Rachel Justice is a financial advisor with PNC Wealth Management in Houston, TX, holding Series 63 and Series 66 licenses and four years of industry experience. She previously worked at Bank of America and Merrill. Outside of finance, she operates an online home decor business, works as an independent travel agent, and is a licensed manicurist in Texas. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account available by invitation to employees. The firm uses algorithmic risk assessments and third-party managers to implement investments primarily via mutual funds and ETFs.

Brian Monk is a financial advisor with Eagle Strategies (NY Life) based in Sugarland, TX, holding Series 63 and Series 66 licenses with 16 years of industry experience. He has worked with Eagle Strategies since 2018 and operates under the DBA Linea Wealth Group, LLC, where he brokers non-registered insurance products related to investments. He has also been involved with Monk Financial Strategies Group since 2012. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, as well as charitable and corporate clients. The firm provides financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors and emphasizes tailored, mostly non-discretionary solutions within an integrated New York Life affiliate structure.

Zhengrong Wang is a financial advisor at Transamerica Financial Advisors with CFP® and Series 63 credentials. Wang has experience in investment and consulting roles through entities such as SAKZ Investment LLC and SAKZ Consulting Inc. Outside of advisory work, Wang has been involved with World Financial Group Insurance Agency since 2020 and has experience in real estate and professional services in Texas. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services. The firm employs proprietary and third-party model portfolios with discretionary and non-discretionary management options.

Aaron Greene is a financial advisor at Creative Planning with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including PAX Equity and Fidelity, where he spent over two decades in various advisory roles. Creative Planning delivers wealth management, financial planning, and retirement-plan advisory services to a diverse clientele, including high-net-worth individuals, pension plans, and corporations. The firm employs a financial-planning-led investment approach emphasizing low-cost indexing, buy-and-hold strategies, and offers access to private market investments and institutional services.

James Norton Jr. is a financial advisor at Integrated Wealth Concepts LLC with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Raymond James Financial and Purshe Kaplan Sterling Investments. Norton also engages in the sale of fixed/traditional insurance as a non-investment-related business activity. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm provides discretionary investment management, financial planning, and consulting services, employing a long-term investment approach with customized portfolios constructed from mutual funds, ETFs, individual equities, and fixed income.

Matthew McCleary is a financial advisor with Guardian Life and Park Avenue Securities, holding the ChFC® designation and Series 66 license. He has 15 years of industry experience, primarily with Guardian Life, where he worked for a decade before his current roles. McCleary operates McCleary Wealth Partners, an LLC used for managing his other business activities. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers tailored financial planning and investment management through advisor-led discretionary and model-based strategies, utilizing proprietary programs and third-party platforms.

Andrei Prada is a financial advisor at &PARTNERS based in Houston, TX, with 14 years of industry experience. He holds the Series 66 designation and has worked previously at Wells Fargo Clearing, Wells Fargo Bank NA, and Merrill. &PARTNERS serves a diverse range of individual and institutional clients, offering investment management, financial and tax planning, and consulting services. The firm employs a variety of analytical approaches and utilizes both proprietary and third-party strategies, providing advisory services through direct management or third-party managers.

Liliana Barajas is a financial advisor with PNC Wealth Management in Missouri City, TX, holding Series 63 and Series 65 licenses and having three years of industry experience. Before joining PNC, she worked at Wells Fargo Clearing Services and Wells Fargo Bank from 2018 to 2026. She also has experience in the food service and community sectors through roles at Craft Cuisine Ocala and Latinos Y Mas. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio management offering for employees that uses algorithm-driven risk assessment and invests in mutual funds and ETFs.

Louis Kelley is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 designations and 25 years of industry experience. His previous roles include positions at Raymond James and LPL Financial. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, utilizing an integrated model connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and savings rates in its financial planning services and manages a large participant base relative to its advisor count.

Michael Nobles is a financial advisor at &Partners with 31 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and previously worked at Wells Fargo Clearing for eight years before joining &Partners. &Partners serves a broad range of individual and institutional clients, offering investment management, financial and tax planning, retirement-plan consulting, and brokerage services. The firm employs a variety of analytic approaches and portfolio management options, including third-party managers, and operates under dual registration as both a registered investment adviser and a broker-dealer.

