Liam Smith is a financial professional with CWM, LLC, holding Series 63 and Series 66 licenses and three years of industry experience. He has previously worked at Charles Schwab and TD Ameritrade, among other firms. Smith supports advisors operationally and assists with technology during meetings. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm provides portfolio management, financial planning, retirement-plan services, and sub-advisory options, managing accounts primarily on a discretionary basis using model portfolios and a combination of fundamental and technical analysis.

Jeffrey Fogle is a financial advisor with Kestra Advisory who holds Series 63 and Series 66 licenses and has 21 years of industry experience. His prior experience includes roles at Massachusetts Mutual Life Insurance Company and GWFS Equities, Inc. In addition to his advisory work, he facilitates insurance services for individual clients through Schuster Driscoll, LLC. Kestra Advisory provides investment advisory and retirement-plan consulting services to plan sponsors, institutional, and individual clients, offering fiduciary consulting, plan-level investment advice, employee education, and pooled plan solutions.

Alyson Zibell is a financial advisor with OSAIC Institutions, Inc., holding a Series 66 designation and 14 years of industry experience. She has worked at infinex Investments, Inc. since 2011 and Thomaston Savings Bank since 2008. Outside of advisory work, she serves as a customer service representative at Thomaston Savings Bank. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of representatives. The firm offers customized advisory services, financial planning, and access to alternative investments, operating a hybrid adviser/broker-dealer model with a focus on firm supervision and client choice over discretionary authority.

Edward Blumenthal is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Janney Montgomery Scott since 2013. Janney Montgomery Scott LLC is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and various advisory programs.

Matthew Sweet is a financial advisor at OSAIC Institutions, Inc. with 20 years of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at Torrington Savings Bank, NBT Bank, Infinex Investments, Inc., and Raymond James Financial Services Advisors, Inc. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure that supports both discretionary and non-discretionary accounts.

Patrick Woodhouse is a financial advisor with OSAIC Institutions, Inc. holding Series 63 and Series 65 credentials and 17 years of industry experience. His prior roles include positions at Ion Bank, Infinex Investments, United Bank, and LPL Financial. He is also involved in banking through Ion Bank. OSAIC Institutions, Inc. serves individuals, retirement plans, trusts, estates, and corporate clients by offering customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions. The firm operates a hybrid adviser/broker-dealer structure with a focus on firm supervision and independent third-party promoters.

Gregory Howard is a financial advisor with Lincoln Investment in Hartford, CT, holding a Series 63 designation and offering 33 years of industry experience. He has managed Howard Financial Planners, Inc. since 1982 and has been involved with Main St Management since 2000. Outside of finance, he serves as an independent NRA pistol safety instructor and is engaged in martial arts instruction through his ownership of related associations and LLCs. Lincoln Investment Planning, LLC is a large enterprise investment advisory and broker-dealer serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm combines advisor-led consulting and model portfolio management with a dynamic in-house Investment Management & Research team and a layered delivery model that includes third-party managers and fiduciary services for ERISA/retirement advice.

Shawn Mcgrane is a financial advisor with Creative Planning, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked at several firms, including Lockton Companies LLC and OneAmerica Securities. In addition to advisory work, he provides general insurance brokerage services on a limited basis. Creative Planning delivers wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional clients. The firm emphasizes a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure while offering comprehensive support through affiliated legal, accounting, and trust services.

Michaela Casey is a financial advisor at Guardian Life with four years of industry experience. She holds the Series 66 designation and has worked at Park Avenue Securities and Guardian Life since 2022. Outside of her advisory role, she is involved in music activities, performing with family in the KC Sisters and owning a music publishing company. She also serves as a cantor at Saint Patrick's Church. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients with brokerage services, financial planning, and investment advisory programs.

