Joseph Mitchell is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Key Investment Services since 2012. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed model selection and provides access to third-party discretionary managers, with ongoing monitoring and supervisory oversight integrated into its offerings.

Brian Zdrowak is a CFP® professional affiliated with Focus Partners Wealth, LLC, with five years of industry experience. He has previous experience at The Colony Group, LLC, Buckingham Strategic Wealth, LLC, and Insero Wealth Strategies. Focus Partners serves individuals, high-net-worth families, family offices, corporate, and institutional clients, offering a wide range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Ronald Yoviene is a financial advisor at Commonwealth Financial Network with 35 years of industry experience. He holds the Series 63 designation and has worked previously at Lincoln Financial Advisors Corporation and Lincoln Financial Securities Corporation. He is also the owner of Black Diamond Custom Wealth Management, Inc. and Black Diamond Custom Medicare Solutions, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors. The firm offers a broad platform including managed-account programs, access to third-party asset managers, and custody services, managing around $212.7 billion in client assets.

Stephen Constantine is a financial advisor with Primerica Advisors in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has worked with Primerica Advisors since 2011 and has been involved with Guardian Life Insurance Co of America and Alliance Advisory Group for over a decade. Outside of his advisory work, he has owned and operated the Bada Bing Bar & Grill for 20 years. Primerica Advisors serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, utilizing proprietary and third-party investment strategies across various account types and supports lending solutions and donor-advised funds.

Nicholas Chiera is a financial advisor with Primerica Advisors based in Buffalo, NY, holding a Series 66 designation and three years of industry experience. He has worked at Park Avenue Securities, LLC and Guardian Life Insurance Co of America since 2021. Outside of his advisory role, he provides financial education and wellness presentations as an independent contractor. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing proprietary and third-party investment strategies across various account types and supports lending solutions and donor-advised funds.

Douglas Littlewood is a financial advisor with Hightower Advisors in Williamsville, NY, holding Series 63 and Series 65 registrations and possessing 51 years of industry experience. He has been with Hightower Advisors since 2017 and previously worked at Wells Fargo Advisors Financial Network. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers, proprietary research, and diverse investment vehicles. The firm also manages complex mandates with an emphasis on operational support and international exposure.

Jeffery Karas is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 22 years of industry experience. He has been with Commonwealth since 2013 and also operates New Harbor Financial Management, which he has been affiliated with since 2007. Karas is the sole owner of New Harbor Group, Inc., a private securities business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm supports advisors with operations, trading, technology, investment management, compliance, and practice-management resources.

Brett Whitty is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY. He holds Series 63 and Series 66 licenses and has three years of industry experience. Prior to joining HSBC Securities, he worked at Pruco Securities, LLC and Prudential Insurance Company of America. HSBC Securities offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a range of client-directed and discretionary investment programs. The firm uses a multi-profile investment process supported by global asset management and conducts ongoing fund due diligence while providing both advisory and brokerage services.

Jonathan Berube is a financial advisor with Primerica Advisors who holds Series 63 and Series 65 licenses and has 36 years of industry experience. He previously worked at UBS Financial Services from 2001 to 2019 and has been with Park Avenue Securities, LLC and Guardian Life Insurance Co of America since 2020. Outside of his advisory role, he manages Derbyshire LLC, a family succession entity. Park Avenue Securities LLC serves a broad retail client base including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and fee-based advisory services, employing a mix of proprietary and third-party investment strategies across various account types.

Brian Pirritano is a financial advisor with Citizens Securities, Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. Prior to joining Citizens Securities in 2025, he worked at HSBC Securities (USA) Inc. from 2016 to 2025. Outside of his advisory role, Pirritano serves as a board member of a local homeowners association, contributing to community upkeep and maintenance. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital program featuring ETF-based portfolios managed through proprietary algorithms and a Managed Account program.

Daniel Sperrazza is a Series 65 licensed advisor with Hightower Advisors in Buffalo, NY, where he has worked since 2017. He has nine years of industry experience and is also the managing partner of LakeWater Capital LLC, an SEC-registered investment advisory firm. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, employing a multi-manager approach that includes affiliated and third-party managers, proprietary research, and customized portfolio construction strategies.

