Paul Sung is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Wells Fargo Clearing, Bank of America, Merrill, and JPMorgan. Outside of his advisor role, he has been involved in managing a business entity since 2018. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment programs along with broker-dealer execution and custody services. The firm operates at large institutional scale and provides specialized services such as derivatives trading and bespoke discretionary solutions.

Laurie Lipman is a financial advisor with Commonwealth Financial Network who holds a Series 66 designation and has 25 years of industry experience. She has worked with several firms including LS Investment Planning, Good Life Advisors, LLC, and LPL Financial, LLC. She is also a 50% owner of Lipman-Westburg Inc., a private entity engaged in securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of around 2,900 advisors and hundreds of thousands of clients. The firm offers a comprehensive adviser-support platform with managed account programs, retirement consulting, custody services, and access to third-party asset managers.

Gregory Fox is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at Terramar Wealth, OSAIC, Sagepoint Financial, and Equitable Advisors. Outside of advisory work, he manages an RV rental business through Outdoorsy.com. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and back-office support including investment management, compliance, and technology. The firm offers diverse portfolio construction options and discretionary model portfolios managed by its Investment Management and Research team.

Alec Williams is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 license and ten years of industry experience. He has been associated with both firms continuously since 2016. Outside of his advisory work, he is involved with Friends of Braille Institute, a nonprofit auxiliary supporting vision-related programs. Park Avenue Securities operates as both a broker-dealer and SEC-registered investment adviser under Guardian Life Insurance Company of America. The firm provides a range of brokerage services, financial planning, and investment advisory programs to individuals, including high-net-worth clients, as well as pension plans, charitable organizations, and corporate clients.

Joe Miller Jr. is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 licenses and over 42 years of industry experience. He has been with Independent Financial Group since 2003 and has also worked at Mark J. Muller Equities, Inc. and Xton Financial LLC. Outside of his advisory role, he is a managing member of CK Enterprises LLC, which operates a horse stable, and serves as CEO of Beacons Inc., a consulting and business management firm. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of brokerage, portfolio management, financial planning, and retirement plan services, utilizing multiple advisory programs and third-party asset managers across a national network of Investment Adviser Representatives.

Sophia Lizalde is a financial advisor at Integrated Wealth Concepts LLC with one year of industry experience. She holds a Series 65 designation and previously worked at VEBS. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, utilizing customized portfolios with a long-term investment approach and oversight of third-party managers.

Benjamin Duggan is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Berkley Capital Management, Key Investment Services LLC, Key Bank, and MetLife. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients. The firm uses an integrated approach tied to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Joseph Mamer is a financial advisor at Oppenheimer with 40 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Stifel Nicolaus & Co Inc and RBC Capital Markets Corporation. Outside of his advisory role, he serves as trustee of his late uncle’s estate, managing scholarship distributions for the children of his uncle’s nieces and nephews. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering advisory and brokerage services such as discretionary and non-discretionary investment management, consulting, and retirement services. The firm employs strategic and tactical asset allocation and various investment vehicles, with client accounts periodically reviewed and held under qualified custody.

Rosa Lasnover is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has been with Transamerica Financial Advisors since 2012 and is also associated with Wfgia since 2001. Outside of her advisory role, she is an investor in W&J Operations LLC, a company involved in transporting legal merchandise within the United States. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement its advisory approach, supported by multiple program platforms and an advisor network managing approximately $1.7 billion in regulatory assets under management.

George Ebenhack is a financial advisor with Oppenheimer, holding Series 63 and Series 65 designations and bringing 53 years of industry experience. He has worked at Fahnestock & Co. Inc. since 2003. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers advisory and brokerage services encompassing discretionary and non-discretionary investment management, consulting, retirement services, and financial planning, with a focus on strategic asset allocation and manager selection.