Carl Cieplinski is a financial advisor with Commonwealth Financial Network and holds Series 63 and Series 65 licenses. He has 28 years of industry experience, including nine years at Commonwealth and one year at Voya Financial Advisors. His outside business activity includes fixed insurance sales conducted under Cahill & Associates Financial Services, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing about $212.7 billion in client assets. The firm provides a broad adviser-support platform, including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Richard Lawson is a financial advisor at Janney Montgomery Scott with 50 years of industry experience. He holds a Series 63 designation and has been with Janney Montgomery Scott since 2007. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage, financial planning, and advisory services through multiple wrap programs and managed accounts.

Vincent Feijoo Jr. is a CFP® professional with 25 years of industry experience, currently serving at Commonwealth Financial Network since 2021. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC, accumulating over a decade of experience at those firms. Feijoo is also a co-owner of FS Financial, LLC, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients with a range of advisory programs and services. The firm provides operational, trading, technology, compliance, and practice-management support, allowing affiliated advisors discretion in portfolio construction alongside model portfolios managed by Commonwealth’s Investment Management and Research team.

Isaac Cho is a financial advisor at OSAIC Institutions, INC. with a Series 66 designation and less than one year of industry experience. His prior roles include positions at Equitable Advisors, LLC, the Federal Reserve Bank of Atlanta, and Oala Shuttle Services. OSAIC Institutions, Inc. is an SEC-registered investment adviser that serves individuals, retirement plans, trusts, estates, and corporate clients through a large network of representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser and broker-dealer structure.

Nicole Bailey is a Series 65-licensed financial advisor with six years of industry experience. She is currently with Focus Partners Wealth, LLC and previously worked at OneDigital Investment Advisors LLC, GYL Financial Synergies, LLC, and SS & C Technologies. Focus Partners serves a diverse client base including high-net-worth individuals, family offices, and institutional clients, providing wealth management, financial planning, and retirement consulting. The firm employs a long-term investment approach combining active and passive strategies within an “enhanced open architecture” framework.

Peter Pabich is a Certified Financial Planner (CFP®) with 22 years of industry experience. He is currently with Private Advisor Group, LLC and LPL Financial, having previously worked at Lincoln Financial Advisors, The Leaders Group Inc, and Private Capital Group, LLC. His work includes serving as a non-variable insurance agent specializing in life, disability, and long-term care insurance. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model and integrates technology platforms and third-party managers to deliver a range of investment strategies.

Timothy Grace is a financial advisor with Commonwealth Financial Network, holding the ChFC® and Series 63 designations and bringing 47 years of industry experience. He has been with Commonwealth since 2008. In addition to advisory work, he dedicates part of his time to fixed insurance sales conducted at his branch office. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and support services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm offers a variety of investment program structures and supports advisors with operations, trading, technology, compliance, and practice management.

Andrea Mati is a financial advisor at TIAA-CREF with eight years of industry experience. She holds the Series 63 and Series 66 designations and has worked previously at Bank of America, Merrill, and Northwestern Mutual. Outside of her advisory role, Mati co-owns Mati LLC, which operates a self-service car wash and owns a commercial body shop. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm separates one-time planning services from ongoing discretionary management and operates within a vertically integrated structure that includes affiliated funds.

Melissa Hicks is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and 15 years of industry experience. She previously worked at VOYA Financial Advisors and has been affiliated with both Commonwealth Financial Network and Cahill & Associates Financial Services, LLC. Outside of her advisory role, she teaches financial literacy workshops for Connecticut Junior Republics. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and support services, including wealth management, retirement plan consulting, and access to model portfolios managed by its Investment Management and Research team.

Paul Vaida is a CFP® professional with 28 years of industry experience. He has worked at Janney Montgomery Scott since 2016, following tenures at Merrill and Advest, Inc. He holds Series 63 and Series 65 licenses and is based in West Hartford, CT. Janney Montgomery Scott LLC is a large enterprise firm managing approximately $110 billion in client assets. It serves a wide range of clients, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and advisory services.

Lee Norman is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has worked at Infinex Investments, Inc. since 2013 and previously at Harvest Capital Advisors, LLC from 2011 to 2013. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a broad network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating a hybrid adviser/broker-dealer model with significant non-discretionary assets and a distinctive service and distribution structure.