Ryan Richardson is a CFP® and ChFC® with 13 years of industry experience, currently serving at Weatherly Asset Management in Del Mar, CA. He has been with Weatherly since 2012, aside from a brief period at Apax English and LPL Financial. Ryan is part of a multi-advisor team at the firm. Weatherly Asset Management provides discretionary portfolio management and comprehensive financial planning to individual and institutional clients, including trusts, retirement plans, and charitable organizations. The firm employs a combined top-down and bottom-up investment approach, focusing on mid- to large-cap core equities and high-quality fixed income, with portfolios managed by an investment committee and team workflow.

Dane Jensen is a Series 65 licensed advisor with seven years of industry experience. He is currently with Drive Wealth Advisers and has previously worked at Beacon Pointe Insurance Services, Beacon Pointe Advisors, Ailsa Capital inc, Mountain West Advisors, and Stryker. Outside of advisory roles, he is also an insurance agent specializing in life, health, and accident products. Drive Wealth Advisers serves individuals, including high-net-worth clients, as well as pension plans, trusts, estates, and business entities. The firm focuses on customized, goals-based asset allocation with ongoing monitoring and offers a broad range of investment strategies alongside comprehensive financial planning and family office services.

Drew Phillips is a financial advisor at PracticeCFO Investments in San Diego, CA, holding a Series 65 designation with eight years of industry experience. He has been with PracticeCFO Investments since 2018 and previously worked at Medimpact Healthcare Systems, Inc. from 2016 to 2018. PracticeCFO Investments offers a range of services including investment management, strategic personal and business financial planning, retirement plan advisory, insurance placement, and tax and accounting services. The firm serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and employer-sponsored retirement plans, managing approximately $401.6 million across about 211 clients. Their investment approach blends Modern Portfolio Theory with low-cost passive ETFs and tactical asset allocation, supported by formal Investment Policy Statements and coordinated tax professional involvement.

Dana Morgera is an advisor at Bull Oak Capital, LLC with a Series 65 designation and one year of industry experience. Prior to joining Bull Oak, Morgera held positions at The Upper Deck Company, San Diego Seals, Dutchess Day School, Battery Park City Authority, and Soccer Stars. Bull Oak Capital serves individual and high-net-worth clients, providing comprehensive financial planning and discretionary portfolio management. The firm emphasizes broad diversification using primarily exchange-traded funds and tailors portfolios to clients’ goals, risk tolerance, and time horizon.

Matthew Goldberg is a CFP® and Series 65 licensed financial advisor at Blue Sky Capital Consultants Group, Inc. in Poway, CA, with four years of industry experience. Prior to joining Blue Sky in 2023, he worked at D.M. Brenner, Inc. and has a background that includes roles at San Diego State and Grossmont Community College. Blue Sky Capital Consultants Group, Inc. provides discretionary portfolio management, financial planning, and advisory consulting to individuals, retirement plans, charitable organizations, and corporations. The firm employs a multi-disciplinary investment process incorporating fundamental and technical analysis, modern portfolio theory, and both long- and short-term trading, with a notable use of derivatives and borrowing strategies within separately managed accounts.

John Gorlow is the sole advisor at Cardiff Park Advisors with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has led Cardiff Park Advisors since 2003. Outside of his advisory role, he is involved in a technology services business focused on business development. Cardiff Park Advisors offers integrated wealth management services for high-net-worth individuals, families, trusts, and foundations. The firm employs an evidence-based, globally diversified investment approach using low-cost mutual funds and ETFs, emphasizing tax-aware rebalancing and coordination with outside professionals to align legal and tax strategies with portfolio management.

Brenton Armstrong is a CFP® professional with 18 years of industry experience, currently serving at Weatherly Asset Management since 2015. He holds the Series 65 designation and is based in Del Mar, CA. Weatherly Asset Management serves individual and institutional clients, including trusts and retirement plans, through discretionary portfolio management and comprehensive financial planning. The firm employs a team-based investment approach combining macroeconomic analysis with fundamental research, focusing on mid- to large-cap core equities and high-quality fixed income.

Jacqueline Galindo is a financial advisor with Presidio Capital Management, LLC in San Diego, CA, holding a Series 66 designation and three years of industry experience. Prior to joining Presidio Capital Management in 2026, she worked at Charles Schwab & Co., Inc. and Motley Fool, LLC. Presidio Capital Management provides discretionary investment management, financial planning, and retirement-plan consulting to individuals, high-net-worth clients, business owners, trusts, estates, charitable organizations, and employer-sponsored retirement plans. The firm emphasizes fundamental analysis and long-term strategies using low-cost mutual funds and ETFs, while maintaining flexibility to incorporate other investment vehicles as appropriate.

Adam Stewart is a financial advisor at Peak American Investment Advisors, Inc. He holds a Series 63 designation and has experience in the financial services industry since 2016, including roles at Northwestern Mutual and Select Quote Auto and Home. Stewart is based in Escondido, California. Peak American Investment Advisors serves individual and high-net-worth clients by providing discretionary wealth management, comprehensive financial planning, and retirement tax strategy. The firm combines technical and fundamental analysis in constructing portfolios and integrates tax and insurance coordination into its retirement and income planning.

Scott Hinkle is a CFP® with 14 years of industry experience, currently serving at Alden Investment Group. His career includes long-term work at Westhem Grant Group and roles with World Equity Group and Hinkle Insurance Services. Alden Investment Advisors offers discretionary and non-discretionary portfolio management and fee-based financial planning to individuals, retirement plans, nonprofit, and institutional clients. The firm emphasizes customized asset allocations using proprietary and third-party strategies and integrates technology platforms to provide unified household reporting and comprehensive fiduciary services for employer plans.