Maricela Ponce Zamalloa is a financial advisor at Principal Financial Services with 27 years of industry experience. She holds the Series 63 and Series 66 credentials and has been with Principal Securities Inc. and Principal Life Insurance since 2000. In addition to her advisory role, she serves as a bank officer to support and manage Principal retirement plan account relationships. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions, with investment implementation often handled on a discretionary basis by TPMMs.

James Buchanan is a financial advisor at PNC Wealth Management with nine years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. His prior experience includes roles at J.P. Morgan Securities, Fisher Investments Canada, Morgan Stanley, and Edward Jones. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account. The firm’s investment approach utilizes approved model strategies managed by PNC or third-party strategists with automated portfolio implementation and annual rebalancing.

Benjamin Richey is a CFP® with 22 years of industry experience, currently affiliated with Eagle Strategies (NY Life) since 2014. He has worked with New York Life Insurance Company and Nylife Securities LLC since 2003. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers a variety of advisory programs, emphasizing tailored recommendations and managing the majority of its assets on a non-discretionary basis.

John Wolff is a financial advisor with Eagle Strategies (NY Life) in Escondido, CA, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. His career includes long-term service with Eagle Strategies and New York Life Insurance Company since 1997, alongside operating Lens Financial & Insurance Solutions. Outside of advisory work, he is the owner of Terebinth Ventures Inc., a mobile application focused on theology study. Eagle Strategies serves a diverse client base including individuals and institutional investors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers various program types and emphasizes tailored recommendations, managing the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Michael Moon is a financial advisor with Commonwealth Financial Network, holding CFP® and Series 63 credentials and bringing 41 years of industry experience. His prior career includes 23 years at Lincoln Financial Advisors and operating his own practice, Michael W. Moon, for 27 years. He is co-owner of Moon Wealth Management, LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and back-office support including operations, trading, technology, investment management, compliance, and practice management. The firm offers diverse investment programs such as PPS Custom and PPS Select model portfolios, emphasizing a platform that allows advisors discretion in portfolio construction.

Heather Mattlin is a Series 66 registered advisor with D.A. Davidson & Co., based in Carlsbad, CA. She has approximately two years of experience in financial services, having previously worked at KW Commercial and Keller Williams Real Estate. Her background also includes six years as a homemaker. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporations. The firm offers services such as ERISA retirement plan advisory, wrap fee programs, equity research, and comprehensive financial planning, operating under fiduciary standards and utilizing both qualitative and quantitative analysis.

Benjamin Hodge is a financial advisor with Integrated Wealth Concepts LLC and holds a Series 66 designation. He has 18 years of industry experience, previously working with firms including Triad Advisors, OneDigital Investment Advisors LLC, Independent Financial Partners, and LPL Financial. He is based in Escondido, CA. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, using customized portfolios and a combination of internal management and third-party asset managers.

Michael Mammini is a CFP® professional with 38 years of industry experience, currently affiliated with Commonwealth Financial Network. His prior experience includes roles at Lincoln Investment and Capital Analysts, Incorporated. Outside of advisory work, he is the owner and president of Mammini Properties, LLC. Commonwealth Financial Network is a national registered investment adviser supporting approximately 2,950 advisors and their clients with a range of advisory programs, technology, and operational support. The firm offers various investment management solutions, including discretionary model portfolios and customizable program structures.

Daniel Dubois is a financial advisor with Integrated Wealth Concepts LLC, holding Series 63 and Series 66 credentials and bringing 36 years of industry experience. His career includes roles at firms such as LPL Financial, Independent Financial Partners, and Triad Advisors. Dubois is also a licensed fixed insurance agent, engaging in fixed annuity and insurance sales. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office and retirement plan advisory services, and sponsors wrap-fee programs that utilize customized portfolios with a primarily long-term investment approach.

Edwin McClure III is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 credentials and possessing 31 years of industry experience. He has been with Independent Financial Group since 2015. Outside of his advisory role, he is the owner of Project Blu, Inc. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm manages approximately $11.3 billion in assets and offers a range of advisory programs through its AccessPoint platform and third-party asset managers.