Anthea Lai is a financial advisor with HSBC Securities (USA) Inc. in Cupertino, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has been with HSBC and its affiliates since 2015, including roles at HSBC Bank USA, N.A., and previously spent time at East West Bank and Cetera Investment Services. Lai also serves as a bank officer for HSBC Bank (USA) N.A., concurrently with her registered representative role. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and fully discretionary options. The firm employs a multi-profile investment approach combining strategic and tactical asset allocation supported by HSBC Global Asset Management and affiliated providers.

Maggie Siauw is a financial advisor with PlanMember Securities Corporation in Carpinteria, CA, holding a Series 63 designation and 26 years of industry experience. She has been with PlanMember since 2011 and is also associated with Employee Benefits Services Group, where she is involved in insurance product sales. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm emphasizes a top-down strategic asset allocation approach and manages risk-based mutual-fund portfolios while offering education and support services to plan sponsors and participants.

Chad Galvan is a financial advisor at Voya Financial Advisors, Inc. based in San Jose, CA, holding Series 65 and Series 63 licenses with four years of industry experience. His prior roles include positions at Blankinship & Foster, LLC, GWFS Equities, Inc., Dash Investments, Silver Oak Wealth Advisors, and David White and Associates. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer firm offering financial planning, portfolio management, and retirement-plan advisory services to individuals, including high-net-worth clients, as well as institutional and charitable organizations. The firm uses a combination of in-house and external strategists, model portfolios, and technology-enabled tools to deliver customized investment solutions, operating in both advisory and broker-dealer capacities.

Jennifer Seacrist is a financial advisor at Rockefeller Financial LLC in Los Gatos, CA, holding a Series 66 designation with 19 years of industry experience. Her career includes a decade at Morgan Stanley and roles at First Republic Investment Management and First Republic Securities prior to joining Rockefeller Financial. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families and family offices, as well as institutional clients and corporations. The firm operates a Private Advisor model and a consolidated investment platform that offers discretionary and non-discretionary portfolio management, financial planning, and brokerage services, including placement and investment banking.

Thuan Pham is a financial advisor with Eagle Strategies (NY Life) based in San Jose, CA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has worked with New York Life and its affiliated entities since 2013 and previously with Golden Bay Insurance Inc. Pham is also active as an insurance broker for property, casualty, and non-registered products. Eagle Strategies serves a wide range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers various program types tailored to client objectives, with a significant portion of its assets managed on a non-discretionary basis.

Paul Rubel is a Series 65 and Series 63 licensed financial advisor with Centaurus Financial, Inc. in San Jose, California. He has three years of industry experience, including prior roles involving retail seed businesses. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations, offering financial planning and portfolio management through various platforms and specialized consulting services.

Juliette Castelli is a financial advisor with Eagle Strategies (NY Life) based in Los Gatos, CA, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. She has worked with New York Life and its affiliates since 2014 and operates Castelli Financial & Insurance Services, through which she brokers insurance products. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional clients, offering financial planning, investment management, and advisory services primarily on a non-discretionary basis within an integrated New York Life structure.

Susan Wilson is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. She has concurrently worked in environmental health and safety consulting as a principal consultant at BSI EHS Services and Solutions since 2016. Additionally, she has experience in insurance and non-insurance product sales affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base, including individual investors, retirement plans, trusts, and corporations, offering both advisory and broker-dealer services that encompass fee-based wrap programs, model portfolios, and commission-based products. The firm operates uniquely as both a registered broker-dealer and RIA while providing affiliated retirement and recordkeeping services.

Jeff Branson is a CFP® with 10 years of industry experience currently serving as a financial advisor at NewEdge Advisors. His prior roles include positions at Branson Financial Planning, LLC, and Investacorp Advisory Services. NewEdge Advisors is an enterprise-scale registered investment adviser that serves individuals, pension plans, corporations, trusts, and charitable organizations through a network of independent advisers. The firm offers a wide range of portfolio management and consulting services, including access to third-party managers and sponsored advisory programs, with a focus on centralized due diligence and the use of technology to support advisors and clients.

Swastik Singh is a financial advisor at Cerity Partners LLC in San Jose, CA, holding a Series 65 designation with two years of industry experience. Prior to joining Cerity Partners in 2024, he was a student for eleven years. Cerity Partners advises a diverse client base, including individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in assets as of December 2025. The firm offers customized wealth management services with an investment approach focused on client-specific profiles, asset allocation, and access to alternative and private market solutions.