Kelli Burger is a CFP® and Series 65-registered advisor with Weatherly Asset Management, where she has worked since 2016, accumulating 13 years of industry experience. She is based in Del Mar, CA, and operates within an 11-advisor team at the firm. Weatherly Asset Management serves individual and institutional clients with discretionary portfolio management and comprehensive financial planning, managing approximately $1.68 billion in assets. The firm combines a top-down macroeconomic perspective with bottom-up fundamental research, focusing on mid- to large-cap core equities and high-quality fixed income, and employs a team-based approach supported by an investment committee.

Colin Summers is a CFP® affiliated with Bull Oak Capital, LLC and has one year of experience in financial advising. Before joining Bull Oak Capital, he worked at the City of San Diego for six years and at Starbucks Corporation for six years. Bull Oak Capital serves individual and high-net-worth clients with comprehensive financial planning and discretionary portfolio management. The firm manages approximately $261.6 million in discretionary assets across about 125 client relationships, using a broadly diversified approach centered on exchange-traded funds tailored to clients' goals and risk tolerance.

Rory Macdonald is a CFP® and holds a Series 65 license, with 13 years of industry experience. He has been with Mission Wealth Management, LP since 2012. Mission Wealth Management serves high-net-worth individuals, families, and institutional clients by providing wealth management, financial planning, investment management, and related consulting services. The firm employs a comprehensive approach that integrates investment, tax, trust, philanthropy, and risk planning, utilizing both in-house management and select third-party sub-advisors.

Michael Love is a financial advisor with Kestra Private Wealth Services, LLC, holding Series 63 and Series 65 credentials and 26 years of industry experience. He previously worked at Private Asset Management Inc. for 11 years before joining Kestra in 2023. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutional clients, managing approximately $13.45 billion in client assets. The firm offers a broad range of investment products and specialized services, with an emphasis on advisor-managed accounts and institutional operational support.

Christine Diruscio is a financial advisor with Madison Avenue Securities, LLC, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. She has worked with Madison Avenue Securities since 2016 and is currently associated with Empress Investment Group. Madison Avenue Securities provides investment advisory and brokerage services primarily to individual and high-net-worth clients, as well as pension consulting, college-savings assistance, and services for charitable institutions, foundations, and trusts. The firm manages approximately $2.0 billion for around 14,000 clients through multiple programs and investment models utilizing a range of securities and discretionary portfolio management strategies.

Michael Graham is a financial advisor with Madison Avenue Securities, LLC, holding a Series 66 designation and 10 years of industry experience. He has previously worked at Raymond James Financial Services, Wells Fargo Clearing Services, Stifel Nicolaus & Co Inc, and Edward Jones. Outside of his advisory work, he is a part-time independent contractor for TravelPlex, assisting clients with travel arrangements, and also works as a part-time Uber and Lyft driver. Madison Avenue Securities provides investment advisory and brokerage services primarily to individual and high-net-worth clients, with additional offerings for pension consulting, college savings, and charitable institutions. The firm manages approximately $2.0 billion for about 14,000 clients across 91 advisors, utilizing a variety of portfolio management approaches including advisor-managed models and third-party managers.

James King is a financial advisor with Coppell Advisory Solutions LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with Coppell Advisory Solutions since 2014 and previously with Ken Stern & Associates Inc for nine years. Mr. King is also licensed for fixed insurance and long-term care. Coppell Advisory Solutions LLC is part of Fusion Investment Advisors, which manages discretionary portfolios and financial planning services for individuals, retirement plan participants, trusts, estates, charitable organizations, and business entities. The firm uses an open-architecture platform with tailored investment strategies, employing both fundamental and technical analysis across a broad range of investment products.

Kelsey Anderson is a CFP® professional with nine years of industry experience, currently serving as a wealth manager at The AmeriFlex Group. Prior to joining AmeriFlex, Kelsey worked extensively at Charles Schwab Bank and Charles Schwab & Co., Inc. in various roles over eight years. Outside of her advisory work, she holds a committee member position at the Country Club of Rancho Bernardo. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, and retirement plan consulting, delivering customized strategies via model allocations, discretionary and non-discretionary manager relationships, and multiple wrap programs.

Stephen Widner is a Series 63 registered advisor with 35 years of experience in the financial services industry. He has worked at Navy Federal Investment Services, LLC and Navy Federal Financial Group, LLC since 2020, following two decades at CUSO Financial Services, L.P. in various advisory roles. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm focuses on managed advisory programs that utilize third-party portfolio managers and provides a range of investment solutions, including automated ETF portfolios and unified managed accounts.

Gregory Stephens is a financial advisor with Kingswood Wealth Advisors, LLC, holding a Series 66 designation and bringing 30 years of industry experience. His prior roles include positions at Ms Howells & Co, Wells Fargo Advisors, Morgan Stanley, Citigroup Global Markets, and KeyBanc Capital Markets. He is also managing director of Stephens Investments & Wealth Management Solutions. Kingswood Wealth Advisors serves a diverse client base including individual and high-net-worth investors, retirement plan sponsors, and institutions. The firm provides portfolio management, financial planning, ERISA plan advisory, and consulting services, with a notable focus on insurance-linked accounts and an open-architecture platform utilizing third-party managers and sub-advisors.