Daniel Ellington is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and one year of industry experience. His prior work includes six years at CitiBank and roles at Albertsons and A&M General Construction. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including in-house research and activities as a swap dealer and futures commission merchant.

Mark Townsend is a ChFC® credentialed financial advisor with 33 years of industry experience. He is currently with Money Concepts Capital Corp and has held roles at Western International Securities, Inc., Crown Capital Securities, L.P., and other firms. Outside of advisory work, Townsend provides financial oversight for residential care facilities for the elderly and serves as a real estate broker for Townsend Properties, Inc. Money Concepts Capital Corp is an enterprise-scale adviser serving a diverse client base that includes individual investors, pension plans, trusts, and corporations. The firm employs model-driven and asset-allocation strategies, offering a range of discretionary and non-discretionary portfolio programs supported by third-party managers and technology platforms.

Kitmen Gunther is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been affiliated with Transamerica Financial Advisors since 2012. Outside of his advisory role, he is involved in several business ventures including property management for Casa Sereno, LLC, and serves as president of the nonprofit Asian Community Development. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a wide range of clients, including individuals, retirement plans, trusts, and charitable organizations. The firm employs a model portfolio approach with third-party managers and platforms to deliver its services.

Diana Goldman is a financial advisor at Transamerica Financial Advisors and holds a Series 65 credential. She has been with Transamerica since 2026 and has over a decade of experience at World Financial Group Insurance Agency. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, charitable organizations, and corporations. The firm offers fee-based advisory programs and commission-based brokerage products, utilizing a combination of proprietary and third-party model portfolios with both discretionary and non-discretionary management options.

Nima Helmi is a financial advisor with Bankers Life Advisory Services, Inc. in Corona, California, holding a Series 66 designation and six years of industry experience. Prior to joining Bankers Life Advisory, he worked at Edward Jones for six years. Outside of his advisory role, he is the CEO of Empire Call Centers LLC and provides English/Farsi translation and interpretation services on a flexible basis. Bankers Life Advisory Services, Inc. offers discretionary portfolio management, investment consulting, and retirement plan consulting primarily for mass-affluent and high-net-worth individuals. The firm’s investment approach includes customized asset allocation, periodic rebalancing, and a combination of fundamental, technical, and cyclical analyses to guide portfolio decisions.

Giuseppe Vitulli is a financial advisor at Eagle Strategies (NY Life) with one year of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Eagle Strategies, he worked at NYLIFE Securities LLC and New York Life Insurance Company, and has experience in educational roles at the University of California, San Diego, and local schools. Eagle Strategies serves a diverse client base including individuals, institutions, and retirement plans, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a substantial portion of assets on a non-discretionary basis through an integrated structure with New York Life affiliates.

Ryan Wang is a financial advisor at Transamerica Financial Advisors with Series 63 and Series 65 licenses and four years of industry experience. His career includes roles in business development and client services across several companies, including Managed Health, Inheritguard, LLC, and Mailbox Power. Outside of financial advising, he is involved in providing employee benefit solutions and estate planning education. Transamerica Financial Advisors serves a broad client base including individuals, retirement plans, trusts, estates, and charitable organizations. The firm utilizes model portfolios and third-party managers to deliver investment advisory and retirement-plan services through a large advisor network and multiple program platforms.

John Pham is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 33 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and has previously been involved in business activities including Destiny Builders Enterprises and Global Merchant Innovations. Outside of advising, Pham serves as president of Destiny Builders Enterprises and has experience managing a rental property. Transamerica Financial Advisors serves a wide range of clients, including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services with various model portfolios and third-party money manager access, operating uniquely as both an RIA and broker-dealer.

Matthew Kersey is a financial advisor at AE Wealth Management, LLC with Series 63 and Series 65 credentials. He has experience working in consulting and financial services roles since 2020 and has been with AE Wealth Management since 2026. Outside of finance, he is involved with The Kerseys, Inc., a business he has been associated with since 2019. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individual households, corporations, trusts, and ERISA plan sponsors. The firm employs discretionary model portfolios and a range of investment strategies, managing approximately $49.8 billion for over 127,000 clients through a platform-focused approach.

Henry Balanza Sr. is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and has a background that includes leadership roles in several business ventures, notably operating CHJ Enterprises, LLC dba Serenity Home, which provides care and supervision for developmentally disabled children. He also serves as president and administrator for Balanza Homes, offering health services for developmentally disabled adults. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, and charitable organizations. The firm utilizes model portfolios and third-party managers within a large advisor network and offers multiple program platforms such as Transamerica ONE and TFA365.

