Maxton Herbkersman is a CFP® with three years of industry experience, currently serving as a financial advisor at Greenspring Advisors, LLC. Prior to joining Greenspring, he held roles at PepsiCo and the University of Maryland. Outside of his advisory work, he has experience as a bartender. Greenspring Advisors provides investment advisory and financial planning services to individuals, trusts, estates, non-profit organizations, and employer-sponsored retirement plans. The firm employs a combination of fundamental, quantitative, and qualitative analysis with an emphasis on asset allocation and offers both discretionary and non-discretionary portfolio management.

Luis Padilla is a financial advisor at Founders Financial Securities LLC with 23 years of industry experience. He holds Series 63 and Series 65 designations and has been associated with Founders Financial Securities since 2009. Padilla also operates Maryland Wealth Management, LLC, which offers insurance brokerage services. Founders Financial Securities serves a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate clients. The firm offers a range of services such as portfolio management, financial planning, and retirement consulting, utilizing both traditional and non-traditional delivery methods across multiple advisory platforms.

Brian Ellis is a financial advisor at Greenspring Advisors, LLC with two years of industry experience. He holds a Series 66 designation and has previously worked at Agia, Corebridge Financial, Valic Financial Advisors, and the University of South Carolina. Greenspring Advisors serves individuals, trusts, estates, non-profits, corporations, and retirement plan sponsors by providing private money management, comprehensive wealth management, financial planning, and retirement plan consulting. The firm employs fundamental, quantitative, and qualitative analysis in its investment approach and offers both fiduciary and non-fiduciary retirement plan services, including the (k)larity Plan™ pooled employer plan and (k)larity @ Work™ platform.

Casey Crawford is a financial advisor with Greenspring Advisors, LLC in Towson, MD. He holds a Series 65 credential and has four years of industry experience. Prior to joining Greenspring Advisors in 2021, he was a student for twelve years. Greenspring Advisors serves individuals, high-net-worth clients, trusts, estates, non-profits, corporations, and retirement plan sponsors, providing private money management, comprehensive wealth management, financial planning, and retirement plan consulting. The firm employs fundamental, quantitative, and qualitative analysis in its investment approach and offers a notable suite of retirement services, including The (k)larity Plan™ pooled employer plan and the (k)larity @ Work™ platform.

Samuel Huff is a financial advisor at Arkadios Wealth Advisors with a Series 66 designation. He has been with Arkadios Capital and Arkadios Wealth Advisors since 2022. His prior experience includes roles at Baltimore County Employees Federal Credit Union, Towson University, Harford Community College, and operating a lawncare business. Arkadios Wealth Advisors provides investment and wealth management services to individuals, trusts, businesses, and retirement plans through a combination of advisor-managed accounts, wrap programs, access to third-party managers, and financial planning. The firm employs fundamental, technical, and cyclical analysis and supports discretionary account management with an internal portfolio team.

Walter Zurowski is a financial advisor at IP Financial Advisory Services LLC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has previous experience at Shore United Bank, LPL Financial, Cetera Investment Services, and Northwest Advisors. Zurowski is also the business owner of Clarkscapes, LLC in Phoenix, MD. IP Financial Advisory Services primarily serves individual retail clients and offers portfolio management, financial planning, consulting, and managed account programs. The firm employs a range of analytical approaches and provides specialized advisory services including actuarial analysis, benefits and insurance consulting, and investment banking support.

Marc Asher is a financial advisor with Founders Financial Securities LLC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked with Lifemark Securities Corp. from 2000 to 2018 and has operated Asher & Associates, a tax and accounting firm, since 2015. Founders Financial Securities serves a diverse client base including individuals, high-net-worth investors, retirement plans, charitable organizations, and corporations. The firm offers a range of portfolio management and consulting services, employing multiple investment platforms and combining advisory, brokerage, and insurance capabilities.

Lucas Belanger is a financial advisor at Verdence Capital Advisors, LLC with four years of industry experience. He holds the Series 65 designation and has been with Verdence since 2017. Prior to joining Verdence, he worked at American University from 2013 to 2017. Verdence Capital Advisors serves individual and institutional clients, including high-net-worth individuals, business entities, pension plans, trusts, and charitable organizations, providing portfolio management, financial planning, and consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to guide investment decisions and offers specialized teams for family office services, sports and entertainment clients, and sub-advisory services for other registered advisers.

John Collins Jr. is a CFP® with 25 years of industry experience, currently serving as an advisor at Greenspring Advisors, LLC since 2004. He is also associated with J.P. Collins and Associates, Inc. Outside of his advisory roles, no additional activities were reported. Greenspring Advisors serves individuals, trusts, estates, non-profits, corporations, and retirement plan sponsors with private money management, comprehensive wealth management, financial planning, and retirement consulting. The firm employs fundamental, quantitative, and qualitative analysis in its investment approach and offers a range of fiduciary and non-fiduciary retirement plan services, including the notable (k)larity Plan™ pooled employer plan and (k)larity @ Work™ platform.

Stephen Thacker is a financial advisor at Verdence Capital Advisors, LLC with 22 years of industry experience. He has been with Verdence since 2017 and previously worked at Hightower Advisors from 2015 to 2017. He holds the Series 63 and Series 65 designations. Verdence Capital Advisors serves a diverse client base, including high-net-worth individuals, business entities, pension and profit-sharing plans, trusts, and charitable organizations. The firm employs a variety of investment strategies based on fundamental, technical, and cyclical analysis and offers specialized teams for family office services, sports and entertainment clients, and sub-advisory consulting.

