Steven Haug is a financial advisor at Great Valley Advisor Group, LLC with 18 years of industry experience. He holds a Series 66 designation and has worked with Gaines Financial Group dba Alliance Wealth Management and LPL Financial since 2014. Great Valley Advisor Group is an SEC-registered, multi-team investment adviser serving individuals, retirement plans, trusts, and other entities. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting, emphasizing individualized portfolio construction and ongoing oversight through a combination of in-house strategies and third-party managers.

Robert Miller is a CFP® professional with 34 years of industry experience, currently serving at ValMark Advisers, Inc. since 2003. He also has a long tenure with ValMark Securities, Inc. beginning in 2002. Outside of his advisory role, he is involved in sales of non-securities related products through New England Securities and other insurance companies. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, plan sponsors, and institutional users through a network of approximately 280 investment advisory representatives. The firm employs diversified, goal-based model portfolios and emphasizes multi-asset allocation using mutual funds, ETFs, and third-party managers, supported by proprietary platforms and extensive due diligence processes.

Gabriella Espaillat is a financial advisor at Bolton Securities Corporation with two years of industry experience. She holds the Series 66 designation and previously worked at J.P. Morgan Securities and JPMorgan Chase Bank. Bolton Global Asset Management provides asset management and financial planning services to individual, corporate, institutional, and charitable clients. The firm employs a long-term investment approach using mutual funds, ETFs, equities, and fixed-income securities, and offers customized wealth management through a network of independent adviser representatives.

Vishal Chotai is a financial advisor at A.G.P. / Alliance Global Partners with 16 years of industry experience. He has previously worked at Ameriprise Financial Services, Inc. for seven years before joining his current firm in 2022. Chotai holds Series 63 and Series 65 licenses and is based in Boca Raton, Florida. Outside of his advisory role, he serves as CEO of TGIC Enterprises Inc., a business established for tax purposes. A.G.P. / Alliance Global Partners is a multi-team SEC-registered investment adviser and FINRA-member broker-dealer supporting about 131 advisors who manage nearly $3 billion for over 7,000 clients. The firm offers portfolio management, financial planning, retirement-plan advisory, and brokerage and insurance products through an open-architecture platform that combines internal strategies with sub-advisory relationships and separately managed accounts.

Marc Lowell is a financial advisor at A.G.P. / Alliance Global Partners with 35 years of industry experience. He holds the ChFC® designation and Series 63 license. His prior firms include LPL Financial and Invest Financial Corporation. Lowell also serves as a board member of the Goodman JFS charity. Alliance Global Partners is a multi-team firm with approximately 131 advisors managing nearly $3 billion for over 7,000 clients. The firm employs an open-architecture investment approach combining internally managed strategies with sub-advisory relationships, model programs, and separately managed accounts, offering services across portfolio management, financial planning, retirement-plan advisory, and brokerage product sales.

Todd Smiler is a financial advisor with Great Valley Advisor Group, LLC, holding Series 63 and Series 66 licenses and 16 years of industry experience. He has worked at Gaines Financial Group and LPL Financial since 2016, with prior experience at Wells Fargo Clearing and Merrill. Outside of advisory work, he is also licensed to sell group health, life, and disability insurance. Great Valley Advisor Group is an SEC-registered, multi-team investment adviser serving individuals, retirement plans, trusts, and other entities. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting, emphasizing individualized portfolio construction and ongoing oversight through a combination of in-house strategies and third-party managers.

Amber Kelly is a CFP®, ChFC®, and Series 65-registered financial advisor with 12 years of industry experience. She currently works at Impact Partnership Wealth, LLC and has held roles at Madison Avenue Securities, LLC and multiple affiliated firms in the Global Wealth Management network. Impact Partnership Wealth, LLC provides investment advisory services to individuals, corporations, trusts, and retirement plans, offering model portfolio solutions and discretionary asset management through a network of nearly 90 advisors. The firm employs various investment strategies and operates within a broad affiliated-entity ecosystem that supports its trading, compliance, and back-office functions.

David Roach is a Series 65 credentialed financial advisor with five years of industry experience. He has worked at Gallagher Fiduciary Advisors, LLC and Fortune 360 Group LLC. AssuredPartners Investment Advisors provides portfolio management, financial planning, pension consulting, and employee benefit plan advisory services to individuals, trusts, and retirement plans. The firm manages several billion in discretionary assets and serves clients through a multi-office team, offering both discretionary and non-discretionary portfolio management alongside educational services and third-party manager oversight.

Gregory Heinrich is a financial advisor at Kovack Advisors, Inc. in Fort Lauderdale, FL, holding a Series 66 designation with 21 years of industry experience. He has been with Kovack Advisors and its affiliated entity Kovack Securities since 2010. Prior to that, he worked at Summit Financial Group Inc and American Securities Group, Inc. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities, utilizing a combination of internally created models and third-party managers integrated through an Envestnet-supported workflow.

Richard Giannotti II is a financial advisor with RFG Advisory, LLC, holding a Series 65 credential and 11 years of industry experience. His prior roles include positions at Madison Avenue Securities, LLC, and Global Wealth Management Investment Advisory, Inc. He is also a silent investor in a real estate consulting business. RFG Advisory is a multi-team registered investment adviser with approximately 178 advisors managing about $8 billion for over 17,000 clients. The firm serves individuals, high-net-worth households, trusts, retirement plans, and institutional accounts, offering a range of portfolio management and financial planning services through both proprietary and third-party strategies.

