Adam Hout is a financial advisor at Charles Schwab with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Lido Advisors, Hout Financial Services, and Charles Schwab Bank. Outside of financial advising, he is a vice president of Hout Construction Services, a family-owned engineering business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Harvey Ivory is a financial advisor at Edward Jones with nine years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Edward Jones in 2017, he worked at Dassault Systemes from 2013 to 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Maghan Klein is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Edward Jones since 2016. She holds the Series 66 designation and is based in Laguna Beach, CA. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, along with affiliated mutual funds and tax-efficient services under a fiduciary standard.

Matthew Belden is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and 26 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Christy Hatch is a Planning Consultant at Fidelity Investments, a role she has held since 2019. In her position, she focuses on listening and understanding the priorities of clients and their families to create financial plans tailored to their goals. Christy aims to educate, support, and collaborate with clients throughout the financial planning process. She holds a California Insurance License, which supports her work in providing comprehensive financial planning services. Outside of her professional responsibilities, Christy has personal interests that include cooking and baking, exploring food as a foodie, parenthood, and traveling.

Tyler Racanelli is a financial advisor at Merrill with five years of industry experience and holds a Series 66 designation. He previously worked at Bank of America from 2017 to the present and was employed at the University of California, Riverside from 2015 to 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Adrienne Hart is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 16 years of industry experience. She has worked with J.P. Morgan Securities since 2012 and has been associated with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Randal Bressette is a CFP®-designated financial advisor with LPL Financial, where he has worked since 2004. He has 50 years of industry experience, including six years at Cadaret, Grant & Co., Inc. Outside of his advisory role, he is involved in tax preparation and tax audit representation through The Bressette Companies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced research tools and a broad network of over 22,800 advisors.

Clifford Breeden III is a financial advisor with LPL Financial in San Clemente, CA, holding a Series 66 designation and ten years of industry experience. His career includes roles at Ameriprise Financial Services, D.A. Davidson & Co., Waddell & Reed, and BMO Harris Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and oversight of substantial discretionary assets.

Steven Vasquez is a financial advisor with Primerica Advisors in San Clemente, CA, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1987. Outside of advising, he is involved in sales of home security and automation products through affiliated companies and participates in managing a family trust. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Kelsey Belsito is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors, LLC. Outside of her advisory role, she has been involved with Woody's Diner since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its offerings.

Anthony Bertocchini is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. His prior roles include positions at Diversified Investment Services, Commonwealth Financial Network, OSAIC, and UBS Financial Services. Outside of his advisory work, he is involved with Atherton Holdings Inc., a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational and research tools.

Chase Pollard is a financial advisor with Charles Schwab, holding a Series 66 designation and 14 years of industry experience. He has been with Charles Schwab Bank and Charles Schwab & Co., Inc. since 2011. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence on alternative investments.

Barbara Lynn Allison is a financial advisor at Equitable Advisors with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Commonwealth Financial Network and Morgan Stanley. She is also the president and owner of Allison Financial Group, Inc., and serves as a trustee of personal and inherited trusts. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, charitable organizations, and institutional clients. The firm leverages a network of Investment Adviser Representatives and third-party asset managers to deliver customized advisory solutions.

Diane Wegener is a financial advisor with Edward Jones in Laguna Beach, CA, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. She has been with Edward Jones since 1996. Outside of her advisory role, she owns a rental property in California. Edward Jones is a full-service wealth management firm serving a wide range of individual and institutional clients, offering various managed investment strategies and affiliated products through a large national network of advisors.

Adam Himelson is a financial advisor at OSAIC with eight years of industry experience. He holds Series 63 and Series 65 designations and has previously worked with Independent Financial Group, LLC, and NPB Financial Group, LLC. Outside of his advisory role, he is involved with Financial Counseling Resources, LLC, where he serves as Chief Compliance Officer and managing member, and he also participates in event planning through Himelson Enterprises Inc. OSAIC serves a broad range of clients, including individuals, high-net-worth investors, and institutions, offering integrated brokerage and investment advisory services through a large network of affiliated advisors and multiple platforms. The firm uses a variety of asset-allocation tools and supports both discretionary and non-discretionary account management, with access to third-party money managers and wrap programs.

Jeffrey Halbreich is a financial advisor with Ameriprise, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its related entities since 1999. Outside of his advisory role, he provides consulting services through his own firm and serves on the board of directors for SAMLARC. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement, focusing on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary recommendations primarily for clients with substantial investable assets.

Ronald Holliday is a financial advisor with LPL Financial in San Clemente, CA, holding a Series 63 designation and 30 years of industry experience, all with LPL since 1996. He serves as an elected member of the Murrieta City Council. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, and institutions, offering a range of financial planning and investment management solutions.

Daniel Palmer is a CFP®-designated financial advisor with Merrill, where he has worked since 2009. He has 32 years of industry experience and has also been affiliated with Bank of America, N.A. since 2003. Palmer serves as a power of attorney in a fiduciary role for a family member. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Scott Holmes is a financial advisor with LPL Financial in Laguna Niguel, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His career includes prior roles at Commonwealth Financial Network, Neuberger Berman, Amundi Pioneer Institutional Asset Management, Morgan Stanley, Wells Fargo Investments, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.