Maria Potter is a financial advisor at Charles Schwab with 16 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2014. Potter holds the Series 63 and Series 66 designations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios and offers a centralized structure supporting a large client base.

Jackson Roberts is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has prior experience at Equitable Financial Life Insurance and Equitable Advisors, LLC. Outside of his advisory role, he is involved with JDR Group Holdings, LLC, a family-owned holding company. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, manager selection, and customized performance reporting through a non-discretionary process that incorporates quantitative modeling and ESG considerations.

Besart Morina is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 20 years of industry experience. His prior experience includes roles at Unionbanc Investment Services, Wells Fargo Clearing, Wells Fargo Investments, and Chase Investment Services Corp. He operates a DBA business entity for his LPL practice under the name Tiburon Wealth Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting its extensive network of investment adviser representatives.

Nicholas Spangler is a Financial Consultant at Fidelity Investments, a position he has held since 2021. In this role, he partners with clients to develop personalized financial plans that reflect their unique values and vision for the future. He focuses on understanding clients' lifestyle and retirement goals to create strategies tailored to their individual priorities. Prior to joining Fidelity Investments, Nicholas worked as a Financial Planner at Marina Capital from 2018 to 2021 and at Securities America Advisors from 2014 to 2018. He began his career as a Financial Advisor at MassMutual, where he worked from 2011 to 2014. Nicholas holds a California Insurance License.

Mario Diaz is a financial advisor at Fidelity with two years of industry experience and holds a Series 66 designation. Prior to joining Fidelity, he worked in various roles including at R&R Craftails Inc and Oakland Pro Soccer LLC. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is noted for its use of systematic methodologies, oversight of sub-advisers, and its formal advisory role to multiple registered investment companies.

Anthony Martino is a financial advisor with Fidelity Investments in San Rafael, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he worked at firms including MML Investors Services, LLC, MassMutual Life Insurance Co, Lenox Advisors, and Rare Society. He also operates as an insurance broker for Lenox Advisors, specializing in life, disability, long-term care, fixed annuities, and health insurance. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base including charitable funds and registered investment companies, with a noted role in constructing model portfolios and employing systematic methodologies supported by AI and long-term asset allocation benchmarks.

Heather Cheney is a financial advisor with LPL Financial in Petaluma, CA, holding a Series 66 designation and bringing 20 years of industry experience. Her prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors, Morgan Stanley, and Citigroup Global Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with advice delivered primarily through investment adviser representatives using various portfolio strategies.

Colin Wells is a financial advisor with Stifel in San Rafael, CA, holding a Series 66 designation and nine years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2017, following prior roles at Bank of America and Merrill. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing analyses and guidance to support client decision-making.

Patrick Bell is a financial advisor at Edward Jones with 22 years of industry experience. He has held his current role since 2018 and previously worked at Klarity FX from 2014 to 2018. He holds Series 63 and Series 66 designations and is based in San Rafael, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large network of advisors and branch offices across the United States.

Hedieh Gharib is a financial advisor with Merrill, holding a Series 66 designation and seven years of industry experience. She has been with Bank of America N.A. and Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Aaron Cooperband is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Woodbury Financial Services for 14 years before joining OSAIC in 2024. Cooperband serves as a board member of the Hospital de la Familia Foundation, a nonprofit supporting a hospital in Guatemala, providing financial oversight. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, and charitable organizations through a broad network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and a range of investment products to create customized portfolios on discretionary or non-discretionary bases.

John Reuscher is a financial advisor with OSAIC in Novato, CA, holding the ChFC® designation and Series 66 license, with 46 years of industry experience. His career includes roles at Reuscher Financial Group, Securities America Advisors, and Foothill Securities. Outside of his advisory work, he is involved in acting and producing, and serves as a member of the endowment committee at the Presbyterian Church of Novato as well as Director of Administration for the Rotary Club of Novato. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with portfolio construction supported by asset-allocation tools, risk assessment, and access to third-party money managers and wrap programs.

Risa Scott Smith is a Series 65-licensed financial advisor with three years of industry experience. She is currently affiliated with LPL Financial and has prior experience at Western International Securities, Inc. and Ute Scott-Smith. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Edgar De Luna is a financial advisor with LPL Financial in Novato, CA, holding Series 63 and Series 66 credentials and bringing 15 years of industry experience. His prior roles include positions at BMO Harris Bank, Wells Fargo Bank and Clearing, and J.P. Morgan Securities. Outside of his advisory work, he is involved with De Luna Orchards, an almond orchard in Orland, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a broad network of over 22,800 advisors and extensive operational technology.

Keith Loegering is a financial advisor with LPL Enterprise holding Series 63 and Series 65 registrations and 29 years of industry experience. His prior roles include positions at City National Bank, RBC Capital Markets, Bank of America, Merrill, and Wells Fargo Investments. Outside of advising, he has worked as a rideshare driver and is involved in land development activities. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable organizations. The firm’s investment approach is largely model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers additional services such as financial planning, access to third-party asset managers, and affiliated insurance and trust services.

Nicole Wade is a financial advisor at Edward Jones with 11 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Edward Jones since 2017, with prior experience at JP Morgan Securities LLC. Before her financial career, she was involved with Rancho Cotate High School and Aftershock Volleyball Club. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm offers a variety of advisory strategies and affiliated investment products, managing approximately $1.01 trillion in assets with a nationwide network of financial advisors and branch offices.

Paul Bailin is a Financial Consultant at Fidelity Investments. In this role, he partners with clients to develop and implement financial plans tailored to their unique goals, leveraging Fidelity's resources to evaluate investment risks and tax-efficient investing considerations. Paul has extensive experience in financial services, having held multiple positions at TIAA from 2010 to 2023, including Senior Director of Institutional Lifetime Income Distribution and Director of TIAA Global Asset Management. Prior to that, he worked as a Financial Advisor at Merrill Lynch Bank of America and UBS Financial Services. He holds a California Insurance License. Outside of work, Paul enjoys concerts, music, scuba diving, swimming, tennis, and traveling.

Jennifer Marshall is a financial advisor at Edward Jones with one year of industry experience. She holds a Series 66 designation and has prior work history including roles at Charter Capital Corp dba First Capital Group, Golden 1 Credit Union, LoanDepot, and Wells Fargo Home Mortgage. Outside of her financial career, she creates hand-made pottery under the name Funny Farm Pottery. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and affiliated financial services through a nationwide network of more than 23,000 advisors.

Taylor Loughlin is a financial advisor at Stifel with 11 years of industry experience. He holds a Series 66 designation and has been with Stifel Nicolaus since 2013. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies.

Daniel Murphy is a financial advisor at Morgan Stanley with 44 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and also works at Morgan Stanley Private Bank, N.A. since 2015. He holds a Series 63 designation and is based in San Rafael, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.