James Ray is a financial advisor at Cerity Partners LLC with four years of industry experience. He holds the Series 66 designation and has worked previously at Merrill Lynch, Fidelity Investments, and Guy Rodgers Private Wealth Strategies. Prior to his career in finance, he was a professional golfer and also spent five years at the Law Office of Gary L Nickelson. Cerity Partners advises a broad client base including individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets as of December 31, 2025. The firm offers customized wealth management services and employs a client-specific investment framework that combines quantitative screening, manager selection, direct security selection, and access to alternative and private market solutions.

Charles Rymer is a Series 66-licensed financial advisor with First Command Advisory Services in Fort Worth, TX, bringing six years of industry experience. He has worked with multiple divisions of First Command since 2020 and serves as a Civil Engineering Officer in the United States Air Force Reserve. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, utilizing a centralized Investment Management Team to select and monitor model portfolios and third-party managers.

Matthew Conner is a financial advisor at First Command Advisory Services with six years of industry experience. He holds a Series 66 designation and previously worked for the US Department of Defense from 2012 to 2019. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and wrap-fee asset management programs featuring model portfolios managed by a centralized Investment Management Team.

Kari Doorn is a Financial Consultant currently working at Fidelity Investments since 2023. In this role, Kari partners with clients to align their investments with their defined financial goals, focusing on building trust and lasting relationships to support clients throughout their financial journey. Prior to joining Fidelity Investments, Kari served as a Vice President Financial Consultant at Charles Schwab from 2015 to 2023. This experience provided Kari with extensive expertise in financial consulting and client relationship management. Outside of work, Kari has personal interests that include cooking and baking, playing musical instruments, engaging in outdoor adventures, reading, snowboarding, and traveling.

David Larsen is a financial advisor with First Command Advisory Services in Fort Worth, TX. He holds Series 63 and Series 65 licenses and has been with First Command and its affiliated entities since 2025. Prior to his advisory role, Larsen served four years in the U.S. Army and has work experience in various sectors including healthcare and automotive sales. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed centrally by an Investment Management Team and Wealth Portfolio Managers.

Minor Wallace is a CFA® charterholder with 11 years of industry experience. He has worked at Luther King Capital Management Corporation since 2006. Luther King Capital Management Corporation serves a diverse client base including individuals, trusts, foundations, pension plans, government entities, and registered investment companies. The firm employs fundamental, bottom-up analysis across multiple equity and fixed income strategies, and manages mutual funds, separately managed accounts, and private investment vehicles.

Leonard Tillman is a financial advisor at First Command Advisory Services in Fort Worth, TX, holding Series 65 and Series 63 licenses. He has 20 years of experience in the United States Air Force and joined First Command in 2025. First Command Advisory Services serves individuals, corporate, and charitable clients with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs using model portfolios managed by a centralized Investment Management Team.

Sean O Donnell is a financial advisor with Guardian Life based in Fort Worth, TX, holding Series 63 and Series 65 designations and having 10 years of industry experience. His work history includes tenure at both Guardian Life Insurance Company and Park Avenue Securities since 2016. Guardian Life, through its subsidiary Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers financial planning, ongoing consulting, and access to proprietary and third-party advisory programs, combining advisor-led discretionary management with model-based strategies and additional services such as integrated lending and alternative investments.

John Pilkinton is a financial advisor with Empower Advisory Group in North Richland Hills, TX, holding Series 63 and Series 66 licenses with 12 years of industry experience. His prior experience includes roles at USAA, Merrill Lynch, Prudential, and Bank of America. Outside of advisory work, he is co-owner of Zep Tepi Sports, which organizes youth basketball tournaments. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail IRA and brokerage clients. The firm integrates financial planning with Empower’s administrative platforms, focusing on long-term portfolio returns, rebalancing, and clients’ savings rates.

John Mints Sr. is a financial advisor at AE Wealth Management, LLC with 11 years of industry experience. He holds a Series 65 designation and has previously worked at Triumph Wealth Advisors, Regal Investment Advisors, and Biltmore Financial Services, where he also serves as Managing Director. Outside of his advisory role, he is involved with the Mansfield Food Bank as a committee member, speaking at events and contributing as a donor. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individuals, corporations, trusts, and ERISA plan sponsors. The firm employs discretionary model portfolios and a range of investment strategies, supporting a large client base through standardized model and platform services.

