Hannah Steinke is a financial advisor at Ameriprise with a Series 66 designation and five years of industry experience. She has worked at Ameriprise since 2015 and previously was affiliated with Wright State University and Carroll High School. Outside of her advisory role, she is a co-owner of Austria Wealth Advisors, LLC, an investment-related business. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement planning advice through written reports and annual reviews focused on income sources and tax-aware withdrawal strategies.

Jacob Goubeaux is a financial advisor at Merrill with a Series 66 credential and has been in the industry since 2025. Prior to joining Merrill and Bank of America, he worked at Buckeye Ag Testing and has experience in agricultural operations through the Goubeaux Family Farm. Outside of finance, he is also employed as a bartender at Timothy's Bar and Grill. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers a range of model-based and discretionary investment strategies integrated with Bank of America’s broader financial platform.

Forest Moses is a CFP® professional affiliated with OSAIC in Dayton, Ohio, with 40 years of industry experience. He has worked at FSC Securities Corporation for 32 years and has been involved with Smith, Moses & Co., LLC for 35 years. Outside of his advisory roles, he is associated with SGM Agency, Inc., which recommends fixed annuities, term life insurance, and long-term care products. OSAIC serves a broad range of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of affiliated advisors. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Dylan Cunningham is a financial advisor at Morgan Stanley with a Series 66 credential and one year of industry experience. Prior to joining Morgan Stanley, he worked at Empower from 2022 to 2025 and held various positions in hospitality and staffing between 2016 and 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies.

Ryan Lavielle is a financial advisor with LPL Financial and holds Series 63 and Series 65 licenses, with 21 years of industry experience. His prior work includes roles at Wright-Patt Credit Union, CUSO Financial Services, and WesBanco Securities. He is also the owner of Bella Visione LLC, a home-based business unrelated to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches with access to model portfolios and research.

Anthony Schock is a financial advisor at Robert Baird & Co. with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Baird since 2019, following a 14-year tenure at UBS Financial Services Inc. He is part of The DDK Group within Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients through a combination of consulting and portfolio management services tailored to client goals and risk tolerances.

Andrew Davis is an Investment Consultant at Fidelity Investments, where he has been employed since 2026. In his role, he partners with clients to create financial plans tailored to their individual goals. Prior to this, he served as a Planning Consultant at Fidelity Investments from 2022 to 2026, and as a Relationship Manager at the same firm from 2019 to 2022. Andrew's professional experience includes positions at Chase Bank as a Private Client Banker from 2017 to 2019 and a Relationship Banker from 2014 to 2017. He also worked as a Client Service Specialist at Compass Financial Group from 2012 to 2014, and as an Agent at Primerica Financial Services from 2005 to 2010. He holds a California Insurance License. Outside of his professional career, Andrew enjoys family activities, golf, outdoor adventures, running, and traveling.

Matthew Richardson is a CFP®-credentialed financial advisor with 27 years of industry experience. He has been with LPL Financial since 2020 and previously worked at David Bodnar Advisors, LLC and Triad Advisors Inc. Outside of his advisory work, Richardson has involvement with Richbrook Homes LLC, a home-based business entity established for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management with support from LPL Research and third-party subadvisors.

John Grubb is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing personalized wealth management strategies that align with clients’ individual financial situations and goals. His approach involves gaining a thorough understanding of each client and their family, then tailoring a flexible financial plan responsive to evolving needs and market conditions. John also offers access to Merrill’s investment insights and the banking services of Bank of America to address comprehensive aspects of clients’ financial lives. John's expertise includes divorce transition planning, family wealth management strategies, services for defined benefit plans, legacy planning, personal retirement planning, and retirement income. He holds the designations of Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor’s degree from Miami University. In addition to his professional role, John follows the tradition of community engagement at Merrill and spends time volunteering with local organizations. His personal interests include biking, fishing, golfing, running, scuba diving, skiing, soccer, surfing, swimming, and tennis.

Samuel Taylor is a financial advisor with LPL Financial in Centerville, OH, holding a Series 66 license and three years of industry experience. His prior roles include positions at PNC Bank, PNC Investments, Wright-Patt Credit Union, and CUSO Financial Services. He is also involved in a retirement solutions business affiliated with LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and various technology-driven strategies.

Douglas Cline is a financial advisor at Morgan Stanley with 41 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves on the boards of the Dayton Habitat for Humanity and the Dayton Chamber of Commerce, and is a city council member and deputy mayor of Centerville, Ohio. Additionally, he is involved with the Grandview Foundation’s finance committee and other local community organizations. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individual and institutional clients, employing firm-approved planning tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers a broad range of investment and financial services.

