Karen Prudencio is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing Services since 2018, having also worked at Wells Fargo Bank since 2011. Outside of her advisory work, she co-owns Pocono Latin Fest, a community event in Tobyhanna, Pennsylvania. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm offers both discretionary and non-discretionary services, utilizing an IPS-driven approach grounded in modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Scott Hoffman is a financial advisor with Morgan Stanley in Allentown, PA, holding Series 63 and Series 65 licenses with 42 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Martin Kovach is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 36 years of industry experience. He has been with Wells Fargo Clearing for a total of 11 years across two periods. Kovach also serves as an executor and holds power of attorney roles for family members. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions backed by research and analytics.

Blaine Fritsch is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Stifel since 2007 and previously worked at Ryan Beck & Co. for one year. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm emphasizes a proprietary investment methodology developed by its Investment Strategy Group, offering analyses intended to support client decision-making.

Jeffrey Haas is a financial advisor with Cetera, holding a Series 63 designation and 28 years of industry experience. He has worked at Cetera since 2021 and previously spent seven years with VOYA Financial Advisors and has operated Haas Financial Services since 2006. In addition to his advisory work, he is an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with access to a variety of portfolio management strategies, financial planning, and consulting services.

Geronis Gervacio Lalane is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America in 2025, he worked at Enterprise Mobility and Medicalls. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Mullaney is a financial advisor with Primerica Advisors in Macungie, PA, holding Series 63 and Series 65 licenses and having 24 years of industry experience. He has worked with Blue Mountain Financial Group since 2020 and has been affiliated with PFS Investments, Inc. and Primerica Financial Services since 2001. In addition to his advisory role, he engages in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-driven strategies and a limited selection of separately managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on retail rather than institutional portfolio management.

Ann Foreman is a Wealth Management Senior Relationship Manager at Fidelity Investments, a position she has held since 2023. She has been with Fidelity Investments since 2010, progressing through various roles including Planning Consultant, Relationship Manager, Financial Representative, and Investment Representative. Her extensive experience at Fidelity Investments covers a range of responsibilities in wealth management and client relationship management. Ann is committed to providing excellent service to clients and their families for all their financial planning needs. Outside of her professional role, Ann enjoys family activities and traveling.

Jonathan Mull is a financial advisor with MassMutual Investors Services, holding a Series 66 designation and having 10 years of industry experience. He has been with MassMutual Investors Services since 2016 and has also served as an insurance agent with MassMutual Life Insurance Co since 2015. Mull is the owner of Mull Wealth Management, Inc., an LLC created to support his practice operations and marketing. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved tools and educational seminars.

Jamie Fields is a financial advisor with Merrill in Allentown, PA, holding Series 63 and Series 66 registrations and bringing 19 years of industry experience. He has worked with Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Kasey Dreste is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and six years of industry experience. Prior to joining Wells Fargo in 2018, Dreste worked at M&T Bank from 2016 to 2018. Outside of advisory work, Dreste also serves as a notary public in Allentown, PA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients. The firm offers investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics to support its investment decisions.

Catherine Beitzel is a financial advisor with Merrill in Allentown, PA, holding Series 63 and Series 65 credentials and over 42 years of industry experience. She has been with Merrill since 1982. Outside of her advisory role, she serves as Secretary for the Council at Zion Lutheran Church in Leola, PA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Antonchak is a CFP®-certified financial advisor with 30 years of industry experience. He is currently with Cetera and has previously worked at Investors Capital Corp. and operated his own financial firms. In addition to his advisory work, he is licensed to sell various types of fixed insurance products. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform that includes both affiliated and third-party managers.

Jason Monteagudo is a financial advisor with OSAIC, holding the ChFC® designation and Series 63 and 65 licenses, and has 18 years of industry experience. He previously worked at Signator Investors Inc. for 10 years before joining OSAIC in 2018. Outside of his advisory role, he serves on the boards of two cornhole leagues, assisting with event organization and sponsorship allocation. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing various asset-allocation tools and third-party solutions to manage portfolios across a diverse set of investment vehicles.

Edward Tierney is a financial advisor at Stifel with 36 years of industry experience. He holds Series 63 and Series 65 designations and has been with Stifel Nicolaus & Co Inc since 2014. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group that uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning analyses.

James Slaska is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Richard Silberg is a financial advisor with Wells Fargo Clearing in Allentown, PA, holding Series 63 and Series 65 designations and 44 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he acts as a power of attorney for family members, managing their investment-related matters. Wells Fargo Advisors is a large national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a research-driven approach grounded in diversification and modern portfolio theory and offers a range of brokerage and advisory solutions.

Brian Laird is a Financial Consultant currently working at Fidelity Investments. In this role, he collaborates with clients to develop comprehensive financial plans aimed at achieving their life goals. Brian has held various positions in the financial services industry, including Investment Consultant at Fidelity Investments (2023-2024), Financial Advisor at Citizens Securities, Inc. (2022-2023), Premier Advisor (Wealth Client Consultant) at Citizens Bank (2021-2022), and Senior Licensed Relationship Banker at Citizens Bank (2018-2021). This experience has contributed to his expertise in financial planning and client relationship management.

Beata Kulesza is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo entities since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Joseph Flannery is a financial advisor at Raymond James & Associates with nine years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Raymond James in 2024, he worked at Quadrant Private Wealth Management and Iron Mountain. He serves on the board of governors for Sancon Valley Country Club, assisting in the club’s governance. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting through various programs, leveraging multiple portfolio management styles and affiliated research.