James Wink is a financial advisor with Summit Financial Working with People You Trust in Sterling Heights, MI, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His career includes roles at Gradient Securities, LLC and various Summit-affiliated entities, with involvement in tax services, insurance sales, and investment advisory. Outside of his advisory work, he serves as president of the Anchor Bay Community Foundation’s Kaarto Christian School Fund Scholarships, where he processes and evaluates scholarship applications. Summit Financial serves individual clients, trusts, business entities, and retirement plans, offering discretionary asset management, financial planning, ERISA plan services, and insurance products. The firm employs model portfolios primarily using no-load mutual funds and ETFs, with strategies ranging from conservative to aggressive, and emphasizes principal preservation for retirees.

David Hardin II is a financial advisor at City Center Advisors, LLC in Troy, MI, holding a Series 65 designation with nine years of industry experience. He previously worked at CoreCap Advisors, Inc. and is a member of Einsteinian AI LLC, a non-investment-related business. City Center Advisors serves individual and high-net-worth clients as well as businesses, providing discretionary asset management, unified managed account solutions, ERISA plan services, and limited-scope financial planning. The firm employs a Modern Portfolio Theory framework and actively uses derivatives and option strategies in client accounts.

Nathan Mersereau is a CFP® and holds a Series 63 license with 19 years of industry experience. He has worked at Planning Alternatives Ltd. for multiple years since 2009, with an interlude at Wealthcare Advisors, LLC from 2011 to 2018. Planning Alternatives Ltd. provides wealth management, financial planning, and investment management services to individuals, qualified retirement plans, trusts, charitable institutions, foundations, and businesses. The firm employs a Modern Portfolio Theory-based approach with globally diversified, risk-based portfolios and serves as an ERISA fiduciary and Section 3(38) investment manager for retirement plans.

Robert Quayle is a financial advisor with Taylor & Morgan Asset Management, LLC d/b/a TM Advisors, L, holding a Series 63 designation and 43 years of industry experience. He has worked at Taylor & Morgan since 2016 and previously at Quayle Financial Group and Quayle & Co. Securities. Taylor & Morgan Asset Management provides investment supervisory services and financial planning primarily to individual clients and pension/profit-sharing plans. The firm manages approximately $327 million across about 418 client accounts with a team of seven advisors and also offers mergers & acquisitions advisory services for business owners and corporate clients.

Adam Grubius is a financial advisor at FSA Advisors, Inc. in Troy, Michigan, with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Independence Capital Company Inc and AE Financial Services, LLC. In addition to his advisory role, he sells life insurance, fixed/indexed annuities, and health insurance through affiliated insurance agencies. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and businesses. The firm employs a combination of fundamental analysis and modern portfolio theory with a long-term investment horizon, often using mutual funds, fixed income, ETFs, REITs, annuities, and third-party managers in client portfolios.

Patrick Nalepa is a CFP® professional at Gainplan LLC with three years of industry experience. He has worked at Gainplan since 2016, including his current role at Gainplan LLC since 2022, and previously spent three years at Hillsdale College. Gainplan LLC provides investment advisory and financial planning services to individuals, trusts, pension plans, and corporate clients, employing a factor-based, top-down investment approach that incorporates tactical and strategic asset allocation across various securities and derivatives. The firm also offers discretionary portfolio management and engages third-party sub-advisers for certain accounts.

Geoffrey Clark is a financial advisor at Fairway Investment Group, LLC with Series 66 credentials and one year of industry experience. He has concurrent roles at Paradigm Equities, Inc. and MEA Financial Services, and has been involved in an entrepreneurial venture called Cruises by Geoff & Nicole since 2024. Clark also has a long-standing background in education, having worked at Utica Community Schools since 2002 and Eastern Michigan University since 2023. Fairway Investment Group primarily serves members of the Michigan Education Association and their families, as well as individual clients, trusts, estates, and select businesses. The firm offers fee-based advisory and portfolio management services through LPL Financial-sponsored programs, operating mainly on a non-discretionary basis with tailored investment recommendations.

Matthew Mc Ewen is a financial advisor at Arrowroot Family Office, LLC with eight years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2017. Prior to that, he was employed at ADP from 2005 to 2017. Arrowroot Family Office provides wealth-management and multi-family office services to individuals, families, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and pooled private funds. The firm focuses on customized asset-allocation strategies using analytical tools and offers discretionary portfolio management, financial planning, tax and administrative support, ERISA retirement-plan advisory, and family-office services.

Mark Fitzgerald is a financial advisor at Cranbrook Wealth Management, LLC with 16 years of industry experience. He has held Series 63 and Series 65 designations and has been with Cranbrook Wealth Management since 2006. Cranbrook Wealth Management serves individuals, retirement accounts, trusts, estates, charitable institutions, and business entities, managing portfolios on a discretionary basis for approximately 242 clients. The firm combines investment management with financial planning and uses model allocations tailored by a Risk Tolerance Assessment, implementing portfolios primarily with mutual funds and ETFs.

Eric Babcock is a financial advisor at Vertrix Wealth Management, LLC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Greystone Financial Group, LLC and Polaris Greystone Financial Group, LLC. Vertrix Wealth Management provides discretionary and non-discretionary portfolio management and retirement plan consulting to plan sponsors, pension and profit-sharing plans, trusts, businesses, charitable organizations, and individuals. The firm employs a tactical investment approach combining fundamental and technical analysis and offers specialized retirement plan fiduciary services including 3(38) investment management and investment policy development.