Chad Goodrich is a financial advisor with Empower Advisory Group, holding Series 66 and Series 63 licenses and 10 years of industry experience. His career includes roles at Fidelity Investments, Better Mortgage, TD Ameritrade, Merrill Edge, and Merrill. Outside of his advisory work, he is a partner and investor in CTW Group, LLC, a laundromat business where he assists with strategic planning. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as select IRA and retail brokerage clients, delivering services through an integrated model connected to Empower’s recordkeeping and administrative platforms.

Christine Estelle is a financial advisor at Empower Advisory Group with three years of industry experience. She holds Series 63 and Series 66 credentials. Prior to her current role, she worked at NYLife Securities LLC, New York Life Insurance Co, and JP Morgan Chase Bank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage account holders. The firm’s services are closely integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing.

Priya Anthony is a financial advisor with PNC Wealth Management in Katy, TX, holding Series 65 and Series 63 licenses and possessing 11 years of industry experience. Her career includes multiple roles at BBVA-affiliated firms from 2013 to 2021, before joining PNC Investments in 2019. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only, employee pilot digital offering that employs algorithmic risk assessment and discretionary management of mutual fund and ETF portfolios.

Manh Le is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 30 years of industry experience. He has worked at Transamerica Financial Advisors since 2012 and has been affiliated with WFGIA since 2001. His business activities include sales of insurance and non-insurance products for companies affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm provides a combination of advisory and broker-dealer services through proprietary and third-party investment programs, offering both discretionary and non-discretionary portfolio management options.

Jo Grooms is a financial advisor at &Partners with 42 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing for eight years before joining &Partners in 2024. &Partners serves a diverse client base, including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management and financial planning services using a combination of fundamental, technical, and quantitative analysis, alongside proprietary and third-party strategies.

Antonio Delagarza is a financial advisor with PNC Wealth Management based in Sugarland, TX, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. His prior roles include positions at BBVA Wealth Solutions Inc., BBVA Compass Insurance Agency, BBVA Securities Inc., and COMPASS Bank, spanning two decades. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary digital offering available by invitation to employees. The firm employs algorithmic risk assessments to select investment models managed by PNC or third parties, focusing on mutual funds and ETFs with annual rebalancing.

Zainab Gandhi is a CFP®-certified financial advisor with 17 years of industry experience, currently affiliated with Carson Wealth. She has held roles at Raymond James Financial Services and The Shobe Financial Group, among others. Outside of advisory work, she is a partner in Allied Shipping and Chemicals LLC and Gifted Homezz LLC, a real estate venture. Carson Wealth is an SEC-registered investment adviser operating an enterprise platform with over 650 advisors and approximately $50.6 billion in assets under management. The firm offers discretionary asset management, financial planning, and retirement plan services, utilizing a model portfolio approach overseen by an Investment Committee and providing tailored investment solutions.

Christopher Davis is a financial advisor at Sanctuary Advisors, LLC in Houston, TX, holding Series 65 and Series 66 licenses with four years of industry experience. His prior roles include positions at The Colony Group, InterOcean Capital, and AllianceBernstein L.P. He has worked at Sanctuary Advisors and Sanctuary Securities since 2026. Sanctuary Advisors, LLC serves a diverse client base including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers portfolio management, financial planning, retirement plan consulting, and access to various managed account platforms, employing multiple analytical approaches and acting as a fiduciary under written agreements.

Jeffrey Gardner is a financial advisor with Commonwealth Financial Network in Richmond, TX, holding Series 63 and Series 66 designations and possessing 19 years of industry experience. He has worked at several firms, including Sagepoint Financial Advisors for 13 years and OSAIC for one year. Gardner also has involvement in fixed insurance sales, dedicating a portion of his professional time to this activity. Commonwealth Financial Network serves a national network of approximately 2,900 affiliated advisors and manages client assets totaling over $210 billion. The firm offers a comprehensive adviser-support platform with discretionary and nondiscretionary managed-account programs, third-party asset manager access, and back-office services.

Ryan Morehead is a financial advisor at AE Wealth Management, LLC with 10 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at firms including American Heritage Financial and The O.N. Equity Sales Company. Outside of advisory roles, he is also involved in entrepreneurship through Morehead Cleaning LLC and serves as a sports official. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base that includes individual households, corporations, trusts, and ERISA plan sponsors. The firm emphasizes discretionary model portfolios and uses a range of analytical methods and investment strategies to serve its clients.