Paolo Coronel is an Investment Consultant at Fidelity Investments, where he has been serving clients since 2025. He collaborates with clients to help them develop financial strategies tailored to their retirement, wealth management, and overall financial well-being. Paolo leverages Fidelity's broad resources to provide insight and support for important financial decisions. Prior to his current role, Paolo worked as a Planning Consultant at Fidelity Investments from 2023 to 2025. He also has experience as an Associate Advisor and Paraplanner at Insight Wealth Strategies, LLC between 2019 and 2023, and began his career as a Paraplanner at Ameriprise Financial Services from 2018 to 2019. Paolo holds a California Insurance License and is a Certified Financial Planner (CFP®) professional. Outside of his professional work, Paolo has interests in cooking and baking, golf, music, and theater.

John Vinci is a financial advisor at UBS Financial Services with 13 years of industry experience. He holds a Series 66 designation and has worked at UBS since 2022. Prior to UBS, he spent 10 years at Charles Schwab and Charles Schwab Bank. Outside of his advisory work, Vinci serves as a basketball league commissioner for Bay Club. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and a range of capital markets services through a large network of advisors.

Mark Mathews is a financial advisor at Raymond James & Associates with nine years of industry experience. He holds the Series 66 designation and has worked previously at JPMorgan Chase and Merrill. Outside of his advisory roles, he was involved with The Blue Light from 2018 to 2021. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services, utilizing fact-finding interviews, risk profiling, and software-driven analyses to build tailored plans.

Jiani Zhu is a financial advisor with J.P. Morgan Securities and holds Series 63 and Series 66 licenses. She has seven years of industry experience, including prior roles at PNC Bank and Regions Bank. Outside of her advisory work, Zhu owns a small portfolio of rental properties. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Sohrob Tehrani is a financial advisor with J.P. Morgan Securities in Walnut Creek, CA, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2021 and previously held roles at AIG Capital Services and AIG Insurance. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within a larger broker-dealer and banking organization and offers a broad range of investment products, including security-based swaps and futures commission services.

Ying Zhang is a financial advisor at UBS Financial Services with 34 years of industry experience. She has held her current position since 2012. Zhang holds a Series 63 designation and is based in Danville, California. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Megan Lee is a financial advisor at Charles Schwab with a Series 66 credential and two years of industry experience. She previously worked at United States Liability Insurance and has a background that includes full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary management options with a focus on multi-asset portfolios and alternative investment due diligence.

Yama Jamili is a financial advisor at LPL Financial with 18 years of industry experience. He holds the CFP® designation and securities licenses Series 63 and Series 66. Prior to joining LPL Financial in 2023, he was with BMO Bank NA and BancWest Investment Services, where he served as Head of Northern California and Pacific Northwest Private Wealth. Outside of his advisory roles, he is co-owner of M & J Family LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management alongside model portfolios, third-party subadvisors, and technology-driven approaches.

Thomas Bilotti is a financial advisor with OSAIC in Danville, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with OSAIC since 2007 and also operates Bilotti Financial Group, where he provides securities and advisory services. In addition to his advisory roles, Bilotti is involved in fixed insurance product sales and mortgage origination through Freedom Equity Group Financial Services and acts as an agent for various insurance companies. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services utilizing asset-allocation tools, risk tolerance assessments, and access to third-party managers across multiple investment vehicles.

David Ellman is a financial advisor with Wells Fargo Clearing in Concord, CA, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. His prior roles include positions at LPL Financial, BMO Bank NA, and BancWest Investment Services. He also holds a California real estate license and is responsible for licensing oversight within the state. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sagar Gurung is a financial advisor with Primerica Advisors in Concord, CA, holding Series 65 and Series 63 credentials and six years of industry experience. He has been with Primerica Advisors since 2020 and also has prior experience with Primerica Financial Services and other businesses including Loris Diner Inc. and Uber EATS. Primerica Advisors sponsors a wrap-fee asset management program serving mainly individual investors, corporate, and charitable clients, employing model-delivery strategies managed by unaffiliated asset managers and supported by custodial and execution services from BNY Mellon Advisors and Pershing.

Daryl Salcedo is a financial advisor with LPL Financial, holding a Series 66 designation and 22 years of industry experience. He has been with LPL Financial since 2014 and previously worked at Travis Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Carlos Castro Vonk is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior work history includes roles at Charles Schwab Bank, Wild Science Explorers, and involvement with the Next Level Sports Foundation. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Barbara Vincent is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 27 years of industry experience. She has worked at Cetera and its affiliated entities since 2025 and previously spent 15 years with Avantax in various advisory and insurance roles. In addition to her advisory work, she owns and operates a tax preparation and accounting business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and multiple program structures.

Misty Farukh is a CFP® professional with 18 years of industry experience, currently serving as an advisor at Raymond James & Associates since 2012. She holds a Series 66 license and is based in Danville, CA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional consulting, utilizing various portfolio management styles and firm-affiliated research.

John Hannon is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He previously worked at Strategic Wealth Advisors Group and Ameriprise Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, including discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Michael Levy is a financial advisor with LPL Financial in Danville, CA, holding the ChFC® and Series 63 designations and bringing 33 years of industry experience. He has worked at Linsco/Private Ledger since 2002. In addition to his advisory role, Levy is an independent insurance agent focused on non-variable insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Scott Gordon is a financial advisor at Cetera with 11 years of industry experience. He holds a Series 66 designation and has worked at Cetera, American River Wealth Management, Wells Fargo Clearing, and Morgan Stanley. He is also involved with American River Wealth Management, providing wealth management and planning services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts, offering various portfolio management and financial planning services through a multi-manager platform.

Jeffrey Rodvien is a financial advisor at RBC Capital Markets with 25 years of industry experience. He holds the Series 66 designation and has worked previously at Bank of America, Merrill, and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies, combining in-house and third-party managers, and provides discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Ning Jiang is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. Jiang has 10 years of industry experience, including roles at Mass Mutual Investors Services since 2017 and MetLife Securities from 2015 to 2017. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing collaborative, software-assisted planning processes without discretionary authority over client investments.