Fonda Markley is a CFP® professional with 15 years of industry experience, currently affiliated with Cetera. Their career includes roles at Wells Fargo Advisors and several Cetera-affiliated firms. Outside of financial advising, Markley serves as communications director for a charity fundraising organization and is a board member of a nonprofit foundation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Davinder Sidhu is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Trispagonas Insurance and Nationwide Insurance. Outside of advisory work, he is employed part-time as a custodian with the Central Dauphin School District. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through its extensive network of advisors, combining advisory platforms with non-advisory financial products and oversight of more than $819 billion in discretionary assets.

Niraj Alay is a financial advisor with J.P. Morgan Securities and holds Series 63 and Series 65 licenses. He has eight years of industry experience, including ten years at Wells Fargo and current roles at J.P. Morgan Securities and JPMorgan Chase Bank. Outside of finance, he is a co-owner of SN Entertainment LLC, which manages artists and venues for events. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Douglas Koster is a Series 65-licensed advisor with Primerica Advisors and has been in the financial services industry since 2024. He has prior experience with American Express dating back to 2015. Outside of investment advisory, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selective separately managed account options. The firm utilizes a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Scott Stephan is a financial advisor with Ameriprise in Lancaster, PA, holding Series 63 and Series 65 credentials and 34 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as Chief Operating Officer of GSCO LLC and is a board member at large for the Penn Manor Education Foundation. Ameriprise offers retirement-income planning services targeting individuals nearing or in retirement with significant investable assets, delivering non-discretionary, research-driven recommendations that integrate tax-efficient strategies and adaptive withdrawals. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Sean Ferguson is a financial advisor with Edward Jones, holding Series 63 and Series 66 credentials and 28 years of industry experience. He has been with Edward Jones since 1998. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of household types, pension plans, corporate clients, and charitable organizations. The firm offers a variety of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products, operating under a fiduciary standard.

Zachary Drayer is a Series 66 credentialed financial advisor with five years of industry experience, currently associated with Raymond James Financial in Elizabethtown, PA. His prior roles include positions at BNY Mellon and Saint Francis University. He is also a partner and owner of DDMP Management, LLC, where he performs financial advisor duties alongside ownership responsibilities. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional clients. The firm provides tailored, non-discretionary planning and employs analytical tools such as deterministic and probability modeling to support client goals.

Gregory Malin is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Raymond James Financial since 2009 and also has a long tenure at Fulton Bank beginning in 2008. Outside of his advisory work, he is an associate at Fulton Financial Advisors. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs a tailored, non-discretionary approach using analytical tools and supports municipal and public-finance work, along with specialized advisory programs.

Robert Innerst is a financial advisor with LPL Financial in Mechanicsburg, PA, holding a Series 66 designation and six years of industry experience. He previously worked at Ameriprise and The York Water Company. Outside of his advisory role, he is involved with Innerst Capital Management LLC and GeoRoJo Enterprises, which are not investment-related businesses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various portfolio programs, supported by both proprietary research and third-party subadvisors.

James Lehman is a financial advisor with Ameriprise in New Cumberland, PA, holding a Series 66 designation and 11 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Outside of his advisory role, Lehman owns a charter business, JW Charter, in New Cumberland. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets, combining research and modeling to deliver personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Cohen Weaver is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he held roles at Polo Ralph Lauren and DDMP Investment Advisors and has academic backgrounds from Bucknell University and Penn State University. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on structured financial planning and utilizing firm-approved tools such as Monte Carlo simulations to model outcomes.

Wai Au is a Series 66-licensed financial advisor with Ameriprise, based in York, PA, and has four years of industry experience. Prior to joining Ameriprise in 2022, Wai worked at Volvo Group and held roles at Pennsylvania State University, Dutch Apple Dinner Theatre, and Hempfield School District. Wai is also involved with LPPO, LLC, serving as a financial advisor and investment manager. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written recommendation reports and ongoing tax-aware retirement-income planning.

Solomon Becker is a CFP® with 41 years of industry experience, currently affiliated with LPL Financial. His career includes roles at firms such as Grove Point Investments, H. Beck, Inc., and Wenger Feeds. Outside his advisory work, he has been involved with Wenger Feeds in both recent and earlier periods. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of over 22,800 advisors and stewardship of more than $819 billion in discretionary assets.

Benedetto Agostino is a financial advisor at Cetera with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cetera and its affiliated firms since 2014. Outside of his advisory role, he is a 50% owner of a rental property. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, employer-sponsored retirement plans, and institutional accounts, offering various portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Stephanie Garner is a financial advisor with Primerica Advisors in Camp Hill, PA, holding Series 63 and Series 65 licenses and five years of industry experience. Her prior work history includes roles at PFS Investments Inc., Primerica Financial Services, and Secured Financials. She is also active as a part-time content creator on Facebook and TikTok. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-based investment strategies developed by third-party asset managers and supports account execution and custody through established custodians.

Melanie Olsen Simon is a financial advisor with Ameriprise who holds Series 63 and Series 65 licenses and has 29 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Simon serves on the Boards of Directors for the Cincinnati Brass Band and Crossmen Productions Inc. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which focuses on dependable income and tax-aware withdrawal strategies.

Jamie Cash is a CFP® with 33 years of industry experience, currently serving as an advisor at Cetera in York, PA. His prior experience includes roles at LPL Financial, VOYA Financial Advisors, and multiple Cetera entities. Outside of his advisory work, he is a beef superintendent for the York State Fair and serves on the board of the York County 4-H Center. Cetera Investment Advisers LLC is an SEC-registered firm with a nationwide network of over 10,000 advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform that includes affiliated and third-party model portfolios and customized strategies.

Marisa De Hoff is a financial advisor with Ameriprise in York, PA, holding a Series 66 designation and seven years of experience at Ameriprise. Her background includes roles at The Pennsylvania State University, WellSpan Philhaven, and the York County School District. She serves on the boards of YWCA York's Junior Board and the Turning Point Board. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendations and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Brian Crist is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and five years of industry experience. His career includes roles at PFS Investments Inc., Primerica Financial Services, and Sheppard Financial Group. He also receives compensation for non-investment related referrals, including home security and automation products. Primerica Advisors serves primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable entities. The firm offers a wrap-fee asset management program utilizing model-delivery strategies from unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Eric Cain is a financial advisor with LPL Financial in Elizabethtown, PA, holding a Series 66 designation and bringing 12 years of industry experience. Prior to joining LPL in 2022, he spent eight years at Ameriprise Financial Services. Outside of his advisory role, he owns and serves as CEO of Do More Stores, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers financial planning, model portfolio programs, and access to third-party asset management. The firm serves individuals, retirement participants, banks, trust companies, and institutions, employing a range of advisory strategies supported by LPL Research and various operational tools.