John Proia is a financial advisor with Ameriprise in Summerfield, NC, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Ameriprise and its predecessor entities since 2005. Outside of advising, he has involvement in non-investment-related real estate ownership. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, delivering written, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm serves a broad client base through a wide range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Geoffrey Brown is a financial advisor with LPL Financial based in Winston Salem, NC. He holds Series 63 and Series 65 designations and has 33 years of industry experience. Prior to joining LPL Financial, he worked at Stifel, B.C. Ziegler and Company, and Morgan Stanley in various capacities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a wide range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a broad array of investment strategies and operational tools.

Coral Edmonds is a financial advisor with Ameriprise in Greensboro, NC, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise in 2020, she worked in education at Hartford Public Schools and held positions in wireless communications and real estate. Edmonds is also involved with Honey Badger Management LLC as an Associate Financial Advisor. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to create tailored, non-discretionary recommendation reports. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions.

Larry Foster Jr. is a financial advisor with Mass Mutual Investors Services in Greensboro, NC, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Mass Mutual Investors Services since 1992 and also has a longstanding affiliation with MassMutual Life Insurance Company dating back to 1989. Foster holds officer roles at Compensation Systems, Inc. and CSI Wealth Management, LLC, both related to financial and pension services. MassMutual Investors Services provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers, utilizing collaborative annual planning engagements and firm-approved analytical tools to support client goals.

Elizabeth Riddle is a financial advisor with Raymond James & Associates, holding a Series 66 designation and possessing 10 years of industry experience. Her career includes five years at Merrill and a brief tenure at OSAIC Services, Inc. Outside of her advisory role, she is involved in managing short-term rental properties through Lakeside Getaways LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutional clients, and municipal entities. The firm offers tailored financial planning and consulting services, drawing on a variety of portfolio management styles and affiliated research.

Craig Miller is a financial advisor with Morgan Stanley in Winston-Salem, NC, holding Series 63 and Series 65 registrations and bringing 39 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his financial advisory work, he owns and operates a home-based travel agency, Distinctive Voyages. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and scenario modeling.

Victoria Milam is a financial advisor at Merrill with five years of industry experience and holds the Series 66 designation. Her work history includes multiple roles at Merrill spanning from 2017 to the present, as well as positions at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. Prior to her advisory career, she worked at Jim N Nick's Restaurant and the University of North Carolina at Charlotte. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Amber Wright is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in Lake Norman near Charlotte, North Carolina. Originally from Pittsburgh, Pennsylvania, she works alongside a wealth management team to develop tailored strategies that align with clients’ financial goals. Her approach starts by clearly articulating clients’ goals and positioning holistic financial strategies. Amber's expertise includes college education planning, corporate executive services, equity compensation services, family wealth management, legacy planning, portfolio management, tax minimization, and serving specialized client groups such as women, athletes, and entertainment professionals. She holds a Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Indiana University of Pennsylvania. She is also the founder of the IUP Alumni network in the Charlotte and Lake Norman area. In addition to her professional work, Amber is involved in her community, including volunteering with the Humane Society of Charlotte and serving on the board of Dahlia Grove, a nonprofit supporting women survivors of human trafficking. She resides near Lake Norman where she enjoys paddle boarding, dirt biking, live music, and spending time with her small dog, Romeo.

John Bailey is a financial advisor at Ameriprise with 41 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as Treasurer on the Board of Directors for the 401 Edgeworth Association in Greensboro, NC. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored recommendation reports. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

David Kraftchick is a financial advisor at Edward Jones in High Point, NC, holding a Series 66 designation with 18 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michael Warner is a financial advisor at Edward Jones with a Series 66 credential and two years of industry experience. He previously worked at Timberline Mortgage, First National Bank, Jefferson Capital, Tidewater Construction, and Verizon Wireless. Outside of advising, Warner is a silent partner in Warner Brothers Lawncare, a landscaping business based in Sandy, Utah. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs and investment options supported by a large nationwide network of advisors and branch offices.

David Farrelly is a Financial Advisor at Merrill Lynch Wealth Management, where he joined in 2022. He specializes in helping individuals, families, and business owners achieve their financial goals through personalized wealth management strategies tailored to their unique needs and objectives. His client focus includes executive compensation, tax minimization, and retirement income. With more than three decades of experience in the financial services industry, David provides guidance on wealth accumulation, preservation, and legacy planning utilizing comprehensive investment management strategies and asset protection strategies. He holds FINRA registrations Series 7, 9, 10, and 66, and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He holds a Bachelor of Science degree from Grove City College. David is committed to serving both his clients and community. He has served on the boards of the United Way of Greater High Point and the Northwest Guilford High School Girls Soccer Boosters. He currently coaches girls flag football at Northwest Guilford Middle School, volunteers with Guilford County's Community Emergency Response Team (CERT), and serves on the board of his local homeowners' association. He resides in Summerfield with his wife, Alexa, and their three daughters, Logan, Lauren, and Lane.

Marjorie Mc Gee is a financial advisor at Raymond James Financial with 10 years of industry experience. She holds a Series 66 designation and has previously worked at firms including Morgan Stanley Smith Barney LLC and Truist Advisory Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and analytical tools, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

James Wilkie is a CFP® professional with 34 years of experience in the financial industry. He has been with LPL Financial since 2004 and previously worked at WS Griffith Securities, Inc. from 2000 to 2004. Wilkie is also involved in selling fixed annuities and various types of insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, utilizing both discretionary and non-discretionary strategies.

Tracy Cottingham V is a financial advisor at Raymond James Financial with a Series 66 designation and less than one year of industry experience. Prior to joining Raymond James, Cottingham held academic positions at North Carolina State University, Ohio State University, and Marshall University. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports advisory programs with an emphasis on technology, cybersecurity, and public finance.

Charles Betts is a financial advisor with Raymond James & Associates in Greensboro, NC, holding Series 63 and Series 65 designations and 35 years of industry experience. He has been with Raymond James & Associates since 2011. Outside of his advisory role, he is a partner of ACM Partners LLC, where he performs administrative duties. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Jason Silvia is a financial advisor at LPL Financial with 26 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Merrill. Silvia is based in Greensboro, NC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Robert Craven III is a financial advisor at OSAIC with 25 years of industry experience. He previously worked at Woodbury Financial Services and Wells Fargo Clearing. In addition to his advisory role, he is involved in the sales and service of fixed insurance and annuities. OSAIC serves a diverse range of clients including retail investors, retirement plans, charities, and corporate clients, offering brokerage and advisory services with an investment approach centered on model-based asset allocation and portfolio optimization.

Jessica Chatmon is a financial advisor at LPL Financial with 10 years of industry experience. She holds a Series 66 designation and has worked at firms including Cetera and Edward Jones. Outside of her advisory role, she is involved with Beauty Society, a home-based multi-level marketing business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Nia Bright is a financial advisor with Raymond James & Associates and holds Series 63 and Series 66 licenses. She has two years of industry experience, including time at Alliance Bernstein and Ameriprise Financial. Prior to her financial career, she worked in social work and education at East Carolina University and other institutions. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and advisory services supported by extensive research and a broad range of investment strategies.