Jodi Lam is a financial advisor with Morgan Stanley in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Morgan Stanley entities since 2009 and currently serves as Committee Chair for the Hawaii Society of CPAs, in addition to holding board positions with the United States Tennis Association Hawaii Pacific Section and the Hawaii Society of Certified Public Accountants. Morgan Stanley Wealth Management offers a broad range of advisory and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets, with an investment approach that incorporates firm-approved planning tools and market scenario modeling.

Christian Bustamante is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Woodbury Financial Services and Questar Asset Management. He is also licensed to sell health and life insurance, including Medicare insurance. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, advisory services, and access to multiple third-party investment platforms. The firm uses various asset-allocation and portfolio construction tools and supports both discretionary and non-discretionary account management.

Nedrick Nakama is a financial advisor with Wells Fargo Clearing in Honolulu, HI. He holds Series 63 and Series 65 licenses and has 20 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Mauricio Santos is a financial advisor with Cetera based in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked with Cetera and its related entities since 2013 and is also involved with Latitude Wealth Management, LLC. Outside of advising, he sells life, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and unaffiliated third-party managers.

Mel Mendonca Jr. is a financial advisor with LPL Financial in Honolulu, HI, holding Series 63, 65, and 66 licenses and bringing 39 years of industry experience. He has worked at Linsco/Private Ledger Corp. since 2004. Outside of his advisory work, Mel performs publicly with a band. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a broad network of investment adviser representatives.

Campbell Cavasso is a financial advisor with Mass Mutual Investors Services in Honolulu, HI, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with MML Investors Services, Inc. since 1990 and Massachusetts Mutual Life Insurance Co. since 1987. Outside of financial services, he is involved in life and health insurance sales and is an owner of Hydroseed Hawaii Nursery, a business specializing in growing and selling turf grass. MML Investors Services, LLC operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs a collaborative planning approach using proprietary software and offers a range of programs including educational seminars and event-driven planning services such as divorce and estate settlement.

Jeffrey Valoria is a financial advisor with Morgan Stanley in Honolulu, HI, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at Wells Fargo Clearing and Raymond James Financial Services. Outside of his advisory work, he is involved in administrative duties at NJCM Enterprises. Morgan Stanley Wealth Management provides advisory and broker-dealer services to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process utilizing firm-approved tools and emphasizes advisory services without providing individual security recommendations as part of standalone financial plans.

Lincoln Koike is a CFP® with 29 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Koike serves on the Board of Directors of the Hawaii Youth Athletic Organization, where he is Vice President. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research-driven modeling and tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Aaron Tom is a Series 66-licensed financial advisor with Morgan Stanley in Honolulu, HI, holding approximately two years of industry experience. He has worked at Morgan Stanley since 2023, with prior full-time education experience spanning 16 years. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools without providing individual security recommendations as part of standalone planning.

Calen Scot Holt is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones in 2025, he served in the United States Army for 11 years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of financial advisors and branch offices.

Kyle Yanabu is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His prior experience includes roles at Summit Financial Group and Hawaii Financial Advisors, where he also provides financial planning services as part of an independent business. In addition, he works as an independent agent assisting clients with fixed insurance solutions through Highland Capital Brokerage. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and provides access to multiple investment program structures and third-party managers.

Cynthia Gagnon is a financial advisor with Primerica Advisors in Honolulu, HI, holding Series 63 and Series 65 licenses and 19 years of industry experience. She has worked with Primerica Advisors since 2005, with a brief interval, and has been involved with Masa & Joyce, LLC since 2013. Outside of her advisory role, she also earns compensation through sales and referrals of loan products, home security, automation, and related services with affiliates of Primerica. Primerica Advisors provides discretionary asset management primarily to individual and high-net-worth clients through its Lifetime Investment Program, offering model-driven strategies and a limited set of discretionary separately managed accounts under a wrap-fee structure.

Raenee Cambonga is a Series 66 registered advisor with Merrill in Honolulu, HI. She has 20 years of industry experience and has been with Merrill for 25 years since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and charitable organizations.

Antonio Bale Jr. is a financial advisor with Mass Mutual Investors Services in Honolulu, HI, holding Series 63 and Series 65 licenses with four years of industry experience. He has worked at Mass Mutual Investors Services since 2020 and has been associated with MassMutual Life Insurance Company since 2016. Outside of his advisory role, he is the owner of Hoomaa Solutions, a general building maintenance business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm offers collaborative annual planning relationships using firm-approved software to analyze client goals and delivers written recommendations focused on investment strategies.

Rory Eldredge is a CFP®-certified financial advisor with 15 years of industry experience, currently with Charles Schwab in Honolulu, HI. His previous roles include positions at Fidelity Investments and Northwestern Mutual Investment Services LLC. Outside of advising, he manages rental properties. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering comprehensive wealth advisory services through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory with access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Joseph Laxamana is a financial advisor at Stifel based in Honolulu, HI, with five years of industry experience. He holds the Series 66 designation and has previously worked at Ameriprise and LPL Financial. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach relies on a proprietary methodology developed by its Investment Strategy Group, providing clients with asset allocation and planning analyses to support decision-making.

Josiah Valencia is a financial advisor with Cetera and holds a Series 66 designation. He has seven years of industry experience, including roles at American Savings Bank and Bankoh Investment Services, Inc. He is based in Honolulu, HI. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and provides various program options and investment strategies.

Dustin Zimmerman is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked across various Morgan Stanley entities since 2012. Outside of his advisory role, he has interests in rental property ownership in Ohio. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering tailored financial planning and a range of investment programs. The firm manages approximately $2.74 trillion in client assets and employs structured financial planning tools without providing individual security recommendations as part of standalone plans.

Andrea Zannoni is a Senior Financial Advisor at Merrill Lynch Wealth Management. He manages portfolios as a Senior Portfolio Manager in the Merrill Investment Advisory Program, utilizing personalized and defined strategies that may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. Andrea also supports other Merrill Lynch Wealth Management Advisors by making his strategies available. Andrea's professional background includes serving as a manager at Bank of Hawaii, where he led the ISB Kailua branch in retail services, credit, and investments. He holds an MBA from Hawaii Pacific University and a Bachelor's degree in Economics and Financial Services from Saint Mary's College of California. His expertise encompasses education planning, family wealth management strategies, services for endowments, foundations and non-profits, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, as well as tax minimization. Originally from Verbania, Italy, Andrea moved to the United States in 2007 to pursue tennis and academics. He was a ranked junior and professional tennis player in Italy before transitioning to a financial career. Andrea serves as Chairman of the Investment Committee and Vice President of the Hawaii Opera Theatre board, and as Vice President on the board of Access Tennis, reflecting his engagement with community and cultural organizations. His personal interests include music, surfing, tennis, and traveling.

Keri Nishimura is a CFP® with 18 years of experience in the financial services industry and is currently with Wells Fargo Clearing. She has been with Wells Fargo since 2009, including seven years at Wells Fargo Advisors LLC. Nishimura serves on the finance and executive committees at Goodwill Hawaii, where she participates in discussions on investment policy and organizational strategy. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through a network of more than 14,000 advisors, utilizing research and diversification principles to support its investment solutions.