGroup Global Markets, Merrill Lynch, and Bank of America. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Brian Odell is a financial advisor with Cetera, holding a Series 66 designation and over 23 years of industry experience. His prior roles include positions at Summit Financial Group and Delco Financial Services, where he has also maintained ownership and operated a tax preparation business. He serves as a board member for New City Life Church. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, including discretionary and non-discretionary services, and oversees more than $256 billion in assets across more than 10,000 advisors.

Nathaniel Johnson is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His career includes roles at Fidelity Brokerage Services LLC, JP Morgan Chase Bank, and Thrivent Financial before joining Charles Schwab in 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, employing multi-asset model portfolios and centralized operational support.

Tatyana Gorski is Vice President and Wealth Planner at Fidelity Investments, a position she has held since 2024. She is a CERTIFIED FINANCIAL PLANNER™ professional committed to creating personalized wealth plans to help clients pursue their financial goals and dreams. Prior to her current role, she served as Vice President, Financial Consultant at Fidelity Investments from 2023 to 2024 and held several positions at the company since 2014, including Financial Consultant, Investment Consultant, and Financial Representative. Throughout her career at Fidelity Investments, Tatyana has gained extensive experience in wealth planning and financial consulting. She focuses on helping clients take advantage of opportunities and protect against risks through tailored financial strategies. Outside of her professional work, Tatyana has interests in beach activities, golf, movies, outdoor adventures, parenthood, and traveling.

Robert Davis Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior roles include positions at VOYA Financial Advisors and Cetera Wealth Services. He is also the owner and president of Robert Davis & Associates, a firm involved in the sale and service of insurance and securities products, and works as an independent insurance agent focusing on fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options and oversees over $256 billion in assets through more than 10,000 advisors.

Ben Jorgensen is a Planning Consultant who collaborates with Financial Consultants at the Naperville Investor Center to assist clients in developing personalized financial plans aimed at achieving their goals. He has experience as a Relationship Manager at Fidelity Investments from 2024 to 2025 and served as a Financial Representative at Fidelity Investments from 2023 to 2024. Outside of his professional role, Ben has interests in cooking and baking, fitness, movies, and reading.

Matthew Van Howe is a CFP® with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he worked at Alex M. Martino Junior High School for eleven years. Outside of advising, he has involvement with online music and game platforms, including sales and royalties activities linked to Bandcamp.com, CD Baby, and The Game Crafter, LLC. Edward Jones is a full-service wealth management firm that serves a broad client base, including individual, institutional, and charitable clients, managing approximately $1.01 trillion in assets. The firm offers a range of advisory strategies and affiliated financial products, supported by a nationwide network of over 23,000 advisors and more than 15,000 branch offices.

Chad Kreifel is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His prior roles include positions at JP Morgan Chase Bank, J.P. Morgan Securities, and Chase Investment Services Corp. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and third-party asset management, supported by a large network of investment adviser representatives and advanced operational tools.

Reid Burton is a financial advisor with Cetera, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at LPL Financial and Opus Wealth Partners. Outside of advisory work, he is a partner in a cryptocurrency mining venture and owns an insurance agency. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various third-party and affiliated managers.

Jack Ruble is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Charles Schwab and JP Morgan in various capacities since 2014. Outside of his advisory role, Ruble serves as an assistant swim coach for a children's swim club in Naperville, Illinois. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and centralized custody and supervisory arrangements.

Edward Pizzo is a Series 66 licensed advisor at Edward Jones with five years of industry experience. His prior work includes roles at Hinsdale Bank & Trust, First American Bank, and a one-year period of unemployment. He serves as Treasurer for the Westwind Estates Homeowners Association in Minooka, IL. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers discretionary and non-discretionary investment strategies, tax-efficient services, and operates under a fiduciary standard.

Rino Mancini is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Prudential Equity Group, LLC. Mancini has ownership interests in several investment-related entities, including MANBECK PARTNERS and INNOVATIVE RETIREMENT ASSOCIATES LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing proprietary research and planning tools to develop tailored recommendations for its clients.

Kyle Ruggio is a financial advisor with LPL Financial in Homer Glen, IL, holding a Series 66 designation and five years of industry experience. Before joining LPL Financial in 2018, he worked at RSM US LLP from 2016 to 2018. He is also involved with Kusay Tax Services, Inc., an entity related to his advisory business. LPL Financial is a large national broker-dealer and SEC-registered investment adviser offering services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

David Dykstra is a CFP®-certified financial advisor with Edward Jones in Orland Park, IL, where he has worked since 2004, accumulating 21 years of industry experience. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he coaches youth soccer for the Nazarene United Soccer Club in Lemont, IL. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, managing approximately $1.01 trillion in assets. The firm offers a range of advisory programs and investment strategies and maintains a large network of advisors and branch offices across the country.

Michael Gustafson is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and five years of industry experience. He has worked at J.P. Morgan Securities since 2020 and has been with JPMorgan Chase Bank, N.A. since 2008. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on non-discretionary written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with centralized due diligence and incorporates an ESG eligibility framework.

Dustin Barrales is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2019. He has over 20 years of experience in the financial services industry, where he focuses on helping clients develop personalized financial plans aligned with their individual goals. Dustin emphasizes a relationship-first approach to understand clients' priorities and provide tailored strategies and guidance. His professional background includes positions such as Regional Planning Specialist at Cetera Financial Group from 2015 to 2019, Senior Regional Consultant at Deutsche Asset Management & Wealth Management from 2011 to 2015, and Retirement Plan Sales Associate at John Hancock Retirement Plans between 2009 and 2011. Earlier roles include Vice President of Trading at ThinkEquity LLC, Financial Manager and Co-Owner at Boss Concrete Construction, Financial Advisor at Morgan Stanley, and OTC Trader at Driehaus Capital Management. Dustin's extensive experience across various facets of financial services enables him to support clients in making informed decisions with confidence.

Thomas Matug is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 12 years of industry experience. He previously worked at Fifth Third Securities for 11 years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process using firm-approved tools and modeling techniques.

Mark Stofan is a CFP® with 39 years of industry experience, currently affiliated with Equitable Advisors. His prior work includes roles at Stifel Independent Advisors, LPL Financial, and Wayne Hummer Investments. He is also president of Stofan Agazzi Investments LLC. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a network of Investment Adviser Representatives and offers a variety of third-party advisory programs and fiduciary services.

Debra Masters is a financial advisor at Edward Jones in Homer Glen, IL, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones, she worked at Mariano's and held various roles in banking and retail. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a large network of advisors and branch offices.