Erin Green is a financial advisor at Valic Financial Advisors with 11 years of industry experience. She holds the Series 66 designation and has worked at firms including Merrill, UBS Financial Services, Stifel, and Agia. In addition to her advisory role, Erin is appointed as an agent to sell non-securities insurance products for Agia. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Franklin Lara is a financial advisor with Independent Financial Group, LLC, holding Series 63 and 65 licenses and bringing 17 years of industry experience. He has worked at Independent Financial Group since 2013, following a two-year tenure at National Planning Corporation. Outside of his advisory role, he is a part owner of a transportation company. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm offers a range of financial planning and portfolio management solutions, combining strategic asset allocation with both passive and active investment approaches.

Brian Payne is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He currently serves as Treasurer on the board of the Educational Freedom Foundation and is involved in teaching homeschool classes through the Pacific Coast Learning Center. Brian’s background also includes roles in health and dental insurance agencies and residential real estate. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, charitable organizations, and corporations. The firm provides advisory and broker-dealer services with a range of investment programs, combining proprietary and third-party model portfolios, and manages both discretionary and non-discretionary assets.

David Cockeram is a financial advisor with Valic Financial Advisors in Glendale, CA, holding a Series 66 designation and 23 years of industry experience. He has been with Valic Financial Advisors since 2012 and also serves as an agent with Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

David Matles is a financial advisor with SPC in Orange, CA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with SPC since 2004 and also works with Sigma Financial Corporation. Outside of his advisory roles, Matles serves as president of Matles & Associates Inc., which offers employee benefits and insurance products, and he is a board member of the University of Redlands Alumni Board. SPC serves a diverse clientele including high-net-worth individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets. The firm provides portfolio management, financial planning, and ERISA-related retirement plan services through a network of over 460 advisers, offering both discretionary and nondiscretionary management solutions.

Matthew Aurelio is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and three years of industry experience. He has been with Diversified Investment Services since 2014. Aurelio serves as a trustee for a family trust outside of his advisory role. Commonwealth Financial Network supports a national network of approximately 2,950 advisors by providing operations, technology, investment management, and compliance services. The firm offers a variety of advisory programs and model portfolios, allowing advisors discretion in portfolio construction alongside managed solutions.

Max Matles is a CFP® with six years of industry experience, currently affiliated with SPC and Sigma Financial Corporation. He has operated Matles Wealth Management since 2019 and is also a published author. His background includes positions at Sender One, Orange Coast Community College, Fullerton College, Rock City, and the University of Redlands. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base including individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network delivering tailored, discretionary advice through various account programs and maintains distinctive operational features through its partnerships with Fidelity and other third-party providers.

Citlalli Rojas is a financial advisor with Eagle Strategies (New York Life) based in Corona, CA. She holds Series 63 and Series 65 licenses and has 16 years of industry experience, including roles at NYLIFE Securities LLC and New York Life Insurance Company since 2016. Rojas serves on several local boards, including the La Sierra Council Greater Riverside Chambers of Commerce, the Greater Riverside Chambers of Commerce executive board, and the Riverside Community Hospital Board of Trustees. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored advice and offers multiple program types, with most assets managed on a non-discretionary basis.

Lee Pysnik is a financial advisor at Independent Financial Group, LLC with 25 years of industry experience. He holds the PFS™ designation and Series 63 and 65 licenses. Prior to joining Independent Financial Group in 2012, he has operated Lee Pysnik, CPA since 1984, providing tax, accounting, and bookkeeping services. He also acts as a trustee for family estates in a limited capacity. Independent Financial Group, LLC offers investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and both passive and active investment exposures tailored to client risk profiles.

Eric Sirich is a financial advisor with Transamerica Financial Advisors in Brea, CA, holding Series 63 and Series 65 licenses and six years of industry experience. His background includes roles in pharmacy and healthcare, including work as a pharmacist at Walgreens, along with involvement in estate planning services through LSPN Pro LLC and Inheritguard, LLC. He also serves as Treasurer of the Inland Empire Pharmacists Association, a nonprofit local affiliate. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers advisory and broker-dealer services with proprietary and third-party model portfolios and maintains assets under management in discretionary and non-discretionary programs.