Diana Kirkorian is a Senior Financial Advisor and Portfolio Advisor based in Fresno, California, and a partner of the Kirkorian Group at Merrill Lynch Wealth Management. She joined Merrill Lynch Wealth Management in February 2019 and works as part of a father-daughter team with a combined 45+ years of experience. Together, they provide comprehensive wealth management services, focusing on retirement planning, investment strategies, and personalized financial guidance tailored to clients' short-term and long-term goals. Diana holds a Bachelor's Degree from Santa Clara University and has earned professional designations including Accredited Asset Management Specialist (AAMS), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Her approach emphasizes trust, transparency, and delivering investment insights and banking solutions through Merrill Lynch and Bank of America to help clients navigate financial opportunities in changing markets. Beyond her professional work, Diana is involved in community activities including creating the organization Tennis Buddies and participating in the Food Recovery Network. Her personal interests include boating, golfing, music, running, scuba diving, skiing, skydiving, spending time with family, tennis, and traveling.

Nicholas Maxwell is a financial advisor with LPL Financial in Fresno, CA, holding a Series 66 license and having 19 years of industry experience. He has been with LPL Financial since 2012. Outside of his advisory role, he is involved in selling life, health, and long-term care insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing strategic and tactical model portfolios supported by research and multiple management approaches.

Troy Litle is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. He holds a Series 63 designation and previously worked at UBS Financial Services for 34 years before joining Wells Fargo in 2024. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and demographics.

Michael Budd is a CFP®-designated financial advisor with Wells Fargo Advisors, based in Fresno, CA, with 45 years of industry experience. He has been with Wells Fargo Advisors since 2016. Budd is also involved in investment-related business activities through ownership in two private firms, including Michael F. Budd Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning services and integrates advisory solutions with banking and lending products.

Holly Bare is a financial advisor at Raymond James Financial with 20 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at LPL Financial and Raymond James affiliates since 2006. She serves as a finance committee member for Sunnyside Country Club. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting, employing analytical tools and risk profiling, and supports municipal and public finance through a unique affiliation with a municipal advisor.

Rene Mendoza is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked at various Wells Fargo entities since 2008, including Wells Fargo Advisors, LLC, and Wells Fargo Bank, N.A. Mendoza serves as an Area 2 Board Member for the Washington Colony Elementary School District. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, performance reporting, participant education, and plan benchmarking, with notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Chia Lai is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at various Wells Fargo entities since 2013. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing proprietary research and planning tools to develop customized recommendations.

Glenn Ota is a financial advisor with Morgan Stanley in Fresno, CA, holding a Series 63 designation and bringing 46 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and the Global Investment Committee’s return estimates. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Noi Khamsone is a financial advisor with Charles Schwab in Fresno, CA, holding Series 63 and Series 66 licenses and with 22 years of industry experience. She has been with Charles Schwab and its affiliated entities since 2012. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a large scale and integrated operational structure.

Matthew Medeiros is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding a Series 66 designation and having 20 years of industry experience. His career includes roles within Wells Fargo entities since 2011. Outside of his advisory work, he co-owns a rental property in Shaver Lake, California, with his spouse. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and fee-based financial planning services, utilizing proprietary research and planning tools to develop tailored client recommendations.

Jon Engel is a financial advisor at Cambridge Investment Research Advisors with 12 years of industry experience. He holds the Series 66 designation and has worked at Cambridge since 2017, following prior roles at OneAmerica Securities and American United Life. Outside of his advisory work, Engel serves as a director on the board of the China Peak Volunteer Ski Patrol and volunteers as a ski patroller in Lakewood, CO. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals using various portfolio management and model-based investment approaches.

Kimberly Gambero is a financial advisor at Morgan Stanley with seven years of industry experience. She has been with Morgan Stanley since 2016 and previously worked at DK Fresh and Contours, Inc. There are no notable outside activities listed. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and extensive investment services.

Miguel Padilla Placencia is a financial advisor at Merrill with 13 years of experience at the firm. He holds a Series 66 designation and is based in Fresno, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Lance Dueker is a financial advisor with LPL Financial in Fresno, CA, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with LPL Financial since 2003. Outside of his advisory role, he is involved in several business ventures including co-ownership of a restaurant and participation in a foundation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios, third-party research, and various investment strategies.

Jeffrey Garza is a CFP®-designated financial advisor with Wells Fargo Advisors, bringing 31 years of industry experience. He has previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Outside his advisory role, he owns and operates JP Garza Investment, Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services tailored to clients meeting certain net-worth criteria.

Scott Young is a financial advisor with Morgan Stanley in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients through a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and analyses.

Michelle Standridge is a financial advisor with Merrill in Fresno, CA, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She has been with Merrill since 1992. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, and institutional investors. The firm employs model-based and discretionary strategies constructed by internal and third-party managers, supporting clients with trading, account administration, and custody services.

Marty Mitts is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at Merrill since 1995 and has been with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ryan Delcarlo is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and totaling 10 years of industry experience. His work history includes roles at Cetera, LPL Financial, Principal Life Insurance Company, J.P. Morgan Chase, and his own business, Del Carlo Financial. He also operated Del Carlo Backyard Party Rentals, LLC from 2015 to 2018. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management and financial planning services, supported by a network of over 10,000 advisors and $256 billion in assets under management.

Prashant Patel is a financial advisor with Wells Fargo Clearing in Clovis, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. His work history includes multiple roles within Wells Fargo and affiliated entities since 2013, as well as a position at Bank of the West. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is driven by investment policy statements and modern portfolio theory, with a broader range of financial products including insurance-related vehicles and bank deposit sweep options.