Jeff Maas is a financial advisor at OSAIC with 22 years of industry experience. He holds the CFP® and ChFC® designations as well as a Series 66 license. Prior to joining OSAIC in 2025, Maas spent 21 years with Lincoln Financial Advisors. He is also a co-author of the book "Mastering Your Financial Success" and provides consulting services through Matsko Consulting Group LLC. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisers. The firm offers a range of integrated brokerage, advisory, and retirement plan consulting services, employing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios across various investment vehicles.

Thomas Yamasaki is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo in various capacities since 1991. His current role at Wells Fargo Clearing began in 2016 following six years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s investment process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Alexander Scoledes is a financial advisor with Wells Fargo Clearing in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He serves as a trustee for trusts established for the benefit of his parents-in-law’s five grandchildren. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within its investment offerings.

Jose Garcia is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. His prior roles include positions at Charles Schwab, Principal Life Insurance Company, and New York Life Insurance Company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Monica Yassear is a financial advisor at Charles Schwab with 10 years of industry experience and holds a Series 66 designation. Her work history includes roles at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and TD Ameritrade Investment Management, LLC. She is based in Roseville, CA. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

John Consulo is a Series 66 licensed financial advisor with LPL Financial in Sacramento, CA. He has two years of industry experience and has worked with LPL Financial for five years. Prior to his advisory career, he held positions at Monk's Cellar and Sushi Mon and spent four years in full-time education. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Pamela Budenbender is a financial advisor with Ameriprise in Fair Oaks, CA, holding a Series 63 designation and 37 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Outside of her advisory role, she operates a tax preparation business. Ameriprise is a large institutional firm that offers retirement-income planning services for clients nearing or in retirement, combining research, modeling, and tax-efficient strategies to deliver customized recommendations.

Benjamin Goldhammer is a Series 66-licensed financial advisor with J.P. Morgan Securities, based in Sacramento, CA. He has 23 years of industry experience and has worked with J.P. Morgan Securities since 2012, including roles at JPMorgan Chase Bank, NA. From 2018 to 2022, he was co-owner of Auhammer, LLC. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting alongside affiliated brokerage and investment management capabilities.

Thasany Meza is a financial advisor at Ameriprise with 13 years of industry experience. Meza holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2004. Outside of advisory work, Meza is involved with Fish2O, managing this business alongside advisory duties. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement, typically serving clients with at least $1,000,000 in net investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Stanford Hirata is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. His prior roles include positions at First Allied Advisory Services and Sierra College, where he worked for 25 years. Outside of advising, he is a member of the Sacramento Senator Lions Club and serves as an associate board member for First US Community Credit Union. Cetera Investment Advisers LLC is an SEC-registered advisor that offers a range of portfolio management and financial planning services through a large nationwide network. The firm serves individuals, retirement plans, corporate, charitable, and institutional clients, operating a multi-manager platform with access to affiliated and third-party investment strategies.

Christopher Polacek is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity Investments since 2013, progressing through roles including Financial Consultant, Investment Consultant, Relationship Manager, and Financial Representative. His work focuses on helping high net worth clients develop comprehensive financial plans to navigate various market conditions. Christopher holds a California Insurance License, supporting his ability to provide diverse financial advice. His professional approach centers on wealth planning and addressing complex financial situations. Outside of his professional responsibilities, Christopher engages in family activities, fitness, golf, movies, spending time with pets, and traveling.

Wally Luu is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63, 65, and 66 licenses and 14 years of industry experience. His career includes roles at Bank of America, Merrill, Edward Jones, and other firms. Outside of his advisory work, he owns a sole proprietorship. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm combines in-house research and third-party analytics in its investment approach and offers a range of brokerage and advisory solutions.

Maxwell Morris is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, his background includes roles at UC Davis and Lifetime Fitness. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and ongoing advice.

Rehmat Amin is a Financial Advisor with Merrill Lynch Wealth Management. In this role, Rehmat assists clients in building financial futures by developing and implementing personalized financial plans aimed at helping them achieve their goals. Rehmat’s expertise encompasses areas such as college education planning, family wealth management strategies, managing new wealth, small business strategies, tax minimization, and retirement income. Rehmat holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Rehmat earned a Bachelor's Degree from Rochester Institute of Technology, a Medical Doctorate from Ross University, and an MBA from Georgetown University. Rehmat communicates in English and Spanish.

Patricia Chorn is a financial advisor at Ameriprise with 34 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Ameriprise since 2017, following five years at Morgan Stanley Smith Barney. Ameriprise offers a retirement-income planning service targeted at clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports delivered through a centralized consulting team.

Richard Hernandez is a financial advisor at Fidelity with seven years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Wells Fargo Bank NA and Wells Fargo Clearing Services LLC before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Colin O'Neill is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he held positions at several companies including AirGarage, ezCater, AfterShip, and GRIN. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets. The firm is notable for its extensive retail advisor and branch network as well as its affiliated trust, mutual fund, and securities lending capabilities.

Eric Graves is a Series 66-licensed financial advisor with Ameriprise Financial Services in Roseville, CA, and has eight years of industry experience. His prior work includes positions at Graves Law Offices and Streamline Circuits. He also serves as an advisor with Blue Oaks Management, LLC, an Ameriprise Financial franchise. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Chad Salvador is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 18 years of industry experience. He has been with JPMorgan Securities LLC since 2016. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Matthew Dazey is a financial advisor with Ameriprise in Roseville, CA, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2021, he worked at DoorDash and Goodwill Industries. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports through a centralized consulting team.