William Kirk is a financial advisor at Heritage Wealth Management, Inc. in San Diego, CA, holding Series 63 and Series 65 licenses with two years of industry experience. Prior to joining Heritage Wealth Management, he worked at Sanford C. Bernstein & Co., LLC for three years. Heritage Wealth Management, Inc. provides discretionary investment management and financial planning to a diverse client base, including individuals, small businesses, pension plans, trusts, and institutional clients. The firm emphasizes asset-allocation portfolios incorporating mutual funds, ETFs, equities, fixed income, and option-enhanced strategies, managing portfolios on a discretionary basis with additional involvement in private pooled investment vehicles and private placement products.

Brooke Kelly is a CFP® with nine years of industry experience, currently serving at Weatherly Asset Management. She has worked with the firm since 2016 in various capacities. Outside of her advisory role, she holds a minority ownership interest in a family-owned lumber company. Weatherly Asset Management serves individual and institutional clients with discretionary portfolio management and comprehensive financial planning. The firm employs a team-based approach focusing on mid- to large-cap core equities and high-quality fixed income, managing $1.68 billion in client assets.

Matthew Cayelli is a financial advisor at Centura Wealth Advisory with one year of industry experience. He holds a Series 65 designation and has worked at several firms, including CCG Wealth Management LLC and Atria Wealth Solutions. Centura Wealth Advisory serves individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities by providing financial planning, consulting, investment management, and retirement plan advisory services. The firm manages approximately $769 million in regulatory assets and customizes portfolios using mutual funds, ETFs, alternative investments, structured products, and allocations to independent managers, offering both discretionary and non-discretionary account management.

Danae Baltierra is a financial advisor at Christopher Weil & Company, Inc. with five years of industry experience. She holds a Series 65 designation and has been with Christopher Weil & Company since 2020. Prior to her advisory career, she worked in dance instruction at Trilogy Ballroom Dance and Fred Astaire Dance Studio. Christopher Weil & Company, Inc. provides discretionary investment management, financial planning, estate transition, and pension consulting services to individual clients, pension and profit-sharing plans, charities, and corporate entities. The firm employs diversified and opportunistic portfolio strategies, including the use of derivatives and cryptocurrency-related investments, and offers personalized investment policy statements and ongoing advisory support.

Theodore Kay is a financial advisor at DLK Investment Management with 12 years of industry experience. He holds a Series 65 designation and previously worked at Alpha Cubed Investments, LLC from 2014 to 2018. DLK Investment Management provides personalized investment management and financial planning services to individuals, trusts, estates, charitable organizations, small institutional investors, and employer retirement plans. The firm manages approximately $435 million in client assets using a tailored, allocation-driven approach focused on fundamental relative value, with many client accounts managed on a discretionary basis.

Jerrie Carli is a financial advisor with Financial Focus LLC in Carlsbad, CA, holding Series 63 and Series 65 licenses and having 32 years of industry experience. Her prior roles include positions at OSAIC, Securities America, Inc., and National Planning Corp. She is also a fixed insurance agent specializing in disability, life, long-term care, and annuities. Financial Focus LLC offers investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm manages accounts on a discretionary basis using model portfolios and provides retirement-plan consulting and fiduciary services, including a distinctive wrap fee program that bundles management and transaction coverage.

Justin Kuntz is a CFP® and holds a Series 66 license, with 13 years of experience in the financial services industry. He has been with Pacific Wealth Management since 2013 and previously worked at Girard Securities, Inc. from 2013 to 2017. Pacific Wealth Management serves individuals, trusts, retirement plans, and business entities, managing approximately $318 million in assets across about 210 client relationships. The firm employs a client-specific, asset-allocation approach through its “Proactive Asset Management” framework, offering discretionary and non-discretionary asset management, financial planning, consulting, and 529 plan management.

Matthew Griffith is a CFP® credentialed financial advisor at Centura Wealth Advisory with 19 years of industry experience. He previously worked at Reilly Financial Advisors for eight years before joining Centura Wealth Management, LLC, where he has been since 2019. Griffith holds volunteer board positions with the charitable organizations HOMESTART and PL Optimists' youth funding program. Centura Wealth Advisory provides financial planning, investment management, and retirement plan advisory services to individuals, trusts, estates, charitable organizations, and business entities. The firm utilizes a diversified investment approach including mutual funds, ETFs, alternative investments, and Independent Managers, and serves as a fiduciary for retirement plans under ERISA when applicable.

Matthew Showley is a CFP® with 12 years of industry experience, currently serving as an advisor at Creative Capital Management Investments LLC since 2017. Prior to this, he worked at Creative Capital Management Inc from 2006 to 2017. Creative Capital Management Investments LLC provides fee-only investment advisory and financial planning services to individuals, high-net-worth clients, professionals, business owners, retirement plans, and families in business. The firm employs a long-term, evidence-based investment approach grounded in Modern Portfolio Theory, offering customized portfolios and specialized consulting in areas such as estate planning, tax planning, and business succession.

Deborah Spencer is a financial advisor at Reyes Financial Architecture Inc. with two years of industry experience. She holds a Series 65 designation and has previously worked at Strategic Wealth Advisors. Reyes Financial Architecture provides discretionary asset management, personalized financial planning, and consulting services primarily for high-net-worth individuals, trusts, estates, and small businesses. The firm employs a long-term investment approach, using fundamental, technical, and cyclical analysis to guide portfolio management.

