David Barkholz is a financial advisor with LPL Financial in Maumee, Ohio. He holds a Series 63 designation and has 14 years of industry experience. His prior roles include positions at Transamerica Financial Advisors, WealthWave, and World Financial Group, among others. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including both discretionary and non-discretionary management, leveraging model portfolios, third-party research, and advanced technologies.

Kelly Savage is a financial advisor with Osaic Wealth Inc. in Maumee, Ohio, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been associated with Savage & Associates since 1995 and with Osaic Wealth Inc. since 2013. Outside of his advisory work, Savage serves on the board of Blue and Gold, a nonprofit supporting the University of Toledo basketball program, and on the board of the Savage Foundation, which oversees charitable initiatives including the Savage Golf Classic. Osaic Wealth Inc. serves a diverse client base ranging from individual investors to pension plans and charitable organizations, offering an integrated suite of brokerage, advisory, and financial planning services through a large network of affiliated advisors. The firm utilizes a range of asset-allocation tools and third-party platforms to construct and manage portfolios across multiple asset classes on both discretionary and non-discretionary bases.

Kaden Sanford is a financial advisor at OSAIC with a Series 66 designation and one year of industry experience. Prior to joining the firm, he was involved in the restaurant business, including roles at Tougen Japanese Restaurant and K's Fine Food & Drink. OSAIC serves a diverse client base that includes retail and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm utilizes a range of asset-allocation tools and supports various investment strategies, including discretionary and non-discretionary account management.

James Rybarczyk is a financial advisor at Primerica Advisors with 38 years of industry experience. He has been with Primerica Advisors since 1987 and Primerica Financial Services since 1991. In addition to his advisory role, he receives compensation for referrals related to home security and automation products through Primerica Client Services, Inc. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure, offering a range of investment models implemented by BNY Mellon Advisors.

Ryan Savage is a CFP® professional with seven years of industry experience, currently affiliated with OSAIC. His prior roles include positions at Wurtec, Savage and Associates, and Genoa Banking Company. He serves as a board member of the Toledo Police Foundation, a nonprofit organization supporting community and police partnerships. OSAIC serves a diverse client base ranging from individual investors to institutions, providing brokerage and advisory services through an extensive network of advisors. The firm employs a range of asset-allocation tools and offers access to various investment solutions, including model portfolios and third-party money managers.

Gregory Wagoner is a financial advisor with Ameriprise, holding a Series 66 designation and 16 years of industry experience. He has been with Ameriprise and its affiliate since 2009. Wagoner serves on the Board of Directors for the Sylvania Athletic Foundation. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to develop non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Michael Sassaman is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. He previously worked at Cadaret, Grant & Co., Inc. and has operated Capital Management Strategies LLC since 2010. Outside of his advisory practice, he is involved in coaching sports and fitness activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and technology-driven approaches.

Adel Youssef is a financial advisor with Cetera who holds a Series 66 designation and has 22 years of industry experience. He has worked at Cetera since 2021 and previously spent seven years at Voya Financial Advisors. Youssef also owns EY Enterprise, LLC, a business coordinating buyers and sellers for laboratory and medical products. Cetera Investment Advisers LLC serves a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a nationwide network of independent advisors and operates as a multi-manager platform with access to various investment management options.

Pawon Kummar is a financial advisor at Osaic Wealth, Inc. with a Series 66 designation and one year of industry experience. Prior to joining Osaic, he has been involved with AJUS Consultants, LLC since 2022. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to various managed-account solutions through a large network of affiliated advisers. The firm’s investment approach employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing across multiple asset classes.

Nathan Geisler is a financial advisor at Merrill with Series 63 and Series 65 credentials and 52 years of industry experience. He has worked at Merrill since 1973 and Bank of America, NA since 2009. He is a retired Air Force commander who remains subject to recall to active duty. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Allan Poturalski is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley and its affiliated private bank since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, and offers a broad range of retail and institutional investment services.

Kimberly Marsh is a financial advisor with Morgan Stanley in Toledo, Ohio, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. She has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and analyses to support client planning.

Derek Dierks is a Series 66-licensed financial advisor with 21 years of experience, currently practicing at Thrivent Investment Management in Maumee, Ohio. He has been with Thrivent Financial for Lutherans since 2004. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering comprehensive, goal-based planning across a range of financial topics without discretionary trading authority.

Debra Sendelbach is a financial advisor at RBC Capital Markets with 39 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Bank of America and Merrill Lynch. She serves as secretary of the Point Place Boat Club in Toledo, Ohio. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services with tailored investment strategies.

David Mercer Jr. is a financial advisor with Mass Mutual Investors Services in Toledo, OH, holding Series 65 and Series 63 licenses and three years of industry experience. His prior roles include positions at OSAIC FA, Inc., Magis Wealth Advisors, Lincoln Financial Advisors, Equity Trust Company, and LPL Financial. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, employing firm-approved software tools to deliver tailored recommendations primarily focused on investment categories and strategies.

Michael Bilik is a Series 66-credentialed financial advisor with Edward Jones in Sylvania, Ohio, where he has worked since 2019. He has seven years of industry experience, including fourteen years at Buckeye Telesystem prior to joining Edward Jones. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Mark Spieldenner is a financial advisor with Cetera and holds a Series 66 designation. He has two years of industry experience and has worked at Cetera and its affiliated entities since 2021. In addition to his advisory role, he works with Steven J. Spieldenner, focusing on insurance and fixed annuity case preparation. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of investment strategies and oversight models.

Loren Odegaard is a financial advisor with Edward Jones in Perrysburg, OH, holding a Series 63 designation and 24 years of industry experience, all with Edward Jones since 2002. Outside of his advisory role, he is associated with the Ohio Air National Guard. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of discretionary and non-discretionary investment strategies supported by a nationwide network of more than 23,700 financial advisors.

Gary Kauffman is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 licenses. He has nine years of industry experience, including six years at Northwestern Mutual Wealth Management Company. Outside of his advisory role, he owns a consulting firm that reviews contracts for physicians and coaches advisors on building practices in the medical market. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative annual planning engagements using firm-approved analytical tools, with implementation options available through brokerage or insurance arrangements.

Kevin Carmony is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 credential and over 35 years of industry experience. He has been with Cambridge since 2009. Outside of his advisory role, Carmony serves as a swimming and diving official and is a board member and officer of a nonprofit organization. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, providing both discretionary and non-discretionary strategies across multiple platforms and featuring proprietary and third-party model solutions.