Frederick Schaeffer Jr. is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding a Series 63 designation and 31 years of industry experience. His prior roles include positions at MetLife Securities Inc. and MassMutual Life Insurance Co. He is also engaged in individual life, health, and group insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning, asset management, and educational seminars, using firm-approved analytical tools to develop collaborative, goal-oriented recommendations.

Christopher Webb is a financial advisor at LPL Financial with 18 years of industry experience. He holds the Series 66 designation and has prior experience with FTB Advisors, Inc. and First Tennessee Brokerage, Inc. Webb operates out of Memphis, TN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services supported by a wide array of model portfolios, research resources, and technologies.

Lauran Guijarro is a CFP® and holds a Series 66 license, currently working as a financial advisor at Edward Jones with four years at the firm and three years of prior industry experience. Before joining Edward Jones in 2022, Lauran worked at World Fuel Services and White & Case LLP. She serves as Vice President of the Woodruff Fontaine House Museum, a nonprofit historic home museum in Memphis. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Madison Blair is a financial advisor at Raymond James Financial with one year of industry experience. Prior to joining Raymond James, Blair worked at Edward Jones and held various roles outside of finance, including positions at Harley-Davidson dealerships. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and municipal clients. The firm offers tailored, primarily non-discretionary advisory solutions and maintains a notable involvement in municipal and public finance activities.

Bryan Roper is a financial advisor with Wells Fargo Clearing in Collierville, TN, holding a Series 66 designation and 16 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously affiliated with Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Daniel Vandersteeg is a financial advisor with Mass Mutual Investors Services in Memphis, TN. He holds the CFP® designation and has 11 years of industry experience, previously working at MetLife Securities, Inc. and MassMutual Life Insurance Co. He also operates as an agent in individual and group life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to provide written recommendations tailored to client goals.

Ethan Smith is a financial advisor with Charles Schwab in Germantown, TN, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Charles Schwab Bank, LPL Enterprise, First Citizens National Bank, and Whites & Associates. Before entering the financial sector, he spent nine years in full-time education. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a formal alternative-investment process.

Sam Garrard III is a financial advisor with Wells Fargo Clearing in Nashville, TN, holding Series 63 and Series 66 licenses and 21 years of industry experience. He has previously worked at Suntrust Advisory Services, Suntrust Investment Services, and Investment Professionals, Inc. Outside of his advisory role, he serves as an executor for an estate in Franklin, TN. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm employs an IPS-driven approach based on modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options in its investment menus.

Clinton Moss is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has prior experience with State Farm and Brad Carlisle Insurance Agency. Before entering the financial sector, he spent ten years working at Maley-Yarbrough Funeral Home. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

James Mason is a financial advisor at Ameriprise with two years of industry experience. He holds the Series 66 designation and has prior work experience that includes roles in legal services and education. Outside of his advisory role, Mason owns Prestige Worldwide, a live music entertainment and music ministry business based in Atoka, Tennessee. Ameriprise offers retirement-income planning services targeting individuals approaching or in retirement with substantial investable assets. The firm provides a range of advisory, brokerage, and insurance solutions supported by a centralized retirement-income consulting team that uses research, modeling, and tax-efficiency analysis to develop tailored recommendation reports.

Christopher Shelton is a financial advisor at Cetera with 10 years of industry experience. He holds the Series 66 designation and has worked at Regions Bank and Scottrade, Inc. prior to his current role. Shelton is based in Memphis, TN. Cetera Investment Advisers LLC serves a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and provides access to multiple program structures and investment strategies.

Gregory Lemon is a financial advisor with Ameriprise in Cordova, TN, holding Series 65 and Series 63 licenses and bringing eight years of industry experience. His career includes multiple engagements with Ameriprise and a one-year tenure at Kingswood Capital Partners. Outside of his advisory role, he is co-owner of a commercial landscaping company and serves as a director at a CPA consulting and advisory firm. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering specialized retirement income planning that combines comprehensive analysis with ongoing advice to support dependable income and tax-aware withdrawal strategies.

George Ryan Connor is a financial advisor with Raymond James & Associates in Memphis, TN, holding Series 63 and Series 66 designations and bringing 11 years of industry experience. His prior roles include positions at Kimery Wealth Management, LLC, and FTN Financial Securities Corp. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, as well as state and municipal governments. The firm provides tailored financial plans and investment recommendations, supporting both non-discretionary and discretionary portfolio management.

Ronald Goss III is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding a Series 66 designation and having six years of industry experience. He has worked at Mass Mutual Investors Services and MassMutual Life Insurance since 2020 and previously spent time at Strategic Financial Partners and Green Earth Landscaping, LLC. Outside of his advisory role, he is involved in insurance sales as a licensed agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides a range of programs including educational seminars and uses firm-approved tools to support client goal analysis and planning recommendations.

Robert Mayer is a CFA® charterholder with 20 years of industry experience. He is a financial advisor at Stifel, where he has worked since 2018, following a decade at J.J.B. Hilliard, W.L. Lyons, LLC. Mayer serves on the investment committee of Christian Brothers High School, helping to oversee the school’s endowment. Stifel serves a wide range of clients including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Donald Malmo III is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He previously worked at Duncan Williams, Inc. for eight years before joining Raymond James in 2021. Outside of his advisory role, he serves on the board of the Memphis Country Club, participates on the finance and investment committee of St. Johns Episcopal Church, and is a member of the Thorn Society Executive Committee at Memphis University School. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, with advisory relationships generally non-discretionary, and also delivers institutional consulting and public finance services.

Thomas Armstrong Sr. is a CFP® with 25 years of industry experience, currently affiliated with Cetera since 2023. He has held roles at Shoemaker Financial and multiple insurance companies since 2015 and operates an accounting business as the owner of T. Armstrong, CPA. He also serves as treasurer for a homeowners' association. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, and institutional accounts, offering diversified portfolio management and financial planning through a nationwide network of independent advisors.

Kimberly Johnson is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 63 designation and 35 years of industry experience. She has been with Raymond James since 2013 and is also employed part-time as a personal assistant at Allen Morgan & Doug Edwards. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, with capabilities in municipal finance and institutional consulting.

Stanley Viner is a CFP® and holds a Series 66 license, currently serving as a financial advisor at UBS Financial Services in Memphis, TN. He has five years of industry experience, including six years with UBS and prior work at Coaching for Literacy. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides a range of solutions including financial planning, portfolio management, and capital markets services supported by proprietary research and model-based asset allocation.

Rivers Shearin is a financial advisor at Raymond James Financial with a Series 66 credential and four years of industry experience. His prior roles include work at Deloitte and First Horizon. Outside of his advisory work, he serves as the head JV coach and assistant varsity coach for the St. Agnes Academy high school basketball team. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth investors, and public sector entities. The firm offers tailored, typically non-discretionary advisory solutions and supports specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.