Mark Stephenson is a financial advisor with Mass Mutual Investors Services in Warwick, RI, holding Series 63 and Series 65 credentials and 14 years of industry experience. He previously worked at MetLife Securities from 2012 to 2017 and has been with Mass Mutual since 2016. Outside of his advisory role, he works as an insurance agent specializing in individual and group life, health, fixed annuities, long-term care, and disability insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing, collaborative financial planning engagements using firm-approved software and educational seminars.

Donald Masseur is a financial advisor with Ameriprise in Kingston, RI, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in business operations as COO and CFO of SNE Operations, LLC, which provides financial planning and managed account support services. Ameriprise serves clients primarily through its retirement-income planning service aimed at individuals approaching or in retirement, typically with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Mark Savastano is a financial advisor with Ameriprise, holding a Series 66 designation and 13 years of industry experience. He has been with Ameriprise and its affiliated entities since 2011. Outside of his advisory role, he owns Hair Affair, Inc., a retail hair salon, and serves as a mentor to entrepreneurs through the organization E-for-All. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

John Nardone is a financial advisor at Mass Mutual Investors Services with 11 years of industry experience. He holds a Series 66 designation and has worked at Mass Mutual Investors Services since 2017. Outside of his advisory role, he is an independent insurance agent specializing in life insurance, fixed annuities, disability, long-term care, and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning without discretionary investment authority.

Sheila Matthews is a financial advisor with Primerica Advisors in Westport, MA, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. She has worked with Primerica Advisors since 2014 and has experience at Brennan Financial Group and Lynn Durkin, CPA. Outside of her advisory role, she is involved with Matthews & Matthews, LLC, a non-investment-related business based in Boston. Primerica Advisors offers a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services through model-driven recommendations and supporting a range of investment strategies managed by unaffiliated asset managers.

Thomas De Nicola Jr. is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Ameriprise and its related entities since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on income sources and tax-aware withdrawal strategies.

Anthony Kutsaftis is a financial advisor with LPL Enterprise and holds Series 63 and Series 65 licenses. He has nine years of industry experience, including positions at Prudential Insurance Company of America and Pruco Securities, LLC. He is also an agent for Aquidneck Island Insurance, a property and casualty business operated by his family. LPL Enterprise serves a wide range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and brokerage products through an integrated platform that combines its own resources with third-party portfolio management and affiliated insurance offerings.

Tyler Stone is a Financial Advisor with Merrill Lynch Wealth Management, where he has been providing advisory services since 2015. He specializes in developing strategies and offering advice tailored to individuals, their families, and businesses by understanding their short- and long-term financial objectives. His client focus areas include college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and small business strategies. Tyler primarily works with private equity and financial services partners, corporate executives, and medical professionals. Tyler holds the Chartered Financial Analyst® designation and is a member of the CFA Society of Stamford. He earned a Bachelor's Degree in Finance from the University of Rhode Island. In addition to his professional pursuits, Tyler participates in community service activities, volunteering with organizations such as Habitat for Humanity, the Rhode Island State Police, and the South Kingstown Partnership for Prevention. He balances his time between New York City and Narragansett, Rhode Island, with his wife, Raquel. His personal interests include baseball, basketball, football, interior decorating, soccer, spending time with his family, watching movies, and woodworking.

Steven Packard is a financial advisor at Fisher Investments with seven years of industry experience. He holds the Series 66 designation and has worked previously at Baseballism, Edward Jones, F&R Manufacture, Talus Payments, and World Financial Group. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment approach combining quantitative and qualitative analysis and offers sub-advisory and retirement plan services.

Robert Beese is a ChFC® and holds a Series 66 license with 25 years of industry experience. He has worked at Cetera and Cetera Wealth Services since 2023 and has had a long tenure at Pioneer Financial Group since 2000. Outside of his advisory role, he owns A & E Investments, LLC, an expense management business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Lauren Bernardo is a financial advisor at Primerica Advisors with Series 63 and Series 65 licenses and three years of industry experience. She has held roles at PFS Investments Inc. and Primerica Financial Services since 2018 and has additional work experience in various industries including seafood and food services. Bernardo is involved with the W.A.&R. Ouellette Post 8502 VFW. Primerica Advisors manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, utilizing model-based investment strategies while outsourcing trade execution and custody.

Stephen Karam is a financial advisor with LPL Financial in Fall River, MA, holding the ChFC® and Series 63 credentials with 34 years of industry experience. He has been with LPL Financial since 2005 and is also affiliated with Global Retirement Partners, LLC since 2019. Outside of his advisory roles, he serves as president of Karam Insurance Agency, a traditional insurance brokerage. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, and retirement plan consulting services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Kimberly Holmes is a Series 66 licensed financial advisor at Edward Jones with three years of industry experience. She has held positions at Edward Jones since 2018 and previously worked at MML Investors Services and The Harvest Group LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Bradford Corbett is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Santander Securities, Santander Bank, and TD Ameritrade. Outside of his advisory role, he serves as head of the Sakonnet East Professional Center Condo Association in Tiverton, RI. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Aaron Hurst is a financial advisor at Ameriprise with six years of industry experience. He previously worked at MetLife Investors Distribution Company for five years and has a background that includes time at Quidnessett Country Club. He holds a Series 66 designation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through a written Recommendation Report and ongoing advice, utilizing a centrally produced analysis that incorporates investment research, third-party data, and algorithmic tools.

Michael Falcon is a financial advisor with Cetera who holds a Series 66 designation and has 23 years of industry experience. His prior work includes roles at Avantax Advisory Services, Avantax Investment Services, and 1st Global Advisors, among others. He is also president and 50% owner of Falcons Financial & Tax Services Corp. and serves on the board of directors for St. Michaels Federal Credit Union. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients, utilizing a multi-manager platform with access to affiliated and third-party investment managers.

Jesse Rathier is a financial advisor at Edward Jones in Bristol, RI, holding Series 66 and Series 63 licenses with one year of industry experience. His prior work includes roles at LPL Enterprise LLC and Fidelity Investments, along with employment in the foodservice and real estate sectors. Outside of his advisory role, he is involved with Penrose Realty, providing mortgage and real estate services. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Mark Martone is a financial advisor with MassMutual Investors Services in Warwick, RI, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC before joining MassMutual in 2017. In addition to his advisory role, Martone operates as an independent insurance agent focusing on life, disability, long-term care, fixed annuities, and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational programs, employing collaborative planning tools and recommending investment strategies without discretionary authority.

Benjamin Castillo is a financial advisor with Mass Mutual Investors Services in Warwick, RI. He holds Series 63 and Series 65 registrations and has two years of industry experience. His prior roles include positions at Citizens Securities, Empower, Barnum Financial Group, and Fidelity. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and deliver written recommendations.

Giancarlo Pannone is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with Morgan Stanley in Newport, RI, having previously worked at New England Professional Planning Group, Raymond James Financial Services, Bank of America, and Merrill. His background includes roles in both advisory and private banking services. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate-sponsored financial planning solutions.