Jennifer Lopez is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 66 and Series 63 licenses and two years of experience in the industry. Her prior work includes roles at Fidelity Investments and several retail companies. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management through an enterprise platform with approximately 179 advisors and $3.7 billion in client assets. The firm is notable for its affiliation with a banking institution and its fee model based primarily on assets under management.

Justin Davis is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. His prior roles include positions at Frost Brokerage Services, PNC Investments, and multiple BBVA affiliates over more than two decades. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing the Fidelity Managed Account Xchange platform and incorporating fundamental, technical, and cyclical research in its investment process.

Davis Hance is a financial advisor at Frost Investment Services with one year of industry experience. He holds the Series 66 designation and previously worked at Deloitte for five years. Outside of his advisory role, he provides accounting services as an independent contractor for The Courtly Canvas in Houston. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, implementing client portfolios through Fidelity's Managed Account Xchange platform with a mix of model-based and advisor-managed strategies.

Alicia Gonzalez is a financial advisor at Frost Investment Services with 17 years of industry experience. She holds a Series 63 designation and has been affiliated with Frost Brokerage Services and Frost National Bank since 2007 and 2006, respectively. Based in San Antonio, TX, she has a long tenure within the Frost organization. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and a variety of managed account programs, utilizing the Fidelity Managed Account Xchange platform and a multi-disciplinary investment approach that includes fundamental, technical, and cyclical research.

Shelly Churchill is a financial advisor at Frost Investment Services with two years of industry experience. She holds a Series 66 designation and has previously worked at First Command Insurance Services and Consumer Portfolio Services, Inc. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs using the Fidelity Managed Account Xchange platform, incorporating proprietary and third-party model portfolios with options for tax and ESG overlays.

John Wheat is a financial advisor with Eagle Strategies (NY Life) based in San Antonio, TX, holding Series 66 and Series 63 licenses and having two years of industry experience. His prior work includes roles at NYLIFE Securities LLC and New York Life Insurance Company. He serves as a board member for the Belle Oaks Ranch Property Owners Association, providing oversight on community maintenance. Eagle Strategies serves a diverse client base including individual investors and institutional plans, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a large portion of assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Anand Bhakta is a financial advisor at Citigroup Global Markets with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2015. Outside of his advisory work, he is the owner of KBAB LLC, a beer sales business based in San Antonio, TX. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Alberto Villarreal is a financial advisor at VOYA Financial Advisors, Inc. with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has been with VOYA since 2014. Outside of his advisory role, Villarreal is a licensed independent insurance agent and serves as a notary. VOYA Financial Advisors, Inc. serves a diverse client base including individuals, retirement plan sponsors, charitable organizations, corporations, and high-net-worth clients. The firm offers financial planning, portfolio management, and consulting through multiple program structures, primarily focusing on non-discretionary, recommendation-based advice.

Jeffrey Glenn is a financial advisor with PNC Wealth Management in San Antonio, TX, holding Series 63 and Series 65 licenses and 26 years of industry experience. Prior to joining PNC Investments in 2021, he worked at several BBVA entities from 2003 to 2021. Outside of finance, he operates Executive Landscaping, a business he has owned since 2002. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio strategist for employees that uses algorithm-driven risk assessments and investment via mutual funds and ETFs managed by PNC or third parties.

Sylvia Hydrick is a financial advisor at Rockefeller Financial LLC with 31 years of industry experience. She holds a Series 63 credential and previously worked at Merrill for 32 years before joining Rockefeller Financial in 2021. Outside of her advisory role, she is a member of Danke Oma LLC, a family-held business based in San Antonio. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides portfolio management, financial planning, and consulting services within a Private Advisor model and operates as both an investment adviser and a registered broker-dealer, offering a broad range of investment solutions across equities, fixed income, and alternatives.