Gregory Oray is a financial advisor at Cirrus Capital LLC with nine years of industry experience. He holds a Series 65 designation and has worked at several firms, including Regal Investment Advisors, Retirewise Wealth Management, and his own firms, Oray King Wealth Advisors and Oray Financial. Outside of his advisory role, he is an independent licensed insurance agent specializing in life insurance, fixed annuities, and health insurance. Cirrus Capital LLC serves individual and high-net-worth clients, corporations, and retirement plans by providing discretionary portfolio management, sub-advisory services, retirement plan consulting, and access to estate-planning tools. The firm employs a hybrid investment approach combining quantitative and fundamental analysis, regularly monitoring and rebalancing portfolios while offering fee-based research and model portfolio construction.

Colin Connery is a Series 65-registered advisor at Heron Bay Capital Management with two years of industry experience. He previously worked at Wilson Partners for eight years and Asset Health for five years. Heron Bay Capital Management is an SEC-registered advisory firm managing approximately $644 million for individuals, high-net-worth clients, trusts, estates, and institutional accounts. The firm offers discretionary investment management with a long-term strategy that incorporates fundamental, technical, and cyclical analysis to build customized portfolios primarily composed of individual equities and low-cost ETFs.

Jay Fishman is a financial advisor at Jay A. Fishman, Ltd with 14 years of industry experience and holds a Series 65 designation. He has been associated with Jay A. Fishman, Ltd since 1970. Jay A. Fishman, Ltd provides fee-based, discretionary portfolio management and investment counseling to high-net-worth individuals, families, corporations, charitable institutions, and select institutional clients. The firm emphasizes independent fundamental research and a long-term, conservative investment approach focused on mid-to-large-cap growth-at-a-reasonable-price equities and quality fixed income, managing concentrated portfolios with low turnover.

John Perko is a financial advisor with CPR Investments Inc and holds Series 63 and Series 65 licenses. He has 28 years of industry experience and has worked at firms including CPR Financial Group LLC and Ausdal Financial Partners, Inc. Outside of advisory roles, he is an independent agent involved in the sale of life insurance and fixed annuities. CPR Investments Inc primarily serves individual investors, along with businesses and qualified retirement plans. The firm uses a multi-manager approach combining third-party registered investment advisors and in-house tactical strategies to manage discretionary portfolios focused on reducing downside risk.

Eric Fishman is a financial advisor at Jay A. Fishman, Ltd. with four years of industry experience. He holds a Series 65 designation and has worked at Aspiriant prior to joining his current firm. Jay A. Fishman, Ltd. provides fee-based, discretionary portfolio management and investment counseling for high-net-worth individuals, families, corporations, charitable institutions, and select institutional clients. The firm emphasizes independent fundamental research and a long-term, conservative investment philosophy, managing concentrated portfolios primarily composed of mid-to-large-cap growth-at-a-reasonable-price equities and quality fixed income.

Keith Nichol is a financial advisor at Carrera Capital Advisors with 10 years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Services LLC. Outside of his advisory role, he has maintained ongoing involvement with Spartan Radio Network and WXYZ TV. Carrera Capital Advisors serves individuals, retirement plans, foundations, and other institutions, offering financial planning, portfolio management, and consulting. The firm employs a blend of macroeconomic, fundamental, and behavioral analysis, utilizing proprietary quantitative tools and AI techniques to construct diversified, tax-aware portfolios tailored to client objectives.

Charles Reinhold is a financial advisor with CPR Investments Inc in Rochester, MI, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been affiliated with CPR Investments Inc and CPR Financial Group LLC since 2006 and has worked with Ausdal Financial Partners, Inc. since 2015. Outside of his advisory work, he serves as a township trustee in Washington Township, MI. CPR Investments provides discretionary portfolio management and financial planning for individuals, businesses, charitable organizations, and qualified retirement plans. The firm constructs multi-manager portfolios utilizing third-party advisors and in-house tactical strategies, emphasizing downside risk management and regular portfolio monitoring.

James Waugh is a financial advisor at VIMA, LLC with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at VIMA since 2018, following two years at Citizens Securities, Inc. VIMA, LLC is a mid-sized advisory firm serving mainly individual and high-net-worth clients with discretionary and non-discretionary portfolio management, financial planning, and 401(k) consulting. The firm uses a top-down, sector-level screening process and may implement options strategies and margin trading with client authorization.

Avery Mona is a financial advisor at Spartan Wealth Management with a Series 65 credential. Avery has been in the financial industry since 2022, including experience at LPL Financial and prior roles in education at the middle and high school levels. Spartan Wealth Management provides discretionary investment management and comprehensive financial planning to individuals, trusts, estates, businesses, and retirement plans. The firm employs a multi-advisor team approach, focusing on long-term portfolio construction using fundamental analysis and Modern Portfolio Theory.

Christopher Brent is a financial advisor with City Center Advisors, LLC in Troy, MI, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Edward Jones and Uber Technologies. Outside of finance, he teaches private piano lessons through CRB Records Inc. City Center Advisors serves individual and high-net-worth clients as well as businesses, providing discretionary asset management, unified managed accounts, ERISA plan services, and limited-scope financial planning. The firm employs a Modern Portfolio Theory framework and incorporates derivatives and option strategies in client portfolios.