Jack Van Dopp is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and one year of industry experience. Prior to joining T. Rowe Price, he worked in various roles including at Carahsoft Technology Corp. and several restaurants, and has experience in education from positions at the University of Maryland and local schools. T. Rowe Price Advisory Services offers a retirement advisory program designed for individual investors and households, combining goals-based financial planning with discretionary investment management focused on T. Rowe Price mutual funds and ETFs. The firm employs asset-location strategies, tax-aware rebalancing, and uses Monte Carlo simulations for retirement income projections.

Karen Mims is a financial advisor at Brookstone Capital Management LLC with nine years of industry experience. She holds a Series 65 designation and has worked at Harbour Pointe Wealth Management since 2008. In addition to her advisory role, Mims serves as president of Scott Legal Group, a law firm where she provides tax and estate planning advisory services. Brookstone Capital Management is an SEC-registered adviser offering fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base, including individuals, retirement plans, corporations, charitable organizations, sovereign wealth funds, and banking institutions, providing a range of discretionary investment solutions and supporting a large advisor network with back-office and TAMP services.

Patrick Hartnett is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has nine years of industry experience. Prior to his current role, he worked at Celtic Commercial Finance and The Federal Savings Bank. Outside of advising, he serves as a sports referee for Volo Sports. T. Rowe Price Advisory Services, Inc. offers retirement-focused financial planning and investment management to individual investors and households, using a combination of nondiscretionary planning and discretionary portfolio management with a focus on proprietary T. Rowe Price mutual funds and ETFs.

Tia Cantrell is a Series 66-licensed financial advisor with Transamerica Financial Advisors, where she has worked since 2022. She has three years of industry experience and also operates a private CPA practice through North Bethesda CPA and TG Riviera LLC. Additionally, she has held a project management role at the Federal Aviation Administration since 2012. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, trusts, and charitable organizations. The firm employs a model portfolio approach supported by third-party managers and operates an integrated retirement plan ecosystem with affiliated entities.

John Mc Kinnell is a financial advisor at T. Rowe Price Advisory Services, Inc. He holds the Series 66 designation and has recently started his career in the industry. Prior to joining T. Rowe Price, his experience includes roles at Temple View Capital, Mosaic Asset Partners, and various positions associated with country clubs and educational institutions. T. Rowe Price Advisory Services, Inc. offers a retirement advisory program focused on individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily using proprietary T. Rowe Price mutual funds and ETFs. The firm employs a structured investment approach including tax-aware rebalancing and Monte Carlo simulations delivered through an interactive online platform.

Scot Millen is a financial advisor with Creative Planning, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He previously worked at Private Advisor Group, LLC and LPL Financial. Millen uses the business name Brightworks Wealth Management for providing investment advice through Private Advisor Group. Creative Planning offers wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, and corporations. The firm employs a financial-planning-led investment approach that includes low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in assets.

Todd Gavelek is a financial advisor with PNC Wealth Management, holding a Series 66 designation and 17 years of industry experience. He has been with PNC Investments since 2010. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only digital discretionary model account. The firm uses algorithmic questionnaires and third-party strategists to manage portfolios primarily through mutual funds and ETFs.

Scott Hall is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Valic Financial Advisors since 2008. He also holds Series 63 and Series 66 licenses and has been affiliated with Agia since 2022. Outside of his advisory role, he is involved in a private mortgage business in Hagerstown, Maryland, primarily managing loan payments. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models and providing optional overlay services for portfolio customization.

Craig Ristuben is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 credential and six years of industry experience. His prior roles include positions at M&T Bank, Educational Systems Federal Credit Union, and PNC Bank NA. He has been with T. Rowe Price since 2019. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service, which combines nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management for individual investors and households. The program employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, using tax-aware strategies and Monte Carlo simulations to inform financial plans and retirement income projections.

Daniel Bernstein is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been with PNC Investments since 2008. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital strategy pilot that uses algorithmic risk assessment and implements investments via approved model portfolios managed by PNC or third-party strategists.

Dao Nguyen is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and three years of industry experience. Prior to joining T. Rowe Price in 2022, Nguyen worked at State Farm for seven years and was involved with V Pro Nails for six years. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory service that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households, implementing diversified model portfolios exclusively with T. Rowe Price mutual funds and ETFs, and employs strategies such as tax-aware rebalancing and Monte Carlo-based financial planning.

Christopher Dobbins is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and two years of industry experience. His prior roles include positions at Allied First Bank and work as an independent insurance agent. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, which serves individual investors and households focused on retirement goals through a combination of nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm employs model allocations, tax-aware rebalancing, and Monte Carlo simulations within an online planning tool, with account management executed on a discretionary basis.

Christopher Brian is a financial advisor at PNC Wealth Management in Columbia, MD, holding Series 63 and Series 66 licenses with seven years of industry experience. His prior roles include positions at Finalis Securities LLC, Maverick Capital LLC, NewEdge Wealth, and UBS Financial Services Inc. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithmic risk assessment to recommend investment strategies implemented via mutual funds and ETFs.

Rachel Gabriszeski is a financial advisor at T. Rowe Price Advisory Services, Inc. with five years of industry experience and a Series 66 designation. She has been with T. Rowe Price since 2018 and has prior experience working in fitness and the food service industry. T. Rowe Price Advisory Services, Inc. offers a retirement advisory service focused on individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management using proprietary T. Rowe Price mutual funds and ETFs. The firm employs a combination of tax-aware strategies and Monte Carlo simulations through an online tool to support clients’ retirement goals.

Samuel Petti is a financial advisor with T. Rowe Price Advisory Services, Inc. holding a Series 66 credential and three years of industry experience. Prior to joining T. Rowe Price, he worked at Edge of Distinction Landscaping and Sunset Cove Restaurant. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households with investable assets generally starting at $250,000, providing financial plans and investment management supported by online tools and telephone access to advisors.

Kevin Mc Hugh is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds Series 63 and Series 66 credentials. His prior work includes a role at the University of Baltimore and experience in contracting and education before joining T. Rowe Price. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model allocations invested exclusively in proprietary T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and Monte Carlo simulations to generate financial plans and retirement income projections.

Jasmine Byrd is a financial advisor at T. Rowe Price Advisory Services, Inc. with six years of industry experience. She has been with T. Rowe Price since 2019 and previously worked in media roles at Maryland Public Television and CBS Radio/Entercom Radio. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm employs a goals-based approach using proprietary mutual funds and ETFs, offering personalized plans supported by online tools and financial advisor access.

Robert Hill is a CFP® professional with 12 years of industry experience. He is currently with T. Rowe Price Advisory Services, Inc., where he has worked in various roles since 2011, with prior experience at Bank of America and Merrill. T. Rowe Price Advisory Services offers a retirement advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily through proprietary mutual funds and ETFs. The firm serves individual investors and households focused on retirement goals with model portfolios, online planning tools, and ongoing advisory support.

Christopher Photiou is a CFP® with 26 years of industry experience and has been with T. Rowe Price Advisory Services, Inc. since 2006. He is also a podcast host and content creator, producing online content titled "The Greatest Non-Hits." T. Rowe Price Advisory Services offers a retirement-focused advisory service combining nondiscretionary financial planning, retirement income planning, and discretionary investment management using T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households with roughly $250,000 or more in investable assets, providing financial plans and annual reviews supported by an interactive online tool.

Lyubov Sidorova is a financial advisor with Empower Advisory Group, holding a Series 66 designation and bringing 10 years of industry experience. She previously worked at T. Rowe Price for a decade before joining Empower in 2025. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to retail brokerage account holders, using an integrated model connected to Empower’s recordkeeping and administrative platforms.