Mark Clarke II is a Series 66-credentialed financial advisor with 12 years of industry experience. He has been with T. Rowe Price Advisory Services, Inc. since 2013. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory service to individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulation-based planning tools.

Ricardo Espejo is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has worked with HSBC Securities since 2015 and has been affiliated with HSBC Bank USA, N.A. since 2013, where he also serves as a bank officer involved in the sale of bank-related products and services. HSBC Securities (USA) Inc. provides managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm offers a variety of program types ranging from client-directed to fully discretionary portfolios and employs a multi-profile investment process supported by HSBC Global Asset Management and affiliated providers.

Theresa Smith is a financial advisor with Key Investment Services LLC in Hamburg, NY, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. She has been with Key Investment Services LLC since 2016. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee programs, model portfolios, and separately managed accounts. The firm emphasizes client-directed investment choices supported by ongoing monitoring and due diligence, and operates within the KeyCorp group with affiliations to KeyBank and KeyBanc Capital Markets.

Diana Lougen is a financial advisor with Private Advisor Group, LLC, based in Williamsville, NY, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. Her prior experience includes eight years at M & T Securities and concurrent roles at LPL Financial since 2017. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based advisory model that utilizes both proprietary and third-party investment solutions and technology platforms to implement client strategies.

Kevin Roche is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 credentials and 15 years of industry experience. He previously worked at Key Bank NA for seven years before joining Key Investment Services in 2015. Outside of his advisory role, Roche serves on the board of Amherst Youth Basketball, where he is also a coordinator and head coach for multiple girls’ age groups. Key Investment Services LLC provides a range of advisory programs and investment solutions to individuals, trusts, estates, small businesses, and corporate clients. The firm emphasizes client-directed model selection and ongoing portfolio monitoring while offering access to third-party discretionary managers and operates within the KeyCorp group, working closely with affiliate entities across banking and capital markets.

Dominic Pellicano is a financial advisor with Principal Financial Services, holding a Series 63 designation and 33 years of industry experience. He has worked at Principal Securities Inc. since 2016 and has been involved with Wealth Management Services LLC and Principal Life Insurance Company for over a decade. Outside of his advisory work, he serves on the board of the Buffalo Launch Club, where he participates in monthly financial and operational reviews. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions under multiple arrangement structures.

Ryan Laschinger is a registered representative with HSBC Securities (USA) Inc. and holds a Series 66 credential. He has one year of industry experience and is also dual hatted as a Bank Officer for HSBC Bank (USA) N.A. Outside of his financial career, he has worked in the fitness industry providing customer service at Crunch Fitness. HSBC Securities (USA) Inc. offers managed account programs to a variety of clients including individuals, retirement accounts, charitable organizations, and corporations. The firm provides both client-directed and fully discretionary investment programs, employing a multi-profile investment process with support from affiliated asset management and fund selection services.

Matthew Richert is a financial advisor with HSBC Securities (USA) Inc., holding Series 63 and Series 66 licenses and bringing eight years of industry experience. He previously worked at Key Investment Services, LLC and Northwestern Mutual Investment Services LLC, and also spent ten years at Wegmans Food Markets. He holds a secondary role as a Bank Officer with HSBC Bank (USA) N.A., where he is involved in the sale of bank-related products alongside his advisory duties. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary investment options. The firm combines strategic and tactical asset allocation with fund due diligence and ongoing monitoring, serving clients through a variety of program types tailored to different risk profiles.

Edmund Haspett is a financial advisor with HSBC Securities (USA) Inc. who holds Series 63 and Series 65 licenses and has 11 years of industry experience. He has worked at HSBC Securities and HSBC Bank USA, N.A. since 2008, with a brief tenure at TIAA-CREF from 2022 to 2025. He also serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products alongside his registered representative role. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment solutions. The firm employs a model-based investment approach with multiple risk profiles and collaborates with affiliated and third-party providers for advisory and fund selection services.