Scott Tobin is a Wealth Management Advisor currently with Merrill Lynch Wealth Management. He began his financial services career as a high school intern at Merrill Lynch and rejoined the firm in 2010 after earning a bachelor's degree in political science from the University of Washington in 2009. Over the years, Scott has worked in the Phoenix and New York City offices before returning to Tucson. Scott provides clients with well-informed, goals-based financial recommendations to simplify their financial lives. He works with individual clients, families, business owners, and 401(k) plans, focusing on performance analysis, portfolio manager tracking, and strategic asset modeling. His expertise includes employee benefits planning, family wealth management strategies, retirement income, portfolio management services, and tax minimization. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Scott and his wife Tracy live in Tucson with their two children. They enjoy hiking with their dog Pete, traveling, and supporting local restaurants. Scott is an avid Arizona Basketball fan. He is also involved in the community through volunteer work with organizations such as Jewish Philanthropies of Southern Arizona, Southern Arizona Community Food Bank, and United Way of Tucson and Southern Arizona.

Sonya Johnson is a Series 66-credentialed financial advisor with 19 years of industry experience, currently with Wells Fargo Advisors in Tucson, AZ since 2023. She previously held roles within Wells Fargo Clearing and Wells Fargo Advisors, LLC from 2016 to 2023. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients meeting net-worth thresholds, supported by Wells Fargo research, planning tools, and multiple financial product offerings.

Michael Stromenger is a financial advisor at Edward Jones with eight years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill from 2014 to 2022. He serves as President and Board Member of Candlelighters: Childhood Cancer Foundation of Southern Arizona. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and affiliated investment products, operating under a fiduciary standard and supported by a large network of advisors and branch offices nationwide.

Michael Nienaber is a financial advisor with Primerica Advisors in Tucson, AZ, holding Series 63 and Series 65 licenses and eight years of industry experience. He has worked at Jackson Hewitt since 2024 and has been associated with Primerica Financial Services and PFS Investments Inc. since 2017. Prior to his financial services career, he spent over four decades at Avaya Inc. He is also the owner of M&J Nienaber in Loveland, CO. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on retail client portfolios rather than institutional or pension plan management.

Matthew Rosen is a financial advisor with Wells Fargo Advisors in Tucson, AZ, holding Series 63 and Series 65 licenses and having 14 years of industry experience. He has been with Wells Fargo Advisors since 2011. Outside of his advisory role, he serves as a trustee for multiple Finet Practice 401(k) plans. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, utilizing proprietary research and planning tools, with services spanning retirement, education, risk management, wealth transfer, and specialized areas such as business-owner transition and special-needs planning.

Travis Dillard is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Matthew Lang is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to develop strategies that address their short-, mid-, and long-term financial goals. He provides resources and guidance on topics including general investing, retirement planning, and saving for unexpected events. Additionally, he facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Matthew holds a Bachelor's Degree from the University of Arkansas and has earned the Personal Investment Advisor (PIA) designation. He emphasizes building lasting relationships with clients based on trust, integrity, and education, aiming to empower individuals and businesses to achieve financial confidence and long-term success through personalized and transparent strategies. Outside of his professional work, Matthew enjoys basketball, golfing, pickleball, and spending time with his family.

Melissa Robles is a financial advisor with LPL Financial in Tucson, AZ, holding a Series 66 designation. She has been in the industry since 2021, with prior experience at Underhill Financial Advisors, SagePoint Financial, Carmichael Financial, and Osaic Wealth. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, with access to model portfolios, research, and various portfolio management services.

Delaney Charos is a financial advisor with Fidelity Investments based in Tucson, AZ. They hold a Series 66 designation and have two years of industry experience. Prior to joining Fidelity, Delaney worked at Captrust, Charles Schwab, and Sherwin Williams, and spent time at Grand Canyon University in various roles. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.

Mary Williamson is a financial advisor at Merrill with 23 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Merrill Lynch Pierce, Fenner & Smith, Inc. since 2011. Outside of her advisory role, she manages Flourish Aromatherapy Studio, LLC, a family business producing skincare products. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

Raymond Weigand is a financial advisor with LPL Financial in Tucson, AZ, holding Series 63 and Series 66 credentials and 28 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he operates Raymond Weigand, PLLC, a non-investment-related business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning and advisory programs, including discretionary and non-discretionary management, supported by in-house and third-party research.