Stefan Meierhofer is a CFP® and CFA® with 25 years of industry experience, currently serving at Telos Capital Management, Inc. since 2009. He participates on the investment advisory committees for the Office of the City Treasurer and the San Diego Rescue Mission, providing input on investment strategy. Telos Capital Management offers discretionary investment management and financial planning to individuals, trusts, estates, retirement plans, small businesses, and charitable organizations. The firm employs an active, fundamentally driven investment approach combining bottom-up company analysis with top-down macroeconomic assessment, emphasizing asset allocation and diversification across multiple portfolio programs.

Erick Schenkhuizen is a financial advisor at US Capital Global Wealth Management, LLC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial LLC and Empirikal Partners LLC. Schenkhuizen divides his time between advisory services and investment banking through affiliated entities. US Capital Global Wealth Management, LLC provides investment management, consulting, and financial planning primarily to individual and high-net-worth clients. The firm employs a multi-step screening process combining fundamental, sector/industry, and quantitative analysis to construct diversified portfolios using ETFs, stocks, bonds, mutual funds, and alternative investments.

Samuel Wheeler is a financial advisor at Intelligence Driven Advisers, LLC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has prior experience at Mutual of America Life Insurance Company, Mutual of America Securities LLC, Capstone Partners Financial and Insurance Services, and Newport Beach Country Club. Outside of his advisory role, he is also an insurance agent with Intelligence Driven Insurance Solutions. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm offers financial planning, discretionary investment management through model portfolios and custom accounts, retirement plan solutions, consulting, and held-away account management, with an investment approach emphasizing risk management and fundamental analysis.

Ryan Ponsford is a financial advisor at Carmel Capital Partners, LLC with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at American Advisors Group, 303 Advisors, LLC, and Akili Capital. Outside of his advisory work, Ponsford is a licensed real estate broker in California, serves on the executive board of Main Street Philanthropy, and is the founder of Gateway for Good, a Benefit Corporation focused on corporate giving programs. He is also Principal of Strategic Mastery Inc., a strategic consulting firm serving closely held businesses and families. Carmel Capital Partners provides investment management and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, trusts, estates, and corporations. The firm emphasizes fundamental valuation focused on free cash flow and capital preservation, utilizing customized portfolios, model portfolios, and allocations to mutual funds and ETFs, and acts as a private fund sponsor and manager for multiple private investment vehicles.

Louis Lange is a financial advisor with Superior Planning Wealth Management & Family Office in San Diego, CA, holding a Series 66 designation and five years of industry experience. His prior roles include positions at LPL Financial and CalPro Network Financial Services. He serves as an advisory board member for the San Diego Center for Economic Education, contributing to financial education efforts in the community. Superior Planning Wealth Management & Family Office provides investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, corporations, and charitable organizations. The firm employs a combination of proprietary strategic allocation models and customized portfolios, working with third-party strategists and sub-advisors to offer discretionary portfolio management tailored to client needs.

Glenn Busch is a financial advisor at American Money Management, LLC with 18 years of industry experience. He holds a Series 65 designation and has been with American Money Management since 2007. In addition to his advisory role, he has been affiliated with UCSD since 2006. American Money Management, LLC provides discretionary portfolio management and non-discretionary 401(k) advisory services to individuals, pension plans, trusts, and corporations. The firm employs a team-based approach to implement tailored asset-allocation strategies using fundamental, cyclical, economic, and technical analysis, and incorporates alternative investments where appropriate.

Babak Gahvari is a financial advisor at Canter Wealth with 15 years of industry experience. He holds the CFP® and Series 63 designations and has been with Canter Wealth and affiliated entities since 2017, previously working at Pure Financial Advisors, Inc. from 2014 to 2017. Canter Wealth is a fee-only investment adviser serving individuals, families, trusts, and institutional clients with discretionary asset management, financial planning, and consulting services. The firm emphasizes factor-based, tax-efficient, globally diversified portfolios primarily using ETFs and mutual funds, supported by an internal Investment Committee and operational use of technology and AI.

John Sedberry V is a financial advisor with Carmel Capital Partners, LLC, holding Series 63 and Series 65 credentials and 24 years of industry experience. Prior to joining Carmel Capital Partners and Superior Planning, LLC in 2024, he worked at Raymond James for nine years. He is a shareholder in Karl Strauss, a business related to his investment activities. Carmel Capital Partners provides discretionary and non-discretionary portfolio management primarily for individual and high-net-worth clients, along with financial planning, sub-advisory services, and private investment vehicle management. The firm actively sponsors and manages multiple private funds and special purpose vehicles, employing fundamental valuation and various investment strategies including derivatives, margin, and private equity allocations.

Jon Beyrer is a CFP® professional with 21 years of experience in the financial advisory industry. He has been with Blankinship & Foster, LLC since 2003. The firm provides customized wealth management services to individuals, families, trusts, estates, small businesses, charitable organizations, and pension/profit-sharing plans. Blankinship & Foster emphasizes asset allocation based on macroeconomic analysis and client-specific Investment Policy Statements, managing over $860 million in discretionary client assets as of the end of 2024.

Wesley Read is a CFP® and Series 65 licensed advisor with 18 years of industry experience. He is president of Wesley W. Read Accountancy Corporation d/b/a PracticeCFO and has been involved with Silver Coast Investments LLC since 2011. Outside of investment advisory, he is a partner in a dental practice management business. PracticeCFO Investments serves individuals, high-net-worth clients, retirement plans, trusts, and institutional accounts, offering investment management, financial planning, and retirement-plan advisory services. The firm uses a long-term, Modern Portfolio Theory-based approach with low-cost ETFs and a combination of passive core exposure and tactical asset allocation, and it is affiliated with an accounting practice that provides tax and accounting services under separate agreements.