Kent Hulse is a ChFC® credentialed financial advisor with four years of experience at Copley Financial Group, Inc. He has prior experience with Emerson Equity LLC and has also worked in loan arrangement and tax planning roles at Senior American Funding, Inc. and Heritage Tax & Insurance. Copley Financial Group is a team-based registered investment adviser that provides portfolio management to individuals, high-net-worth households, and pension/profit-sharing plans through direct management, third-party money manager referrals, and model-based programs. The firm combines multiple investment approaches including model portfolios and alternative investments, offering discretionary or client-approved trading and educational seminars.

Trevor Shaw is a CFP® professional with four years of industry experience, currently serving at Gradient Capital Advisors, LLC. He has been with Gradient Capital Advisors since 2015, working continuously in various capacities within the firm. Gradient Capital Advisors is a team advisory firm managing institutional-scale assets for individuals, high-net-worth clients, trusts, and corporate plan sponsors. The firm employs a combined fundamental and technical investment approach, utilizing a range of strategies including options, short sales, and margin transactions, and provides comprehensive portfolio management, financial planning, and retirement plan consulting.

Michael Herzog is a financial advisor with Secure Investment Management, LLC in Chula Vista, CA. He holds the Series 66 designation and has less than one year of industry experience. Prior to joining Secure Investment Management, he worked at several firms including Thrivent Financial and Equitable Advisors, LLC. Secure Investment Management serves individuals, business entities, trusts, and estates, providing financial planning, discretionary portfolio management, and separately managed account solutions. The firm employs a quantitative, factor-based investment approach grounded in Modern Portfolio Theory, utilizing low-cost funds, ETFs, third-party managers, and direct indexing tailored to client objectives.

James Freeman is a CFP® professional with over 21 years of industry experience. He has been with Financial Alternatives, Inc. since 1989. The firm serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and charitable organizations, offering discretionary portfolio management and wealth advisory services. Financial Alternatives, Inc. employs diversified portfolios across various asset classes and provides ongoing supervision and consolidated reporting through third-party platforms.

Todd Seger is a financial advisor with Guide Advisors, Inc. in San Diego, CA, holding a Series 65 credential and seven years of industry experience. He has a background in engineering and aviation, including roles as Senior Systems Engineer at Coherent Technical Services, Inc. and President of Seger Aviation, LLC, an aviation consulting firm focused on software design for F-16 adversarial air flying missions. Seger also served 11 years in the United States Air Force. Guide Advisors serves individuals, high-net-worth clients, foundations, and charitable organizations with fee-based financial planning, co-advisory asset management through third-party platforms, and licensed insurance and annuity products. The firm emphasizes educational seminars and workshops and operates with a multi-office structure despite its small team size.

William Frankenstein is a CFP® with 42 years of industry experience, currently serving as an investment advisor representative at Sovran Advisors, LLC. His prior roles include positions at Mass Mutual Investors Services, MassMutual Life Insurance Co., and MetLife Securities Inc. He is also involved with the Foundation for Senior Services, where he discusses financial planning with seniors. Sovran Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm manages approximately $1.78 billion in client assets through a team of about 53 advisors, offering customized portfolio management and diversified investment strategies.

Joshua Porras is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 designation and eight years of industry experience. He has worked at Navy Federal Investment Services and Navy Federal Financial Group since 2020, and previously at Navy Federal Credit Union and Phase Four Financial Solutions. Outside of his advisory role, he volunteers as a lead for small group discussions at Rise City Church. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union, individual investors, and trusts, offering portfolio management, financial planning, retirement-plan fiduciary services, and an automated ETF-based Digital Investor product. The firm uses model portfolios managed by third-party portfolio managers on platforms such as Envestnet, with ongoing due diligence and investment committee oversight.

David Hirons is a financial advisor with Wedbush Securities Inc. in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. Prior to joining Wedbush in 2018, he worked at RBC Capital Markets from 2014 to 2018. Outside of his advisory role, he works as an independent contractor and retail marketing consultant. Wedbush Securities serves a diverse client base including individual and high-net-worth investors, foundations, and institutional clients, offering brokerage and SEC-registered investment advisory services across wealth management, fixed income, commodities, and capital markets. The firm operates multiple managed account and wrap fee programs alongside commission-based brokerage arrangements, and provides clearing, custodial, and prime services tied to commodities and derivatives.

Ali Emami is a financial advisor at Legacy Wealth Management, LLC in San Diego, CA, with one year of industry experience. He has worked at Regal Group CPA since 2012. Legacy Wealth Management is a multi-advisor investment advisory firm serving individuals, charitable organizations, and business entities. The firm offers discretionary portfolio management and financial planning through a team-based approach, utilizing tailored strategies, a broad investment menu, and third-party money managers.

Justin Galietti is a financial advisor at Sovran Advisors, LLC with three years of industry experience. He holds the Series 66 designation and has previously worked at Cetera Wealth Services, Integrative Wealth Partners, and MassMutual Life Insurance Company. Outside of advisory roles, he is also involved in fixed insurance sales. Sovran Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm manages approximately $1.78 billion in client assets through a team of about 53 advisors, utilizing a range of portfolio management strategies and multiple platform relationships to tailor client solutions.