Joshua Lerma is a financial advisor at Hornor, Townsend & Kent, LLC with six years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Eagle Strategies, NYLIFE Securities LLC, and New York Life Insurance Co. In addition to his advisory role, Lerma is involved in insurance brokerage activities under the names 1847Financial and Affluent Wealth Strategies. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a comprehensive advisory platform that includes third-party asset manager relationships and both discretionary and non-discretionary account options. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, offering custody, execution, brokerage, and financial planning services.

Estela Sotelo is a Series 66-credentialed financial advisor with 24 years of industry experience. She is currently with PNC Wealth Management and has previously worked at BBVA Wealth Solutions, BBVA Securities, BBVA Compass Insurance Agency, and COMPASS Bank. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only, digital discretionary account pilot that uses algorithm-driven risk assessment and approved model strategies managed by PNC or third-party strategists.

Issac Gonzalez Jr. is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Wells Fargo, Bank of America, Merrill, and Platinum Wealth Solutions of Texas. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains distinct institutional capabilities, including in-house research and derivatives services.

Joshua Amparan is a financial advisor with Eagle Strategies (NY Life) in San Antonio, TX, holding Series 63 and Series 65 licenses with five years of industry experience. His prior work includes roles at New York Life Insurance Company and NY Life Securities LLC, as well as experience in the beverage distribution and brewing industry. Outside of his advisory practice, Amparan volunteers with the UTSA Alumni Association, produces the "Birds Up Podcast," and serves as an officer in local organizations including the Metro San Antonio Chamber of Commerce and the Institute for Leadership in Capital Projects. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Theodoro Guzman Jr. is a financial advisor with Citigroup Global Markets, holding Series 66 and Series 63 licenses and four years of industry experience. He has been with Citibank, N.A. since 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs with a multi-asset, multi-manager approach supported by in-house research and extensive market roles.

David Harris is a financial advisor at Citigroup Global Markets with eight years of industry experience. He holds Series 66 and Series 63 licenses and has worked at several firms including USAA Financial Advisors and CUSO Financial Services. Outside of his advisory role, he owns and operates a small single-family home rental business in San Antonio. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains significant institutional scale with unique market roles such as acting as a swap dealer and futures commission merchant.

Julian Ortega III is a financial advisor at Transamerica Financial Advisors with 32 years of industry experience. He holds the Series 63 and Series 66 credentials and has worked at firms including USAA, LPL Financial LLC, and Wells Fargo Clearing Services. Transamerica Financial Advisors serves a diverse clientele that includes individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers advisory and broker-dealer services through proprietary and third-party model portfolios, with both discretionary and non-discretionary program options.

John Hennessy is a financial advisor at Corient with 38 years of industry experience. He holds a Series 63 designation and has worked previously at Intercontinental Wealth Advisors LLC and Intercontinental Asset Management Group Ltd. since 2007 before joining Corient in 2023. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, trusts, pension plans, charitable organizations, and corporations. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party manager solutions and utilizes risk management tools and alternative investments where appropriate.

Charles Lutz III is a financial advisor at Corient with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Intercontinental Wealth Advisors LLC and Intercontinental Asset Management Group Ltd. Since 2005, he has served on the Board of Directors for Mission Pharmacal Company, a drug manufacturing company based in San Antonio, Texas. Corient provides investment advisory and financial planning services to a diverse client base that includes individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporations. The firm employs a goals-based, team investment approach incorporating in-house strategies, third-party managers, and customized asset allocation while utilizing risk management tools and alternative investments.

Derek Ketel is a financial advisor with Citigroup Global Markets, holding Series 65 and Series 66 credentials and 20 years of industry experience. His prior roles include positions at Victory Capital Services, LPL Financial, and Advisors Asset Management. Outside of his advisory work, he assists his wife with her laser engraving business, Wood & Whimzy, participating in workshop activities and craft shows. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm uses multi-asset, multi-manager strategies and maintains significant institutional capabilities, including in-house research and derivatives services.