Michelle Higgins is a financial advisor at California Financial Advisors with 30 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at the Wall Street Journal (Dow Jones) and Foothill Securities, Inc. Higgins is also a business owner and author, with profits from one of her books donated to college scholarships. California Financial Advisors is an SEC-registered firm serving individuals, charitable organizations, and businesses. The firm manages over $2 billion in client assets and employs an investment approach focused on asset allocation, mutual fund and ETF analysis, and due diligence of third-party money managers.

Michael Romanchak is a financial advisor with BCN Financial, Inc. in Alameda, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior roles include positions at LPL Financial LLC, Crown Capital Securities, LP, and Quest Securities, Inc. In addition to his financial career, he operates Michael Romanchak Photography, a web-based gallery selling his photographic work. BCN Financial, Inc. provides retirement plan advisory and financial planning services primarily to employer-sponsored plan participants and members of over 200 Police and Fire Department associations. The firm’s investment approach focuses on mutual funds and ETFs, combining fundamental, technical, and sentiment analysis with market timing, while typically offering non-discretionary advice and regular client reporting.

Robert Wells is a CFA® charterholder with six years of industry experience. He is currently an advisor at Selby Wealth Management and has previously worked at John W. Brooker & Co., CPAS, PC and Keating Consulting Group. Outside of finance, he has been involved in music licensing and performance since 1993 and works as a Music Licensing Consultant for Austin City Limits Enterprises, managing music publisher relations and licensing. Selby Wealth Management provides discretionary investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and retirement plans. The firm emphasizes fundamental analysis and long-term portfolio construction using mutual funds, ETFs, and individual securities, and acts as a fiduciary for retirement accounts under ERISA/IRC.

Caroline Gorham is a CFP® at Neumann Capital Management with three years of industry experience. She has been with Neumann Capital Management since 2016. Neumann Capital Management is a fee-only wealth management firm managing approximately $630 million for around 191 clients, including individuals, high-net-worth individuals, trusts, and charitable organizations. The firm offers comprehensive and essential wealth management programs, employing strategic asset allocation, proprietary screening, and Monte Carlo simulations in its investment process.

Seongsoo Lee is a financial advisor at New Insight Wealth Advisors with 24 years of industry experience. He holds the Series 66 designation and previously worked for Ameriprise Financial Services, Inc. for 17 years before joining New Insight Wealth Advisors in 2022. New Insight Wealth Advisors serves individual and high-net-worth clients, trusts, estates, retirement plans, and business entities by providing discretionary asset management, employer retirement-plan consulting, and financial planning. The firm uses a multi-disciplinary investment approach that includes fundamental, quantitative, technical, sector, and cyclical analysis, offering tailored portfolio advice with ongoing monitoring and periodic rebalancing.

John Cordano is a financial advisor at California Financial Advisors with 33 years of industry experience. He holds the ChFC® designation and Series 63 license. His prior experience includes roles at Foothill Securities, Inc. and Maloon, Powers, Pitre & Higgins, LLC, along with over three decades in sales and renewals of fixed annuities, life, and disability insurance. Outside of advisory work, he is involved in insurance sales. California Financial Advisors is an SEC-registered firm serving individuals, charitable organizations, and businesses by providing investment supervisory services, financial planning, and consulting. The firm’s investment approach emphasizes asset allocation, mutual fund and ETF analysis, and due diligence of third-party managers, with portfolios reviewed quarterly and managed according to clients’ objectives and risk tolerance.

Andrew Agosta is a CFP® with 17 years of industry experience, currently serving at Prosperity Financial Group, Inc. in San Ramon, CA. He has previously worked at First Trust Portfolios, L.P. for 11 years and holds the Series 66 designation. He is also vice president of Prosperity Financial Group. Prosperity Financial Group is a team of seven advisors managing approximately $503 million in discretionary assets for individuals, trusts, estates, and business entities. The firm offers customized asset management and financial planning services, with portfolios that may include a range of securities and employs third-party money managers as part of its investment approach.

Matthew Shibata is a CFA® charterholder with 17 years of industry experience. He has been with Morling Financial Advisors, LLC since 2009. The firm serves individuals, high-net-worth clients, families, trusts, businesses, retirement plans, and non-profit organizations, offering discretionary investment management, financial planning, and pension/retirement plan consulting. Morling Financial Advisors typically implements portfolios using index-based strategies, mutual funds, ETFs, equities, fixed income, and alternative vehicles, while maintaining client relationships and monitoring through a team of 15 advisors.

Iftikhar Ahmed is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Kaizen Financial Strategies, LLC since 2018. Prior to joining Kaizen, he worked at Waddell & Reed, Inc for three years. He also holds an insurance agent designation. Kaizen Financial Strategies works with individuals, high-net-worth clients, entrepreneurs, small business owners, and nonprofit organizations to provide financial planning, retirement plan consulting, and asset management. The firm employs a range of investment strategies, including advanced options and margin techniques, and offers tailored wrap-fee accounts as part of its Enhanced Income Portfolios program.

