Brian Nervino is a Financial Consultant at Fidelity Investments, where he has been serving since 2021. In his current role, he works closely with clients and their families to develop financial plans that align with their near and long-term goals. He also reviews, implements, and monitors investment strategies to ensure they remain effective over time. Brian's professional experience at Fidelity Investments spans several roles, including Investment Consultant from 2020 to 2021 and Financial Representative from 2015 to 2020. He holds a California Insurance License, supporting his ability to provide comprehensive financial services. Outside of his professional work, Brian enjoys various outdoor activities such as biking, camping, fishing, hiking, outdoor adventures, and skiing.

Michael Hayes is a financial advisor with Morgan Stanley in Reno, NV, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and previously with Citigroup Global Markets starting in 1988. Outside of finance, Hayes is a drummer in a cover band based in Verdi, Nevada. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning supported by structured discovery processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Calvin Wilson is a financial advisor at Merrill based in Reno, NV, holding a Series 66 credential with four years of industry experience. His prior work includes roles at Bank of America and Merrill Lynch, as well as non-financial work at Carol's Cafe and Main Management LLC. He also attended Bates College from 2017 to 2021. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Brent Webster is a CFP® with 38 years of industry experience, currently serving as a financial advisor at Morgan Stanley. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he is involved with Hulet Livestock Corporation, a livestock grazing business in Utah. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, focusing on tailored financial planning and utilizing firm-approved tools such as Monte Carlo simulations and Secular Return Estimates.

Gregory Gusiff is a financial advisor at Edward Jones, holding the Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked at Tesla, Inc. for eight years and also has experience at Meta Platforms, Inc. and Fitbit, Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices.

William Dreher is a financial advisor at Cambridge Investment Research Advisors with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Cambridge since 2016. Outside of his advisory role, Dreher is also an insurance agent and owner-advisor. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, utilizing a range of portfolio management approaches and platform arrangements.

Brian Sharpes is a financial advisor with Morgan Stanley in Reno, NV, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He previously worked at UBS Financial Services from 2003 to 2017 before joining Morgan Stanley Private Bank and Morgan Stanley in 2017. Outside of his advisory role, he is involved in investment-related activities including property management and automotive/transportation ventures. Morgan Stanley Wealth Management offers advisory and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by firm-approved tools and delivers a broad range of investment programs and strategies.

James Laughton is a financial advisor with Wells Fargo Advisors in Reno, NV, holding Series 63 and Series 65 credentials and 44 years of industry experience. He has worked at Wells Fargo Clearing and Wells Fargo Advisors LLC since 2009. Outside of his advisory role, he is involved in managing advisory practices through Iconic Wealth Advisory Group LLC and Ascendt Capital LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning solutions and uses proprietary research and tools to deliver tailored recommendations to clients.

John Wang is a financial advisor with Morgan Stanley in Reno, NV, holding a Series 66 designation and bringing 10 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2016. Outside of his advisory role, he is involved in managing residential rental properties in Nevada. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery and advanced modeling tools.

Tyler Whitten is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2009. He serves on the Advisory Board for the University of Nevada College of Liberal Arts. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services that utilize structured discovery processes and approved planning tools.

Chris Corona is a financial advisor at Wells Fargo Advisors with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various Wells Fargo entities since 2016. Outside of his advisory role, he owns and operates VERITA AZ LLC, a non-investment business based in Scottsdale, AZ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning services and investment strategies tailored to clients who meet a net-worth threshold, utilizing Wells Fargo’s research and planning tools.

Ashley Kovich is a financial advisor with Merrill, holding a Series 66 designation and seven years of industry experience. She has worked at Bank of America and Merrill since 2014 and was previously involved with My Biz Team LLC from 2017 to 2018. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm integrates with Bank of America’s broader corporate platform, providing access to a wide array of financial products and services.

Edgar Manjarrez is a financial advisor with J.P. Morgan Securities, holding a Series 66 credential and six years of industry experience. His prior roles include positions at Bank of America Corporation, Merrill, and Morgan Stanley. Outside of finance, he was involved with the Boys & Girls Club of Truckee Meadows for five years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Patricia Dunham is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 31 years of industry experience. She has been with Cetera Advisors LLC since 2013 and with Cetera since 2024. Dunham serves as a director for Soroptimist International of Truckee Meadows, a local service club. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving a diverse client base including individuals, retirement plans, corporations, charities, and institutions. The firm offers a range of portfolio management and financial planning services through various program platforms and third-party managers.

Angel Sandoval is a financial advisor with Morgan Stanley in Reno, NV, holding Series 63 and Series 65 licenses and possessing 23 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered advisory and broker-dealer firm managing approximately $2.74 trillion in client assets. It provides a variety of advisory programs to individuals and institutions, emphasizing structured financial planning supported by firm-approved tools and investment research.

Mark Breeden is a financial advisor at Stifel with 42 years of industry experience. He has held his current role since 2010 at Stifel Nicolaus & Co Inc. Breeden holds Series 63 and Series 65 licenses and is based in Reno, NV. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology through its Investment Strategy Group to support asset allocation and financial planning analyses.

Brianna Lundy is a financial advisor with UBS Financial Services in Reno, NV, holding Series 65 and Series 63 licenses and six years of industry experience. Her prior roles include positions at Merrill and Cornerstone Retirement Group, Inc. She also has experience outside finance, having worked with SixFour Growlers. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans.

Kenneth Lutz Jr. serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill and The Woods Lutz Wealth Management Group in 2014 and has since been dedicated to providing consistent support to clients by implementing a planning-based approach focused on clients' personal and financial priorities. Kenneth aims to instill confidence in financial decision-making and educates families on how their financial choices contribute to long-term success. Kenneth began his financial services career in 2010 at Bank of America, where he progressed into management. His experience includes identifying opportunities in business, residential, and securities-based lending, and he acts as a liaison to Bank of America specialists such as trust professionals and business bankers. His client focus areas include college education planning, family wealth management strategies, employee financial health, retirement planning, and tax minimization. He holds a Bachelor's degree in Business Management and an MBA from the University of Phoenix. Kenneth also earned the Chartered Retirement Planning Counselor (CRPC) designation from the College for Financial Planning and is a Chartered Financial Consultant (ChFC). Outside of his professional life, Kenneth resides in Reno, Nevada, with his wife, Christina, and engages in activities such as hiking, lifting weights, and playing golf.

Karel Walker is a financial advisor at LPL Financial with eight years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA, where he spent a combined 20 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Brandon Langowski is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Bank. He is based in Reno, NV. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors. The firm integrates investment management with the broader Bank of America platform, providing access to a wide range of financial services.