Maria Schneider is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Her prior work includes positions at Chartway Federal Credit Union and Starbucks. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Kevin Oakes is a financial advisor at LPL Financial with 30 years of industry experience. He has held prior roles at MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company from 1996 to 2022. LPL Financial is a national broker-dealer and SEC-registered investment advisor serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

John Williamson is a CFP®-certified financial advisor with 41 years of industry experience, currently affiliated with LPL Financial. He previously spent 24 years with NEXT Financial Group Inc. Outside of his advisory role, he operates John Williamson CFP & Associates, a practice focused on non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Michelle Lowry is a Series 66-licensed financial advisor with Merrill, based in Virginia Beach, VA, and has 22 years of industry experience. She has worked at Merrill since 2008 and has been with Bank of America N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Daniel Beasley is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has held various roles at Fidelity, including Investment Management Consultant II and I, Workplace Planning Consultant II and I, and Workplace Planning Associate, reflecting his progressive experience in financial services. Prior to joining Fidelity, Daniel worked as a Financial Relationship Consultant at Regions Bank from 2021 to 2022. Daniel's experience encompasses working with clients across different income levels and net worths, focusing on investment management and workplace planning. He holds a CA Insurance License and has a background in the banking industry, which he pursued while earning his degree at Augusta University. His journey includes a period working in marketing for NASCAR in Central Florida before committing to a career in finance. Outside of his professional activities, Daniel enjoys interests such as the beach, cars, fishing, football, golf, and spending time with his pets.

Raleigh Jernigan is a financial advisor at Raymond James Financial with four years of industry experience. He holds the Series 66 designation and previously worked at Capital One and UBS. He serves as Sponsorship Director on the advisory board of the Society for Human Resources Management, overseeing sponsor relations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and investment consulting using analytical tools and supports its clients through various advisory programs and institutional consulting services.

John Napolitano is a Wealth Management Advisor with Merrill Lynch Wealth Management. He offers a comprehensive approach to managing wealth by getting to know his clients and their families, understanding their financial situations, and focusing on what matters most to them. John helps create customized wealth management strategies that can adapt to changing needs and market conditions. He provides access to the investment insights of Merrill and the banking convenience of Bank of America to address various aspects of clients' financial lives. John’s client focus areas include family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, sports and entertainment, individual and corporate investment strategy, and retirement income. He holds professional designations as a Chartered Financial Analyst (CFA) and a Personal Investment Advisor (PIA). John earned a bachelor's degree from James Madison University. In addition to his professional work, John follows the Merrill tradition of community participation and volunteers with local organizations. His personal interests include football, golfing, and skiing.

Jody Balaban is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 21 years of industry experience. Prior to joining Cambridge, Balaban worked at Royal Alliance Associates and John Hancock. Outside of her advisory role, she serves as a board member of the Tidewater Jewish Foundation. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services delivered through a network of independent financial professionals, utilizing a range of portfolio management strategies and multiple platform arrangements.

Benjamin Equitan Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and nine years of industry experience. He has worked at LPL Financial since 2019 and previously held positions at Ramiscal Equitan Advisors LLC and Ayudar LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and participant-level retirement advice.

Robert Craun is a financial advisor at Edward Jones in Norfolk, VA, holding Series 63 and Series 66 designations with 24 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a broad network of financial advisors and offers a range of discretionary and non-discretionary investment strategies, including tax-efficient services and affiliated mutual funds.

Lori Preston is a financial advisor with Equitable Advisors in Virginia Beach, VA, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She has worked with Equitable Advisors since 2014, formerly operating under AXA Advisors LLC. Outside her advisory role, she is a member of the church council at St. Michael Lutheran Church and serves as an executor of an estate. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of advisory models implemented through third-party programs and offers services covering mutual funds, ETFs, separately managed accounts, and select alternative investments.

Richard Pulley IV is a Series 66 licensed advisor at Merrill with seven years of industry experience. He has worked at both Bank of America and Merrill since 2019. Outside of his advisory role, he serves as a board member and officer of the Virginia Opera Association, which stages live opera and provides educational programs throughout Virginia. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, featuring model-based and discretionary strategies for individual, high-net-worth, and institutional clients.

Kyle Hutter is a Financial Consultant at Fidelity Investments, where he works to develop relationships with clients to understand their important financial goals. He partners with clients and their families to create and implement personalized financial plans focused on achieving their retirement objectives. Kyle has been with Fidelity Investments since 2019. Prior to this, he worked as a Financial Advisor at Raymond James & Associates from 2017 to 2019.

John Moore is a financial advisor with Morgan Stanley in Virginia Beach, VA, holding a Series 66 designation and three years of industry experience. Prior to his advisory role, he served six years in the United States Navy and currently holds a position as a Supply Officer in the United States Navy Reserves. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes structured planning tools and advisory services.

Jennifer Cox is a financial advisor at Raymond James & Associates with two years of industry experience. She holds a Series 66 designation and has previously worked at the Episcopal Day School of Christ Church Parish and St. Michael Lutheran Preschool. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional clients, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Jacob Ness is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His work history includes positions at Bank of America, Northwestern Mutual, and Virginia Wesleyan University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rhonda Leib is a financial advisor at Ameriprise with 26 years of industry experience. She holds Series 66 and Series 63 designations and previously spent 20 years at Davenport & Company LLC before joining Ameriprise in 2022. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients approaching or in retirement with written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Debra Ianucci is a financial advisor with OSAIC, holding Series 65 and Series 63 licenses and bringing 26 years of industry experience. Her prior roles include positions at Lincoln Financial Securities Corporation and Farmers Financial Solutions. Outside of advisory work, she operates an insurance agency and performs as a cantor for church ceremonies. OSAIC serves a diverse client base that includes individual investors, institutions, and charitable organizations, offering a range of brokerage, advisory, and managed account services supported by firm-provided asset-allocation tools and third-party platforms.

James Edwards is a CFP® with 18 years of industry experience, currently working at Raymond James & Associates. He previously spent 11 years at UBS Financial Services. Edwards serves on the board of the Financial Planning Association of Hampton Roads, where he helps plan speakers for monthly meetings. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, charitable organizations, and municipal entities, offering financial planning and non-discretionary investment consulting with a range of portfolio management styles and affiliated research.

Colin Ballard is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Prior to joining Morgan Stanley, he spent brief periods at APAX Leaders and Alsco. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including personalized financial planning supported by structured tools and research, managing approximately $2.74 trillion in client assets.