Mike Green is Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2010. In his role, he focuses on relationship building and financial planning, emphasizing holistic planning tailored to individual client goals. He leverages 18 years of experience and the broad range of Fidelity's offerings to assist clients in working toward their financial objectives. His career includes positions as Financial Consultant, Investment Consultant, and Financial Representative at Fidelity, as well as Brokerage Representative at Charles Schwab and Company from 2008 to 2010. He holds an Arkansas Insurance License. Outside of his professional work, Mike enjoys comedy, concerts, golf, movies, tennis, and traveling.

Mathew Brown is a financial advisor at Morgan Stanley in Tucson, AZ, holding a Series 66 designation with eight years of industry experience. His career includes roles at Latin Securities Inc, Jefferies LLC, Morgan Stanley Smith Barney LLC, and Wells Fargo Clearing Services, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates firm-approved tools and market-based return estimates.

John O'Neill is a Series 66 licensed financial advisor with Edward Jones in Tucson, AZ, where he has worked since 2016. He has a decade of industry experience. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages over $1 trillion in assets through a large network of advisors and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Estel Freese is a financial advisor at Cetera with 25 years of industry experience and holds a Series 66 designation. Prior to joining Cetera in 2025, she spent six years at Avantax Investment Services and 17 years with 1ST Global Advisors. Outside of her advisory role, she consults on tax issues and retirement planning for employee benefit plans as an outside consultant for WEST & COMPANY, LLC, CPAs. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a wide range of portfolio management and financial planning services, managing over $256 billion in assets through more than 10,000 advisors nationwide.

Ivan Escobosa is a CFP® and Series 66-licensed financial advisor with eight years of industry experience. He has been with Edward Jones since 2017 and previously worked at Morgan Stanley for one year. Escobosa serves on the Audit Committee of The Gregory School in Tucson, AZ. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, tax-efficient services, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.

Keith Courser is a financial advisor with Merrill Lynch Wealth Management and a U.S. Air Force veteran. He brings a disciplined and strategic approach to financial planning, drawing on his military background and academic training in economics. Keith focuses on providing tailored guidance in areas such as college education planning, family wealth management, legacy planning, retirement income, and tax minimization. With a Bachelor of Arts in Economics from the University of Arizona and the Personal Investment Advisor (PIA) designation, Keith leverages his understanding of economic trends and financial markets to help clients navigate their financial futures. His experience encompasses portfolio management services and personalized retirement planning, serving individuals, families, and businesses. Outside of his professional work, Keith enjoys golfing, hiking, pickleball, reading, running, and spending time with his family. His commitment to providing practical, informed financial advice is grounded in a philosophy of empowering clients to achieve long-term financial security and build lasting wealth.

Tim Beithon is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding a Series 66 designation and 17 years of industry experience. He worked at Edward Jones for 18 years before joining Wells Fargo Clearing in 2026. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Alicia Riddle serves as a Branch Leader at Fidelity Investments, a role she has held since 2023. She began her tenure at Fidelity in 2020 as a Financial Consultant before advancing to her current leadership position. Prior to joining Fidelity, Alicia worked as a Financial Advisor at JP Morgan from 2019 to 2020 and as a Financial Solutions Advisor at Merrill from 2016 to 2019. Her career in financial advisory started at Edward Jones, where she was employed from 2014 to 2016. Throughout her career, Alicia has focused on assisting individuals and families in achieving financial peace of mind. Her professional experience spans various facets of financial advising and consulting, reflecting a commitment to client service and financial planning. Outside of her professional responsibilities, Alicia engages in activities such as biking, playing musical instruments, caring for pets, reading, and traveling.

Linda Martino is a financial advisor with Primerica Advisors in Tucson, AZ, holding Series 63 and Series 65 credentials and 24 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2001. In addition to her advisory role, she participates in the sale of non-investment products such as home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management via its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on retail rather than institutional portfolio management.