Noah Akers is a financial advisor with Arkadios Wealth Advisors and holds a Series 66 designation. He has two years of industry experience and serves as a managing partner of Daniel Alan LLC, a tax preparation and accounting firm. Arkadios Wealth Advisors is a multi-team SEC-registered advisory firm serving individuals, trusts, businesses, corporations, and retirement plans. The firm offers customized investment plans implemented through various account types and combines fundamental, technical, and cyclical investment analysis.

Sullivan Beck Winter is a financial advisor at Greenspring Advisors, LLC with two years of industry experience. He previously worked at T. Rowe Price and has held various positions outside of finance, including roles at BJ's Restaurant & Brewhouse and Peak Custom Remodeling Corporation. Greenspring Advisors provides investment advisory and financial planning services to individuals, trusts, estates, non-profits, and employer-sponsored retirement plans. The firm employs a fundamental, quantitative, and qualitative investment approach with an emphasis on asset allocation, offering both discretionary and non-discretionary portfolio management and institutional retirement plan consulting.

Edna Kowitz is a financial advisor at LexAurum Advisors with 25 years of industry experience. She holds the ChFC® designation as well as Series 63 and Series 65 licenses. Her prior firms include Summit Financial Group Inc and Summit Brokerage Services, Inc., and she has been president of Kowitz Financial Group, LLC since 2011. She is also involved in the sale of fixed and traditional insurance, long-term care insurance, and fixed annuities. LexAurum Advisors serves individuals, families, businesses, institutional clients, and other advisory firms, managing approximately $1.27 billion. The firm employs a multi-advisor team approach and utilizes diversified portfolios aligned with modern portfolio theory, implementing model allocations primarily through low-cost ETFs.

Kelly Wright is a financial advisor at Verdence Capital Advisors, LLC with 14 years of industry experience. He holds the CFP® and Series 63 designations and previously worked at Congress Wealth Management LLC and Pinnacle Advisory Group, Inc. He serves on the board of directors for the Financial Planning Association of Maryland. Verdence Capital Advisors serves a diverse client base, including individuals, businesses, and trusts, and offers specialized services such as family office support and sports and entertainment advisory. The firm uses a combined fundamental, technical, and cyclical investment process and provides discretionary portfolio management, financial planning, and sub-advisory solutions.

Fremont Knittle III is a financial advisor at Harbor Investment Advisory, LLC with 16 years of industry experience. He holds the Series 66 designation and has been with Harbor Investment Advisory since 2015. Harbor Investment Advisory serves individual and high-net-worth clients, family offices, retirement plans, charitable organizations, and business entities by providing portfolio management, financial planning, retirement plan consulting, and various wrap-fee advisory programs. The firm uses a combination of quantitative and qualitative analysis to tailor asset allocations and select third-party portfolio managers, offering both discretionary and non-discretionary investment programs.

Leo Kelly IV is a financial advisor at Verdence Capital Advisors, LLC with two years of industry experience. He previously worked at T. Rowe Price for three years and has academic experience at Wake Forest University and Benson University Center. Verdence Capital Advisors serves a diverse client base including individual investors of varying net worth, businesses, pension and profit-sharing plans, trusts, estates, and independent advisers. The firm offers discretionary portfolio management and financial planning through specialized teams with expertise in family office services, sports and entertainment advisory, OCIO/sub-advisory solutions, and consulting engagements.

Rachael Deveau is a financial advisor at Greenspring Advisors, LLC with two years of industry experience. She holds a Series 66 designation and previously worked at Chapin Davis Investments and OrthoMaryland. Outside of her advisory roles, she has volunteered with the Chestnut Ridge Volunteer Fire Company. Greenspring Advisors provides investment advisory and financial planning services to individuals, trusts, estates, non-profit organizations, and employer-sponsored retirement plans. The firm uses fundamental, quantitative, and qualitative analysis with an asset-allocation focus and offers discretionary and non-discretionary portfolio management, comprehensive wealth planning, and retirement plan consulting.

Colin Rafferty is a financial advisor at Verdence Capital Advisors, LLC with six years of industry experience. His prior work includes roles at Wells Fargo Clearing and Robert Half International. Outside of finance, he works as an Uber Eats driver. Verdence Capital Advisors serves individual clients, businesses, pension and profit-sharing plans, trusts, estates, and independent advisers. The firm employs a combination of fundamental, technical, and cyclical analysis to manage portfolios across various investment vehicles and offers specialized services including family office support, sports and entertainment advisory, OCIO/sub-advisory solutions, and consulting.

Matthew Knudsen is a financial advisor at Greenspring Advisors, LLC with four years of industry experience. He previously worked at T. Rowe Price from 2022 to 2026 and has held positions at Bozzuto Group and Amazon. Greenspring Advisors provides investment advisory and financial planning services to individuals, trusts, estates, non-profit organizations, and employer-sponsored retirement plans. The firm’s investment approach combines fundamental, quantitative, and qualitative analysis with an asset-allocation focus, and it offers services including discretionary portfolio management, comprehensive wealth planning, and institutional retirement plan consulting.

Dale Foard is a financial advisor with Independence Square Holdings, LLC, holding Series 63 and Series 65 credentials and 30 years of industry experience. His prior roles include positions at WPG Financial, United Planners' Financial Services of America, and CFG Capital Markets. Independence Square Holdings provides investment advisory, financial planning, pension consulting, and portfolio management services to a diverse client base including individuals, retirement plans, corporations, charitable organizations, and government entities. The firm employs a range of investment strategies and combines in-house portfolio management with third-party manager selections, supported by a substantial digital platform and various ancillary services.