Amy Abrahamson is a financial advisor at Merrill with 25 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Merrill since 2010, with prior roles at Wells Fargo Clearing Services LLC and Morgan Stanley. Abrahamson serves on the Board of Trustees for the Buffalo Olmsted Parks Conservancy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Chloe Benzin is a financial advisor with LPL Financial in Buffalo, NY, holding a Series 66 designation and seven years of industry experience. Her professional background includes roles at Raymond James Financial Services, Bank of America, Merrill, and other firms. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies.

Connie Herr is a financial advisor with UBS Financial Services in Buffalo, NY, holding a Series 63 designation and 17 years of industry experience. She has been with UBS Financial Services since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Joshua Mruk is a financial advisor at Edward Jones with a Series 66 designation and one year of experience at the firm. His prior work includes positions at Barclay Damon LLP, Goldberg Segalla LLP, and Hodgson Russ LLP, as well as earlier roles outside the financial industry. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various types of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Ujala Tajammal is a financial advisor at LPL Financial with eight years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at JP Morgan Securities LLC and JP Morgan Chase Bank. Outside of finance, she has been involved with NUST Construction & Roofing LLC since 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing various strategies and technology tools to support clients.

Robert Romeo is a CFP®-certified financial advisor with 41 years of industry experience. He is currently with Mass Mutual Investors Services and MassMutual Life Insurance Co, having previously worked at Wealth Advisors Network, Cambridge Investment Research, and TIAA. Romeo serves as a committee member for Feedmore WNY, a local food bank, where he assists with financial oversight and retirement plan management. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm delivers collaborative, annual financial planning engagements utilizing advanced software tools and offers various event-driven planning services.

Jennifer Drewniak is a financial advisor at UBS Financial Services with 18 years of industry experience. She holds the Series 63 designation and has been with UBS Financial Services Inc. since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets and advisory solutions.

Carl Nagel is a financial advisor with UBS Financial Services in Buffalo, NY, holding a Series 66 designation and 21 years of industry experience. He has been with UBS since 2004. Outside of his advisory role, Nagel is active in maritime preservation and education, serving as a director and officer of the Buffalo Maritime Center and as president of the Niagara Frontier Antique and Classic Boat organization. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor investment plans aligned with clients’ goals and risk tolerances.

Matthew Ryan is a financial advisor with Merrill, holding Series 63 and Series 66 designations and 26 years of industry experience. He has worked at Merrill since 2007 and at Bank of America since 2009. Outside of his advisory role, he serves on the board of the Burchfield Penney Art Center in Buffalo, NY. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Kevin Weber is a CFP® professional with 19 years of experience in the financial services industry. He is currently affiliated with LPL Financial and M&T Bank and has previously worked at Key Bank, Lincoln Financial Advisors Corporation, Vanguard Advisers, Lehman Brothers Inc., and Chase Investment Services Corp. Weber holds part-time teaching positions at the University of Buffalo and Bryant & Stratton College. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Gregory Croll is a financial advisor at LPL Enterprise with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he serves on the board of the Mathewson McCarthy Babe Ruth non-profit, where he is involved in teaching and coaching youth baseball. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and affiliated insurance products.

James S. Munro is a financial advisor at UBS Financial Services with 42 years of industry experience. He has worked at UBS since 1997 and holds Series 63 and Series 65 licenses. Munro has served on the Board of Directors for the St. Marys Hospital Foundation, focusing on charitable giving and fundraising. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research to tailor client plans based on their goals and risk tolerances.

Julie Fritz is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Morgan Stanley since 2015. Outside of her advisory role, she serves as Secretary and Board Member for the Tri-County Racing Club, a volunteer-run social club for micro sprint racing. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and investment models.

Allison Griffin is a financial advisor with Morgan Stanley in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She has worked at Morgan Stanley since 2016 and previously at Citigroup Global Markets in 2009. Griffin serves on the advisory board of the Westminister Early Childhood Program, a nonprofit focused on education. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, emphasizing structured financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services that include tailored financial plans and diverse investment options.

Todd Mann is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been providing investment advice and services to high net worth private clients and businesses since 1995. Todd focuses on personal retirement planning, portfolio management services, and retirement income, working one-on-one with clients to develop personalized financial strategies aimed at pursuing their long-term goals. He holds a Bachelor's Degree from Canisius College and maintains professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Todd follows the Merrill tradition of community involvement and dedicates time to volunteering through his church. His personal interests include boating, chess, and tennis.

Michael Workley is a financial advisor at LPL Financial with three years of industry experience. He holds a Series 66 designation and has previously worked at firms including WNY Asset Management, Cadaret Grant & Co., Emerge Capital Management, and Citigroup. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning and portfolio management services through a large network of investment adviser representatives.

J Rauch is a financial advisor with Morgan Stanley in Buffalo, NY, holding Series 63 and Series 65 licenses and possessing 31 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and has worked at Morgan Stanley Smith Barney since 2009. Outside of his advisory work, he manages several rental properties. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools.

Theodore Reynolds is a financial advisor at LPL Financial based in Buffalo, NY, holding Series 63 and Series 65 designations with 11 years of industry experience. Prior to joining LPL Financial in 2021, he worked six years at M&T Securities. He has also been involved with multiple schools since 1988 in an unspecified capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning and third-party asset management, with support from advanced technology tools and a broad platform that includes insurance and banking partnerships.

Pamela Agostinelli is a financial advisor at UBS Financial Services with 31 years of industry experience. She has been with UBS since 2015 and holds a Series 63 designation. Outside of her advisory role, she serves as an executor for the estate of her mother. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment strategies.

Bryan Mackey is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with the firm since 2007, following his service as a captain in the United States Army. Based in the same office for 15 years, Bryan works with individuals and families to help define and achieve their long-term financial goals through comprehensive services, including planning, investments, elder and estate planning, tax considerations, and insurance. Bryan's areas of expertise include executive compensation, family wealth management strategies, personal retirement planning, and retirement income. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification awarded by the Certified Financial Planner Board of Standards and is also a Personal Investment Advisor (PIA). Bryan earned a Bachelor of Arts degree in English with a minor in Business from the State University of New York System. Outside of his professional career, Bryan enjoys biking, boating, skiing, and spending time with his family. He has served on the board of a local veteran organization. Bryan and his wife, Nicole, a pediatric nurse practitioner, live in Lewiston with their young son.