Gary Johnson is a financial advisor with Ameriprise in Dayton, OH, holding a Series 66 designation and 15 years of industry experience. He has worked at Ameriprise since 2010 and also owns a tax preparation business operating since 1983. Ameriprise is an institutional firm offering a retirement-income planning service tailored for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to provide written recommendation reports.

John Grubb is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing personalized wealth management strategies tailored to clients' individual goals and financial situations. His approach includes comprehensive planning that adapts to changing market conditions, utilizing the investment insights of Merrill and the banking and lending solutions of Bank of America. John’s client focus areas include divorce transition planning, family wealth management strategies, services for defined benefit plans, legacy planning, personal retirement planning, and retirement income. He holds professional designations such as Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). John earned his bachelor’s degree from Miami University. In addition to his professional work, John participates in community service consistent with Merrill’s tradition of local involvement. His personal interests include biking, fishing, golfing, running, scuba diving, skiing, soccer, surfing, swimming, and tennis.

Zachary Winning is a financial advisor with Morgan Stanley in Beavercreek, Ohio, holding Series 63 and Series 65 licenses and seven years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Meeder Investment Management, and Ultimus Fund entities. Outside of finance, he is the sole proprietor of Winning Property Solutions, a business focused on purchasing and rehabilitating distressed real estate for resale. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach involves structured discovery conversations and firm-approved planning tools, supporting clients with diverse investment and estate planning needs.

Adam Bowling is a financial advisor with Thrivent Investment Management in Miamisburg, Ohio. He holds a Series 66 designation and has six years of industry experience. His prior work includes positions at Thrivent Financial, Jeff Wyler Auto Family, and several religious and publishing organizations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based financial planning without discretionary portfolio management. The firm combines planning and managed-account services through a consolidated billing option called “WealthPlan,” while maintaining these services separately.

Stephen Hester is a CFP®-designated financial advisor with Ameriprise in Dayton, Ohio, bringing 38 years of industry experience. He has been with Ameriprise and its predecessor entities since 2005. Outside of his advisory role, he serves as president and secretary of Stephen Thomas Hester, Inc., a practice management and administration business. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement, using a combination of research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Kathleen L. Clark is a financial advisor with UBS Financial Services in Miamisburg, Ohio. She holds Series 63 and Series 66 licenses and has 26 years of industry experience. Clark has been with UBS Financial Services since 2011. Outside of her advisory role, she is involved in direct sales of beauty and kitchen products through SeneGence International and Pampered Chef. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm uses proprietary research and model-based asset allocations to tailor financial plans and manages services across planning, portfolio management, and capital markets.

Sara Smith is a financial advisor at Edward Jones in Dayton, OH, holding a Series 66 designation with 27 years of industry experience. She previously worked at Cuna Brokerage Services, Inc. and Universal 1 Financial Advisory Group for 12 years each before joining Edward Jones in 2019. Outside of her advisory role, she has worked in retail as a cashier and floor associate. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory programs and investment strategies supported by a nationwide network of over 23,700 financial advisors.

Lisa Miller is a Senior Financial Advisor with Merrill Lynch Wealth Management, where she works with individuals and families to develop personalized wealth management strategies aligned with their long-term goals. She has more than 12 years of experience in the financial services industry and joined Merrill Lynch Wealth Management in 2016. A significant part of her practice focuses on supporting women navigating major life transitions such as divorce and widowhood. She holds the Certified Divorce Financial Analyst (CDFA) certification, which enhances her ability to guide clients through these complex situations with clarity and structure. In her role, Lisa collaborates closely with clients' attorneys, accountants, and other professionals to support well-coordinated decision-making. She helps clients organize and understand their financial picture while providing guidance during both stable periods and times of transition. Lisa holds a Bachelor's Degree from the University of Minnesota System and has earned professional designations including CDFA and Personal Investment Advisor (PIA). She also leads divorce workshops as part of her professional involvement. Outside of her professional work, Lisa engages with community organizations such as Wife.org and enjoys personal interests including gardening, practicing yoga, reading, and spending time with her family.

Paul Miller is a financial advisor with Osaic Wealth, Inc. based in Centerville, Ohio. He holds a Series 63 designation and has 33 years of industry experience. His prior work includes roles at Royal Alliance Associates and Sterne Agee. Outside of his advisory work, he serves as a board member of the Tawasi Men's Lunch Group, which focuses on organizing speakers and activities. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a broad network of advisers and platforms. The firm offers integrated brokerage and advisory services, utilizing various asset allocation tools and third-party solutions to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.