Timothy Igo is a financial advisor at Citizens Securities, Inc. with three years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Mass Mutual Investors Services, MassMutual Life Insurance Co, Jillson Company, Inc., and KGI Consultants. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory approach includes a digital advisory platform and a Managed Account program, operating as both a broker-dealer and insurance agency.

Erin Alves is a financial advisor with TIAA-CREF in Providence, RI, holding Series 63 and Series 65 licenses and having 13 years of industry experience. Her career includes positions at Morgan Stanley, Oppenheimer & Co. Inc, and multiple tenures at TIAA-CREF and its affiliated entities. Outside of her advisory work, she works as a server at a full-service pub. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected with TIAA-administered retirement plans, as well as to trusts, estates, and small retirement plans. The firm offers both point-in-time planning and ongoing portfolio management through various model and customized strategies within a vertically integrated structure.

Rui Pacheco is a financial advisor at Citizens Securities, Inc. with 21 years of industry experience. He holds the Series 63 and Series 66 licenses and has been with Citizens Securities since 2014. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program that uses proprietary algorithms and a client risk-tolerance questionnaire to recommend ETF-based portfolios, as well as a Managed Account program, while operating as both a broker-dealer and insurance agency.

Victor Contente is a financial advisor with TD Private Client Wealth LLC in Providence, RI, holding a Series 66 designation and 14 years of industry experience. His professional background includes roles at TD Bank N.A., Charles Schwab Bank SSB, Charles Schwab, and TD Ameritrade. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail customers, utilizing a combination of strategic and tactical asset allocation with investments from both affiliated and third-party sub-managers.

Daniel Jara is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Equitable Advisors, Tigress Financial Partners, and a non-financial role at Porsche. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and a Managed Account program, supported by proprietary algorithms and client risk assessments.

Andrew Harmon is a financial advisor at AE Wealth Management, LLC with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Foundations Investment Advisors LLC and New Horizon Consulting. Outside of advisory roles, Harmon is an independent insurance producer involved in sales and client reviews of various insurance products. AE Wealth Management offers fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individuals, trusts, corporations, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and combines fundamental, technical, and cyclical investment strategies while supporting third-party RIAs through sub-advisory and model-licensing arrangements.

Amilcar Giraldo is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His prior experience includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, and Voya Financial Partners. Outside of his advisory work, Giraldo owns a heating and cooling installation business. Citizens Securities serves individual and high-net-worth investors as well as retirement plans, offering advisory programs alongside brokerage and insurance services. The firm utilizes a range of investment approaches, including a proprietary digital advisory platform and a Managed Account program.

Thomas Cxypoliski is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at Eagle Strategies, NYLIFE Securities LLC, and New York Life Insurance Company. Outside of his advisory work, he serves as an executor of his mother's estate. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program featuring ETF-based portfolios and a Managed Account program, operating as a broker-dealer and insurance agency under the ownership of Citizens Bank, N.A.

Brian Mcnamara is a financial advisor at Citizens Securities, Inc. with 42 years of industry experience. He has been with Citizens Securities since 2002 and holds the Series 63 and Series 65 designations. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both discretionary managed accounts and a digital advisory program, although it ceased accepting new digital advisory accounts as of December 2024.

James Joly is a financial advisor with Guardian Life and holds Series 63 and Series 65 licenses. He has 34 years of industry experience, including prior roles at Cambridge Investment Research Advisors, Cantella & Co., Inc., Voya Financial Advisors, Morgan Stanley, and LPL Financial. Outside of his advisory work, he is the sole owner of Greenwich Bay Wealth Management, LLC, and is also involved in a music band called Good N' You!. Guardian Life's subsidiary, Park Avenue Wealth Management, serves individuals, corporate and retirement plan sponsors, charitable organizations, and businesses with brokerage and advisory services. The firm combines advisor-led discretionary management and model-based strategies, offering access to proprietary programs and third-party solutions, along with integrated lending and insurance product options.

Helio Sousa Erazo Jr. is a financial advisor with Citizens Securities, Inc. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at Loomis Sayles and Northwestern Mutual, as well as positions outside the financial sector. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, with operations supported by its affiliation with Citizens Bank, N.A.

Kadeem Wright is a CFP® professional at Citizens Securities, Inc. with six years of industry experience. His work history includes roles at Citizens Securities, Fidelity Investments, Equitable Advisors, and Bank of America. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, and it operates as both a broker-dealer and insurance agency.

Michael Bianco is a financial advisor with Citizens Securities, Inc. He holds Series 63 and Series 66 credentials and has three years of industry experience. His prior roles include positions at Fidelity Investments, Edward Jones, and Keenan Financial. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Crystal Van Dale is a financial advisor at Citizens Securities, Inc. with six years of industry experience. She holds Series 66, Series 63, and Series 65 licenses and has worked at Citizens Securities and Citizens Bank since 2006. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm provides both a digital advisory program and a Managed Account program, operating as a broker-dealer and insurance agency.

Peter Cuddy is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 credentials and 14 years of industry experience. His prior roles include positions at Bank of America, N.A. and Merrill from 2015 to 2019. Outside of his advisory work, he serves as an agent for Hotel Wiskey LLC, a property in Wakefield, RI. Citizens Securities serves retail clients, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Alex Aborn is a financial advisor at Citizens Securities, Inc. with three years of industry experience. He holds the Series 63 and Series 65 licenses and previously worked at Equitable Advisors, LLC. Outside of finance, he has experience working in hospitality and recreational businesses, including Mom's Kitchen and Bar and Livelo Bike Rental. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory, brokerage, and insurance services. The firm provides a digital advisory program utilizing proprietary algorithms alongside managed accounts, and operates as a broker-dealer and insurance agency.

Michael Aaronson is a financial advisor with Integrated Wealth Concepts LLC and holds Series 63 and Series 65 licenses. He has 23 years of industry experience and has worked at Integrated Wealth Concepts and LPL Financial since 2016. Aaronson is also a CPA with over 28 years at Aaronson, Lavoie, Streitfeld & Co., CPA, and is a part owner of Del's Frozen Lemonade. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, using a mix of mutual funds, ETFs, individual equities, and fixed income with a primarily long-term investment approach.

William Hangan is a CFP® professional with 11 years of industry experience, currently with Citizens Securities, Inc. in Johnston, RI. His prior experience includes roles at CITIZENS Bank, Wealth Management Resources, Inc., Santander Bank NA, Santander Securities LLC, and Hightower Advisors. Outside of his advisory work, he serves as a member of the East Greenwich School Committee and volunteers with Rhodeway Position, a nonprofit assisting low-income and military individuals with financial and debt planning. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and a Managed Account program, operating within a combined bank, broker-dealer, and advisory framework.

Michael Freeman is a financial advisor at Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses with 30 years of industry experience. He has been with Citizens Securities since 2008. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s offerings include a digital advisory program and managed account services, operating as both a broker-dealer and insurance agency.

Robert Rebussini is a financial advisor with Integrated Wealth Concepts LLC in Cranston, RI, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has worked at Integrated Wealth Concepts and LPL Financial since 2016. Outside of his advisory work, he serves as a board member of the Knights of the Wine Table. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, focusing on customized portfolios using mutual funds, ETFs, equities, and fixed income with a primarily long-term investment approach.