Martin Troiani is a financial advisor with Prosperity Financial Group, Inc. in San Ramon, CA, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at Fortune Financial Services, Cetera Advisors LLC, First Allied Securities LLC, and Wells Fargo Advisors LLC. Outside of his advisory work, he is involved as an insurance agent. Prosperity Financial Group, Inc. offers asset management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, and business entities. The firm uses a multi-adviser team approach and employs multiple analysis methods to tailor portfolios, which may include stocks, bonds, ETFs, mutual funds, options, and other investments.

Katie Raasch is a financial advisor at Malakoff Wealth with three years of industry experience. She holds a Series 66 designation and has prior work experience with LPL Financial, California Baptist University, and the City of Dublin. Outside of her advisory role, she has worked as a babysitter since 2017. Malakoff Wealth provides financial planning and consulting services to individuals, trusts, nonprofits, banks, business entities, and pension/profit-sharing plans. The firm produces written financial plans with periodic reviews and refers clients to LPL Financial for investment implementation and portfolio supervision.

Benjamin Feiner is a financial advisor at Morling Financial Advisors, LLC with two years of industry experience. He holds a Series 65 designation and has previously worked at Summitry, LLC and First Republic PWM. Morling Financial Advisors is an independent registered investment adviser serving individuals, high-net-worth clients, families, trusts, businesses, retirement plans, and non-profit organizations. The firm offers discretionary investment management and financial planning, typically implementing portfolios through index-based strategies, mutual funds, ETFs, listed equities, fixed income, and alternative investments.

Stephen Schliesser is a CFP® certificant with 40 years of experience in the financial services industry. He has been with The Pacific Center for Financial Services since 1997 and previously worked at Cetera and Cetera Wealth Services, LLC. Outside of his advisory role, he serves as CFO and treasurer for two homeowners associations. The Pacific Center for Financial Services provides financial planning, consulting, and investment management to individuals, including high-net-worth families and family trusts. The firm emphasizes asset allocation and long-term diversification, managing portfolios across a range of securities with daily monitoring and regular performance reviews.

Kenneth Wilkinson is a financial advisor with Harvest Investment Services, LLC, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked with Harvest Investment Services since 2012 and has operated his own advisory and insurance agencies since 1990. Outside of his advisory role, Wilkinson manages an estate and financial consulting business that assists with estate document preparation and fee-based financial planning. Harvest Investment Services provides advisory services to individuals, retirement plans, trusts, and institutions through discretionary portfolio management, financial planning, and pension consulting. The firm employs customized portfolios and model-based strategies, including active tactical approaches and a blend of fundamental, technical, and quantitative analyses.

Anthony Ortale is a financial advisor at Insight Wealth Strategies, LLC with 21 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at firms including Mutual Securities, Inc., Fisher Investments, and First Allied Securities, Inc. He is based in San Ramon, CA. Insight Wealth Strategies provides discretionary investment management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, businesses, institutions, and retirement plans. The firm employs a multi-advisor model using proprietary model portfolios and a mix of fundamental, technical, quantitative, and sector analysis for long-term, model-driven investment strategies.

Carissa Yen is a Series 65 licensed financial advisor with three years of industry experience. She currently works at Brickley Wealth Management and previously held roles at Summitry LLC and Clarity Wealth Advisors LLC. Brickley Wealth Management serves individuals, trusts, pension and profit sharing plans, and business entities by providing portfolio management, financial planning, retirement plan consulting, and referrals to third-party money managers. The firm employs a long-term, diversified investment approach that combines modern portfolio theory with active and passive funds, ESG screening, and manager due diligence.

Kyle Dennehy is a financial advisor at California Financial Advisors with four years of industry experience. He holds a Series 65 designation and has prior experience at KPMG and the University of California, Santa Barbara. California Financial Advisors is an SEC-registered firm that manages over $2 billion in client assets, serving individuals, charitable organizations, and businesses. The firm’s investment approach focuses on asset allocation, mutual fund and ETF analysis, and due diligence of third-party money managers, implementing strategies tailored to clients’ objectives and tax considerations.

Cheryl Charney is a financial advisor at American Investors Company with 38 years of industry experience. She has been with American Investors Company since 1998 and is also involved in Professional Staffing Group, Inc., where she serves as an officer and manager focusing on health insurance sales and service. American Investors Company provides investment advisory and financial planning services to a range of clients including individuals, pension plans, trusts, and charitable organizations. The firm offers various services such as asset management, financial planning, and retirement advice, operating under both SEC-registered adviser and broker-dealer structures.

Carol Wikle is a CFP® professional with 27 years of industry experience. She has been with Mirador Capital Partners since 2015. Outside of her advisory role, she holds an interest as a convertible promissory note holder in a fractional real estate business. Mirador Capital Partners serves individuals, trusts, pension and profit-sharing plans, and small businesses with portfolio management, financial planning, and retirement consulting. The firm employs a top-down fundamental investment approach supplemented by technical analysis and uses multiple proprietary strategies tailored to client needs.

Ronald Yee is a financial advisor with American Investors Company, holding a Series 63 designation and 29 years of industry experience. He has been with American Investors Company since 1997. In addition to his advisory work, he is a licensed independent insurance agent, though he is not currently active in selling insurance. American Investors Company provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm combines broker-dealer and SEC-registered adviser functions, offering a range of asset management and financial planning services along with commission-based securities and insurance products.