Jaime Chavez Llerenas is a financial advisor with First Command Advisory Services in Fort Worth, TX, holding Series 63 and Series 65 licenses and 20 years of industry experience. His prior roles include positions at LPL Enterprise LLC, Ameriprise, Prudential Insurance Company of America, and Mass Mutual Life Insurance Company. Outside of advisory work, he is involved in a non-variable insurance agency based in San Antonio, TX. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporations, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, delivering investment management through a centralized Investment Management Team and Wealth Portfolio Managers who implement model portfolios and third-party manager selections.

William Sager is a CFA® charterholder with 14 years of industry experience, currently serving as a financial advisor at First Command Advisory Services in Fort Worth, TX. He has held positions at First Command Financial Planning, Inc., Global Retirement Partners, LLC, LPL Financial, LLC, and Frenkel Benefits, LLC. He serves as Treasurer on the Board of Directors for the First Command Educational Foundation. First Command Advisory Services is an SEC-registered investment adviser that focuses on financial planning and asset management for individuals, corporate, and charitable clients, with a particular emphasis on active-duty service members and their families. The firm employs a centralized investment management team to design and monitor portfolios, offering a range of wrap-fee programs and maintaining an employee-ownership structure.

Cedric Thrash II is a financial advisor with First Command Advisory Services in Fort Worth, TX. He holds Series 65 and Series 63 licenses and has recently transitioned from military service, having served in the U.S. Air Force from 2016 to 2026. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and a range of wrap-fee asset management programs utilizing model portfolios and third-party managers chosen by a centralized Investment Management Team.

De Anna Moore is a financial advisor at First Command Advisory Services with 24 years of industry experience. She holds Series 66, Series 63, and Series 65 licenses and has worked at firms including Cetera Investment Services, LPL Financial LLC, and Cardinal Capital Associates. She is based in Fort Worth, TX. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers.

Jerad Houser is a financial advisor at First Command Advisory Services with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has been with First Command in various capacities since 2014. Outside of his advisory role, Houser was the owner of Houser Woodworking for 17 years and currently manages Southern Gumption Financial LLC. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs, delivering investment management through a centralized team that selects and monitors model portfolios and approved third-party managers.

Jesse Nunez is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. His previous roles include positions at The Vanguard Group, TD Ameritrade, and a four-year tenure in the United States Marine Corps. He also operates an independent business, Jesse Has No Money Ltd Co. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and retail brokerage clients. The firm’s integrated service model emphasizes long-term portfolio management and operates within plan lineups selected by plan sponsors.

Kadri Lindemann is a CFP® and ChFC® with eight years of industry experience, currently serving at First Command Advisory Services in Fort Worth, TX. She has held multiple roles within the First Command family of companies since 2018 and was previously employed at Moody AFB Non-Appropriated Funds. Outside of her advisory work, Lindemann is an owner of KLRD Cactus & Coast, LLC, a non-investment business formed for occasional home rental liability coverage. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and various wrap-fee asset management programs utilizing model portfolios and third-party managers approved by a centralized Investment Management Team.

Quiana Davis is a financial advisor with First Command Advisory Services in Fort Worth, TX, holding Series 63 and Series 65 licenses and seven years of industry experience. Her career includes roles at Edward Jones, Robinhood Financial, TD Ameritrade, and Scottrade. Outside of advising, she works as a delivery driver for Uber Eats and DoorDash. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, employing a centralized investment management approach with discretionary authority granted by clients.

Alejandro Barrera is a financial advisor with PNC Wealth Management in Fort Worth, TX, holding Series 63 and Series 66 credentials and seven years of industry experience. His prior roles include positions at Fidelity Brokerage Services LLC and Fidelity Investments. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary digital portfolio solution available by invitation. The firm’s approach involves algorithm-driven risk assessment and uses third-party strategists to manage investments primarily in mutual funds and ETFs, with annual rebalancing.

Michelle Dees is a financial advisor with Truist Advisory Services in Fort Worth, TX, holding the Series 66 designation and bringing 14 years of industry experience. She has worked at Truist Advisory Services since 2021, following roles at BB&T Securities and Merrill. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.