Peter Stokes is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Pure Financial Advisors, LLC. His prior experience includes 11 years at Fidelity Investments. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach overseen by an Investment Committee, incorporating modern portfolio theory, tax-aware strategies, and specialized sub-advisers.

Alan Baca is a financial advisor at Ethos Financial Group, LLC with 12 years of industry experience. He previously worked for Bernstein Global Wealth Management for 11 years before joining Ethos in 2023. In addition to his advisory role, he is a managing partner in private equity investment partnerships. Ethos Financial Group provides investment management and consulting services to individuals, trusts, estates, municipalities, and charitable organizations. The firm uses a model portfolio approach combining index-based exposures and third-party research, offering both discretionary and non-discretionary solutions.

Sundip Rai is a financial advisor at Dynamic with nine years of industry experience. He holds a Series 66 designation and has worked previously at Edward Jones and Laurel Wealth Advisors. Mr. Rai is also a licensed insurance agent and offers various insurance products as part of his practice. Dynamic serves a diverse client base including individuals, trusts, estates, charitable organizations, pension plans, businesses, and other registered investment advisers. The firm emphasizes a long-term, client-specific portfolio construction process and provides extensive support to other advisers through technology, compliance, and sub-advisory services.

Ryan Callan is a financial advisor at AlphaCore Capital LLC with 24 years of industry experience. He holds a Series 66 designation and previously operated Callan Capital, LLC for 18 years. In addition to his advisory role, he serves as a consultant for Alternative Fund Advisors, LLC. AlphaCore Capital LLC is an independent wealth advisory firm that serves individual, high-net-worth, entity, and institutional clients. The firm offers comprehensive wealth planning and investment management, emphasizing both traditional and alternative investment strategies, and provides various services including tax preparation and ERISA retirement plan advisory.

Luis Gonzalez Fitzmaurice is a financial advisor with Snowden Capital Advisors LLC in San Diego, CA. He holds the Series 66 designation and has been with Snowden Lane Partners since 2023. His prior experience includes roles at AIT Worldwide Logistics and positions in academia at CETYS Universidad and City University of Seattle. Snowden Capital Advisors LLC serves a diverse client base including high-net-worth individuals, family offices, foundations, and institutional investors. The firm offers discretionary and non-discretionary portfolio management, investment consulting, and financial planning, utilizing a multi-team approach with extensive use of third-party managers and a broad range of investment tools.

Christopher Rand is a CFP® professional with 29 years of experience in the financial services industry. He has been with WCG Wealth Advisors, LLC since 2014 and previously worked at LPL Financial. Rand also serves as an instructor for graduate-level business courses at UC Berkeley Extension and is a member of the CFP Board’s Integrity Review Commission. WCG Wealth Advisors, LLC provides fee-based wealth management, financial planning, and retirement-plan advisory services to a diverse client base including individuals, corporate plan sponsors, charities, and trusts. The firm employs a tailored investment process that integrates fundamental, technical, macroeconomic, and quantitative analysis, offering both direct management and access to third-party programs, and it maintains notable integration with legal-service pathways to support comprehensive client needs.

Matthew Horsley is a CFP® professional with 23 years of industry experience, currently serving as an advisor at Pure Financial Advisors, LLC since 2014. He holds the Series 63 designation and is based in San Diego, CA. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach overseen by an Investment Committee, utilizing modern portfolio theory, tax-aware techniques, and specialized sub-advisers within an enterprise-scale platform.

Eric Blackhall is a financial advisor at Octavia Wealth Advisors LLC with 16 years of industry experience. He holds the PFS™ and Series 66 designations. Prior to joining Octavia Wealth Advisors in 2020, he worked at PURSHE KAPLAN STERLING INVESTMENTS, Inc. and AXA Advisors, LLC. Blackhall also operates a CPA practice providing tax advice to clients. Octavia Wealth Advisors is an SEC-registered multi-team firm managing approximately $2.15 billion for individuals, high-net-worth clients, trusts, estates, businesses, retirement plans, institutions, and state or municipal entities. The firm offers customized portfolio management using a range of investment vehicles and provides retirement plan advisory and trust administration services.

Alissa Todd is a financial advisor at The Wealth Consulting Group with nine years of industry experience. She holds the Series 66 designation and has worked with WCG Wealth Advisors and LPL Financial since 2016. In addition to her advisory role, Todd hosts the Women Owning Wealth event and speaks at various industry conferences and events. The Wealth Consulting Group is an SEC-registered wealth management firm serving individual, corporate, and retirement plan clients. The firm employs a mix of active and passive investment strategies, model portfolios, and an algorithmic Guided Wealth Portfolios service, and offers legal support and implementation services through licensed attorneys and third-party vendors.

Paul Lim is a CFP®-certified financial advisor with 19 years of industry experience. He has been with WCG Wealth Advisors, LLC and LPL Financial since 2014. Lim is based in San Diego, CA. WCG Wealth Advisors, LLC provides fee-based wealth management, portfolio management, financial planning, and retirement-plan advisory services to a diverse client base including individuals, corporate and plan sponsors, charities, trusts, and estates. The firm employs a tailored investment process incorporating fundamental, technical, macroeconomic, and quantitative analysis, and integrates legal-service pathways through attorney referrals and related resources.