Andrew Lewis is a financial advisor at Encompass More Asset Management LLC with four years of industry experience. He holds a Series 65 credential and previously worked at Verity Asset Management and Appreciation Financial, where he continues to serve as an Area Vice President. Outside of investment advisory, he assists business owners with Employee Retention Credit qualification through an independent contractor role at ERC Specialists, LLC. Encompass More Asset Management provides discretionary portfolio management, financial planning, and retirement platform services primarily to individual and high-net-worth clients. The firm employs model-based strategies combining proprietary and third-party sub-advisers and manages approximately $985 million across about 4,000 clients.

Shannon Beahan is a CFP® with 17 years of industry experience, currently serving at Cooper McManus. Her work history includes roles at Cambridge Investment Research, Fidelity Brokerage Services, and Ladenburg Thalmann. She is also an independent insurance agent for various companies. Cooper McManus serves individuals, trusts, corporations, and retirement plans, offering financial planning, discretionary portfolio management, and access to multiple investment platforms. The firm utilizes a fundamentally driven investment approach, employing a diverse set of instruments and model portfolios tailored to client objectives.

Jon Kerby is a financial advisor with TCFG Investment Advisors, LLC, holding a Series 63 designation and 37 years of industry experience. He has been with TCFG Investment Advisors since 2013 and also serves as president of Kerby Financial Services, where he provides tax preparation and planning as well as bookkeeping services. Additionally, he is a licensed insurance agent offering life and disability insurance through TCFG Insurance Solutions. TCFG Investment Advisors provides investment advisory and planning services to a diverse client base, including high-net-worth individuals, profit-sharing plans, charitable organizations, and corporations. The firm employs a variety of investment strategies and offers both discretionary and non-discretionary portfolio management, along with access to third-party money managers.

Paul Yoon is a financial advisor at Tucker Asset Management LLC with six years of industry experience. He holds the Series 65 designation and previously worked at Retirement Wealth Advisors, Inc. for six years. Yoon also operates his own insurance and investment advisory business. Tucker Asset Management serves individual and high-net-worth clients, as well as foundations, trusts, estates, and charitable organizations, providing discretionary investment management, financial planning, and retirement plan advisory services. The firm employs a top-down, macroeconomic asset-allocation process and offers a range of investment strategies, including alternative investments and private offerings.

Steven Jaksch is a financial advisor with TCFG Investment Advisors, LLC, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at Charles Schwab Bank and Charles Schwab & Co., Inc. He serves as Board President of the Chapman Argyos Alumni Association, coordinating events and promoting graduate programs in Orange, CA. TCFG Investment Advisors provides investment advisory and planning services to a diverse client base, including high-net-worth individuals, profit-sharing plans, charitable organizations, and corporations. The firm utilizes a variety of investment strategies and offers both discretionary and non-discretionary portfolio management, along with financial planning and consulting services.

Pamela Sowers is a financial advisor with Wedbush Securities Inc. in Newport Beach, CA, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. She has worked at Wedbush Morgan Securities since 2007, with prior roles at RBC Capital Markets and UBS Financial Services. Wedbush Securities provides investment advisory and broker-dealer services to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm offers a range of wealth management services, fixed income, commodities, securities lending, and capital markets solutions, delivering tailored portfolio management through both discretionary and non-discretionary strategies.

Gary Robertson is a financial advisor with NWF Advisory Services Inc in Newport Beach, CA, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has been with Royal Alliance since 2015 and is involved as a principal in a holding entity that owns a boat. Robertson also conducts a small insurance and long-term care business outside of his advisory role. NWF Advisory Services, Inc. provides portfolio management and financial planning primarily to individual and high-net-worth clients, along with retirement plan consulting and trust and estate services. The firm manages approximately $3.82 billion in assets and operates an open-architecture wealth management platform featuring advisor-managed portfolios, third-party model portfolios, and SMA/UMA solutions, emphasizing strategic long-term investing with additional tactical strategies available.

Deborah Griffith is a CFA® charterholder with 23 years of industry experience. She has been with Everett Harris & Co in Mission Viejo, CA since 1998. Everett Harris & Co provides discretionary and non-discretionary investment management services to individuals, corporations, pension and profit-sharing plans, charitable institutions, foundations, and endowments. The firm employs fundamental analysis and a predominantly buy-and-hold investment approach across a range of asset classes, maintaining a compact team of 13 advisors.

Cindy Chin is a financial advisor at Cooper McManus with 24 years of industry experience. She holds a Series 66 designation and has worked previously at Crown Capital Securities and Brook Street Realty. Outside of her advisory role, she owns a real estate business, Royal Global Asset Management LLC, operating under the name Cindy Chin Realty Intl. Cooper McManus serves individuals, trusts, corporations, and employer retirement plans with financial planning, discretionary portfolio management, and retirement-plan consulting. The firm employs a fundamentally driven investment process using a broad range of securities and model asset-allocation portfolios tailored through sub-advisors and co-advisory platforms.

Kevin Walden is a CFA® charterholder with 13 years of industry experience. He has been with Douglas C. Lane & Associates since 2020 and previously worked at Levasseur Capital Partners LLC for 12 years. Douglas C. Lane & Associates provides wealth management and discretionary portfolio management primarily for high-net-worth individuals, families, and institutions. The firm focuses on customized portfolios emphasizing individual equity securities and fixed income, supported by proprietary fundamental research and a flexible, long-term investment approach.