Alexandra Quitko is a financial advisor at Perigon Wealth Management, LLC with nine years of industry experience. She holds the Series 66 designation and has worked at firms including J.P. Morgan Securities, Geller Advisors, Omnia Family Wealth, and Purshe Kaplan Sterling Investments. Perigon Wealth Management provides customized investment advisory and wealth management services to individuals, trusts, estates, businesses, charitable organizations, and banking or thrift institutions. The firm develops portfolios tailored to client objectives and risk tolerance, often delegating day-to-day investment management to independent managers while maintaining oversight.

Garth Ivey is a financial advisor at Kovack Advisors, Inc. with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at firms including Securities America Advisors, Investacorp, and Cetera Wealth Services. In addition to his advisory work, Ivey owns and manages several investment-related businesses, including a financial services LLC and advisory activities focused on client real estate portfolio management. Kovack Advisors, Inc. is a multi-team registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, banks, and governmental clients. The firm uses a risk-tolerance based approach supported by Envestnet technology and combines internally created models with third-party managers to manage portfolios across multiple custodians and execution venues.

Danny Young is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at Cetera Advisor Networks and VOYA Financial Advisors. Outside of his advisory work, he owns and operates several businesses related to fixed insurance and federal employee retirement training. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, banks, and government entities, offering portfolio management, financial planning, and sub-advisory services using both internally developed models and third-party managers.

Janine Talley is a financial advisor at NFSG Corporation with Series 63 and Series 65 credentials and three years of industry experience. Her prior roles include positions at Newbridge Securities Corporation, FoundCare, Inc., and Children’s Healthcare Associates, PA. Outside of her advisory work, she volunteers annually as an alumni admissions interviewer for Duke University. NFSG Corporation is an SEC-registered investment adviser serving individuals, pension plans, trusts, estates, charitable organizations, and businesses. The firm provides discretionary and non-discretionary asset management, third-party manager selection, and financial planning, tailoring portfolios through a combination of fundamental, technical, and cyclical analysis.

Nicholas Tarulli is a financial advisor at Diversify Advisory Services, LLC with 10 years of industry experience. He holds the Series 66 designation and has previously worked at B. Riley Wealth Advisors, National Asset Management, and Equitable Advisors. Diversify Advisory Services is an SEC-registered firm serving individuals, corporations, retirement plans, trusts, foundations, and small business owners. The firm offers financial planning, portfolio management, and family office services with an investment approach focused on tactical diversification and individualized asset allocation.

Omar Cujar is a CFP® professional with 23 years of experience in the financial services industry. He is affiliated with Great Valley Advisor Group, LLC and has worked with Gaines Financial Group and LPL Financial since 2011. Outside of his advisory role, he is involved in the sale of life, health, disability, and long-term care insurance products. Great Valley Advisor Group is an SEC-registered, multi-team investment adviser serving individuals, retirement plans, trusts, and other entities. The firm provides discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting, utilizing a range of in-house strategies and third-party managers across various platforms.

Andres Pimentel is a CFP®-certified financial advisor with 19 years of industry experience, currently affiliated with Kovack Advisors, Inc. He has worked at Kovack since 2020 and previously held positions at Citigroup and SunTrust. Outside of his advisory work, he serves as CFO of The Malachi 2:14 Alliance Project, a nonprofit organization that assists Christian couples with marital counseling expenses. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and governmental clients, offering portfolio management, financial planning, and access to sub-advisory programs using a combination of internally created models and third-party managers.

Laurel Miller is a financial advisor with Kovack Advisors, Inc. based in Ft. Lauderdale, FL, holding a Series 66 designation and 10 years of industry experience. She previously worked at Kovack Securities, Inc. from 2013 to 2017 and has been with Oak Tree Group since 2017. Outside of her advisory role, she serves as a soccer referee in Atlanta, GA. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors managing over $6 billion in client assets. The firm serves individuals, institutions, and government clients using both internally developed models and third-party managers, implementing portfolios through an Envestnet-supported workflow that includes ongoing monitoring and rebalancing.

Susan Stern is a financial advisor with A.G.P. / Alliance Global Partners in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has worked at A.G.P. since 2019, following roles at Oppenheimer & Co. Inc and Robert W. Colby Asset Management, Inc. Prior to her current position, she spent time at notable firms within the industry. A.G.P. / Alliance Global Partners is a multi-team investment adviser and broker-dealer with approximately 131 advisors managing about $2.95 billion for over 7,000 clients. The firm employs an open-architecture investment approach, combining internally managed strategies with co- and sub-advisory relationships, offering a range of portfolio management, financial planning, and retirement-plan advisory services.

Kenneth Deane is a financial advisor at Advisors Capital Management, LLC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at The Pacific Financial Group, Inc. and AC Funds, LLC, where he is a managing member and majority owner. Advisors Capital Management provides discretionary portfolio management and proprietary model strategies to individual and institutional clients, including high-net-worth individuals, retirement plans, and government entities. The firm offers custom private accounts and model strategies, combining top-down macro analysis with bottom-up fundamental, quantitative, and qualitative research.