Steven Ouellette is a CFP® and holds a Series 66 license with nine years of industry experience. He has been with TIAA-CREF since 2025 and has been affiliated with TIAA since 2010. Outside of his advisory role, he serves as Treasurer and Board Member for a nonprofit youth football program in Harrisburg, NC. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm distinguishes planning services from ongoing discretionary management and operates within a vertically integrated structure using affiliated funds.

Mitchell Tanis is a financial advisor with TIAA-CREF in Charlotte, NC. He holds Series 63 and Series 65 licenses and has been with TIAA-CREF and its related entities since 2025. Prior to joining TIAA-CREF, he held positions at UBS, Merrill Lynch, and other organizations. Outside of his advisory role, he has worked as a delivery driver for Uber Eats. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account services to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers a range of advisory models including model portfolio management and customized portfolio management under a fiduciary standard.

Michael Pisani is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. His career includes roles at J.P. Morgan Securities and JPMorgan Chase Bank from 2012 to 2017 before joining TIAA-CREF in 2017. TIAA-CREF Individual & Institutional Services offers financial planning and discretionary managed account programs primarily serving individuals with existing TIAA-administered retirement plan relationships, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm combines point-in-time planning with ongoing portfolio management and acts as adviser to a donor-advised fund, operating within a vertically integrated structure that uses affiliated funds.

Joel Vincent is a financial advisor at TIAA-CREF with three years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining TIAA-CREF, Joel worked at Vanguard Marketing Corporation and has professional experience including roles at Amazon and the University of North Carolina at Charlotte. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs for individuals, trusts, estates, and corporate entities, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both model-based and customized portfolio management under a fiduciary standard and acts as adviser to a donor-advised fund sponsored by Charityvest.

Salvatore Buffa is a financial advisor at TIAA-CREF with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Fidelity and Penn Mutual Life Insurance Company. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm combines point-in-time planning services with ongoing portfolio management using model or customized portfolios managed under client-approved investment policies.

Brian Senatore is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has been with TIAA-CREF and TIAA since 2013. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans. The firm provides a combination of point-in-time planning services and ongoing portfolio management, operating within a vertically integrated structure and acting as adviser to a donor-advised fund.

Joseph Nichols III is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses with six years of industry experience. He has worked at TIAA-CREF since 2019 and previously spent five years at Red Ventures. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm provides discretionary portfolio management with a fiduciary standard through a variety of model and customized investment options.

Susan Jenkins is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses with 26 years of industry experience. She has been with TIAA since 2005. Outside of her advisory role, she owns Magnolia Divorce Coaching, providing divorce coaching services without legal or financial advice. TIAA-CREF’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with prior relationships through employer retirement plans. The firm combines point-in-time planning with ongoing discretionary management and serves as adviser to a donor-advised fund.

Daniel Bubbico is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. His prior roles include positions at JPMorgan Chase Bank, Merrill Lynch, Bank of America, Truist, Wells Fargo, and other financial services firms. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered retirement plan relationships. The firm offers both point-in-time financial planning and ongoing portfolio management through various managed account programs.

Todd Smith is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses. He has 25 years of industry experience and has been with TIAA-CREF since 2012. TIAA-CREF’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm distinguishes between point-in-time financial planning and ongoing discretionary portfolio management, offering both model-based and customized investment solutions.

Axelle Rivot is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses with one year of industry experience. Prior to joining TIAA-CREF, she worked at Florida Financial Advisors and Trinity Wealth Securities, LLC. Outside of finance, she has been involved with Advocacy for Refugee and Immigrant Services for Empowerment. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm offers a fiduciary-standard advisory model with a range of managed accounts, including customized portfolios managed under client-approved investment policies.

Olivia Newsome is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 designations and bringing four years of industry experience. Prior to joining TIAA-CREF in 2022, she worked at the General Services Administration and held various roles including at Temple University and Alexandria City Recreation Department. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, frequently serving clients with existing TIAA retirement plan relationships. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management, operating within a vertically integrated group that includes affiliated funds.

Veronica Aldred is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and bringing 20 years of industry experience. She has been with TIAA-CREF since 2014. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm provides ongoing portfolio management through model-based and customized strategies and serves as adviser to donor-advised funds.

Kathryn Delk is a financial advisor at TIAA-CREF with five years of industry experience. She holds the Series 63 and Series 66 credentials and previously worked at Fidelity and Wells Fargo Clearing Services. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans. The firm offers a range of advisory services including model and customized portfolio management and acts as adviser to a donor-advised fund.

Craig Miller is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 credentials with four years of industry experience. He has worked at TIAA and related entities since 2022, with prior experience at Alliance-One Investments, DXC Technology, Alight, and Sutherland Global Services. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management, applying a fiduciary standard within a vertically integrated structure that includes affiliated funds and donor-advised fund services.

Kristen Wright is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and 11 years of industry experience. She has been with TIAA-CREF since 2014. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm’s advisory model separates planning services from ongoing portfolio management and acts as adviser to a donor-advised fund, operating within a vertically integrated structure that includes affiliated funds.

Emily Brandt is a financial advisor at TIAA-CREF in Charlotte, NC, with five years of industry experience. She holds the Series 66 designation and has worked at TIAA-CREF since 2020. Outside of her financial career, she owns a pet sitting business called Pawsitive Stays. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between point-in-time planning and ongoing discretionary management, offering customized and model portfolio options under a fiduciary standard.

Ian Ellis is a financial advisor at TIAA-CREF with three years of industry experience. He holds a Series 66 designation and has previously worked at Vanguard Advisers, Vanguard Marketing Corporation, Merit Financial Advisors, and LPL Financial. Prior to entering the financial industry, Ellis held roles at Valencia College, Royal Caribbean Cruises, and Universal Orlando Resort. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs primarily to individuals with existing relationships through TIAA-administered retirement plans, as well as trusts, estates, and small retirement plans. The firm offers both point-in-time financial planning and ongoing portfolio management through model or customized portfolios managed under a fiduciary standard.

Hanna Rockwell is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses with two years of industry experience. Her prior roles include positions at Trinity Wealth Securities, Florida Financial Advisors, and several educational and healthcare institutions. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals with existing employer retirement plan relationships, as well as trusts, estates, partnerships, and small retirement plans. The firm offers both point-in-time financial planning and ongoing portfolio management, applying a fiduciary standard within a vertically integrated structure that includes donor-advised fund advisory services.

Kent Shuford is a financial advisor at TIAA-CREF with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at TIAA-CREF and Tiaa since 2017, following a one-year tenure at The Prudential Insurance Company of America and Pruco Securities LLC. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm also advises the TIAA Donor Advised Fund and separates its planning services from ongoing discretionary management within a vertically integrated model.