Mei Kwan is a financial advisor at HSBC Securities (USA) Inc. with 10 years of industry experience. She holds the Series 66, Series 63, and Series 65 licenses. Her prior experience includes roles at Wang Accountancy and Tranquil Asset Management LLC, as well as earlier positions at Banc of America Investment Services and Citicorp Investment Services. She also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of her primary firm. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm provides various program types including client-directed and fully discretionary options, with investment strategies developed in partnership with HSBC Global Asset Management and affiliated providers.

Hui Chen Chen is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 24 years of industry experience. Prior to joining Citigroup in 2021, Chen worked at Wells Fargo Clearing, Cetera Investment Services, and Uvest Financial Services Group. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, along with execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Jonathan Scheid is a financial advisor at Focus Advisor Solutions, LLC with 23 years of industry experience. He holds the Series 63 designation and has previously worked at Bellatore Financial, Inc. and Loring Ward. Scheid is also president of Focus Partners Advisor Solutions, LLC and serves as president, CEO, and trustee of SA Funds Investment Trust. Focus Advisor Solutions provides turnkey asset management and back-office services primarily to independent registered investment advisors. The firm offers diversified, systematically invested mutual fund and ETF model portfolios and discretionary fixed-income management, serving about 42 advisors with over $41 billion in regulatory assets under management and administration.

Sharon Shyu is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. She has been with Transamerica Financial Advisors since 2012 and also affiliated with World Financial Group since 2010. Outside of her advisory role, she is involved in several longstanding family-owned business ventures dating back over three decades. Transamerica Financial Advisors serves a broad client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a combination of advisory and broker-dealer services, featuring proprietary model portfolios alongside third-party money managers, and delivers both discretionary and non-discretionary investment management solutions.

Dahkwang Yeh is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked with Transamerica Financial Advisors since 2012 and has additional experience with World Financial Group and Alliance Realty and Loan. Outside of his advisory role, he provides in-home support services, assisting elderly clients with daily living tasks. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, estates, and charitable organizations. The firm employs a model portfolio approach combined with third-party money managers and digital platforms to deliver investment advisory and retirement-plan services.

Lan Ge is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing five years of industry experience. Lan has held various roles, including health insurance agent and registered tax return preparer, and is involved in college planning programs and an educational organization, World System Builders. Outside of financial advising, Lan participates in programs supporting families with college planning and provides in-home supportive services. Transamerica Financial Advisors, LLC offers investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing model portfolios and third-party managers to implement its advisory model. The firm serves individual investors, employer plans, trusts, and charitable organizations through a large advisor network and multiple program platforms.

Ryan Ballesteros is a financial advisor with Eagle Strategies (NY Life) in Cupertino, CA, holding Series 65 and Series 63 licenses and six years of industry experience. His background includes roles with NYLIFE Securities LLC and New York Life Insurance Company, where he has been associated since 2016. Eagle Strategies serves a diverse range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple advisory program types and emphasizes tailoring recommendations to client objectives and plan sponsor criteria.

Sandy Yu is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has been with Transamerica Financial Advisors since 2012 and has additional experience with Wfgia dating back to 2002. Outside of her advisory role, she provides in-home supportive services to elderly family members under a state program. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to deliver investment advisory and brokerage services through a large network of advisors and multiple program platforms.

Daniel Hechler is a financial advisor at Mercer Global Advisors Inc. He holds a Series 65 designation and has one year of industry experience. His prior work includes roles at Bingham Private Wealth, LLC, 17 Asset Management, and a graduate program at Presidio Graduate School. Mercer Global Advisors serves individuals, families, small business owners, and various institutional clients by providing discretionary and non-discretionary investment advisory services along with financial, tax, retirement, estate planning, and family office services. The firm employs a globally diversified investment approach based on Modern Portfolio Theory, utilizing low-cost ETFs, index funds, separate account managers, and other vehicles, and also offers specialized programs and client education initiatives.

Nathaniel Tjoa is a financial advisor with Transamerica Financial Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His prior roles include positions at M Financial and Foresters Financial Services. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm utilizes model portfolios and third-party managers across multiple program platforms to deliver its services.