Linda Yu is a financial advisor with Cooper McManus in Irvine, CA, holding dual roles as an attorney with over 11 years of experience running her own law firm alongside two years in financial advising. She combines her legal background with her financial advisory role, offering a multidisciplinary perspective. Cooper McManus serves individuals, trusts, corporations, and retirement plans by providing financial planning, portfolio management, and retirement-plan consulting. The firm employs a fundamentally driven investment approach, utilizing a variety of securities and model portfolios tailored to client objectives.

Nichole Horton is a financial advisor with United Capital Financial Advisors in Newport Beach, CA. She holds the ChFC® designation and has 21 years of industry experience. Her prior roles include positions at Integrity Alliance, LLC, Lion Street Financial, CETERA Advisor Networks LLC, and Girard Securities. Horton also oversees the compliance program for an insurance agency associated with her firm. United Capital Financial Advisors provides national financial planning and discretionary investment management for a diverse client base, including individual and high-net-worth households, retirement plans, and institutional accounts. The firm offers a customizable investment platform and operates affiliated services such as legal, trust, lending, and technology support for other independent advisers.

Harrison Chang is a financial advisor with IP Financial Advisory Services LLC, holding Series 66 and Series 63 licenses and bringing 21 years of industry experience. His prior roles include positions at Innovation Partners LLC, Western International Securities, J.P. Morgan Securities, and American United Life Insurance Company. Outside of financial advising, he is the owner of Richbound, a non-investment-related business. IP Financial Advisory Services LLC primarily serves individual retail clients who are not classified as high net worth, offering portfolio management, financial planning, and consulting services. The firm uses various analytical approaches and provides discretionary management options, focusing on non-HNW retail investors and retirement plan participants.

Eric Nichols is a financial advisor with TCFG Investment Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney, Morgan Stanley Private Bank, Citigroup Global Markets, and Thomas J Wolf, CFP. He is also involved with TCFG Insurance Solutions, LLC in a non-investment-related capacity. TCFG Investment Advisors provides advisory and planning services to a diverse client base, including high-net-worth individuals, profit-sharing plans, charitable organizations, and corporations. The firm utilizes a variety of investment strategies and offers both discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Christina Bush is a financial advisor at Cooper McManus with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Cambridge Investment Research, Inc., Cooper Financial Group, and Securities America Inc. Outside of advising, she is involved in wildlife education and preservation, running a wildlife photography business, educating youth on wildlife, and founding a wildlife preservation apiary. Cooper McManus serves individuals, trusts, corporations, and employer retirement plans with financial planning, discretionary portfolio management, and retirement-plan consulting. The firm employs a fundamentally driven investment process using a broad range of instruments and offers customized asset-allocation portfolios through various co-advisory platforms.

Jason Clark is a CFA® charterholder with 18 years of industry experience. He is currently with Mariner Independent and has previously worked at Kovitz Investment Group Partners, LLC and AFAM Capital, Inc. Clark holds Series 63 and Series 66 licenses. Mariner Independent serves individuals, including high-net-worth clients, as well as pension plans, trusts, estates, charitable organizations, and business entities. The firm offers financial planning, portfolio management, retirement plan consulting, and access to alternative investments through a broad range of investment tools and affiliated businesses.

Russell Andrews is a financial advisor with TCFG Investment Advisors, LLC, holding Series 63 and Series 65 credentials and 39 years of industry experience. He also holds roles with affiliated entities including TCFG Insurance Solutions and TCFG Wealth Management. Outside of finance, Mr. Andrews volunteers as a guest supervisor at Aspen Ski Co and participates in talk radio at KNFO in Aspen, Colorado. TCFG Investment Advisors, LLC manages approximately $639 million in client assets through a team of 29 advisors, serving individuals, profit-sharing plans, charities, and businesses. The firm offers discretionary and non-discretionary portfolio management, financial planning, consulting, and access to third-party money managers using diverse analytical strategies.

Arthur Cooper is a financial advisor with Cooper McManus in Irvine, CA, holding the CFP® designation along with Series 63 and Series 65 licenses. He has 38 years of industry experience, including long tenures at Securities America, Inc. and his own firm, Cooper Financial Group DBA/Cooper McManus. Outside of his advisory work, he serves as president of a property management and executive suite business and sits on multiple nonprofit and professional boards. Cooper McManus serves individuals, trusts, corporations, and employer retirement plans with a range of financial planning, consulting, and discretionary portfolio management services. The firm employs a fundamentally driven investment process using individual securities and pooled products, including stocks, bonds, mutual funds, ETFs, options, and cryptocurrency, and offers both standalone planning and ongoing asset management relationships.

Katherine Stellar is a CFP® with 27 years of experience in the financial advisory industry. She has been with Golden State Wealth Management, LLC since 2016 and has held a concurrent affiliation with LPL Financial since 2015. Based in Laguna Beach, CA, she focuses on investment advice, asset allocation, and general financial planning. Golden State Wealth Management serves individuals, trusts, pension and profit-sharing plans, and businesses by providing asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm constructs tailored portfolios using various analytic approaches and offers discretionary portfolio management as its primary advisory service.

Gregory Giles is a Series 66-licensed financial advisor with TCFG Investment Advisors, LLC, based in Laguna Niguel, CA, and has 16 years of industry experience. He has been with TCFG since 2016 and also operates a CPA practice and insurance services business, providing tax, accounting, and insurance solutions. Additionally, he offers government finance consulting to various Southern California cities and agencies. TCFG Investment Advisors, LLC manages approximately $639 million in client assets through a team of 29 advisors, serving individuals, profit-sharing plans, charities, and businesses. The firm employs a diverse range of analytical strategies and provides both discretionary and non-discretionary portfolio management along with financial planning and consulting services.