Cody Bauer is a financial advisor with Guardian Life and holds a Series 66 designation. He has one year of industry experience and has previously worked at Park Avenue Securities and Alliance Financial Network. Guardian Life’s subsidiary, Park Avenue Wealth Management, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning, consulting, and discretionary management solutions, combining proprietary and third-party advisory platforms.

John Paolini is a financial advisor at Farther with Series 63 and Series 65 licenses and four years of industry experience. He has worked at Farther Finance Advisors since 2022 and was self-employed in the financial sector from 2013 to 2022. In his individual capacity, Mr. Paolini serves as a trustee of a trust. Farther provides discretionary investment management and advisory services to individual investors, trusts, and estates through a web and mobile platform as well as in-person meetings. The firm employs an investment approach based on Modern Portfolio Theory, using proprietary model portfolios, algorithmic rebalancing, and a mix of ETFs, mutual funds, equities, and fixed income.

Lawrence Orsini is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His career includes multiple roles at HSBC entities since 2007, as well as positions at LPL Financial, Citigroup Global Markets, Banc of America Investment Services, and Quick & Reilly. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a variety of client-directed and discretionary offerings. The firm employs a multi-profile investment process supported by HSBC Global Asset Management and affiliated providers, emphasizing client-directed portfolios within its broader managed-account business.

Joseph Mitchell is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at Key Investment Services since 2012 and previously spent six years with HSBC Securities (USA) Inc. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that offers portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm employs a multi-provider model for portfolio design and implementation, integrating services from its affiliates KeyBank and KeyBanc Capital Markets.

Brian Zdrowak is a CFP® professional at Focus Partners Wealth, LLC with five years of industry experience. He has previously worked at The Colony Group, LLC, Buckingham Strategic Wealth, LLC, and Insero Wealth Strategies. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, providing investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term, tax- and fee-sensitive investment approach with customized portfolios that include a combination of active and passive strategies, third-party managers, private funds, and tactical overlays.

Stephen Constantine is a financial advisor with Guardian Life in Buffalo, NY, holding Series 63 and Series 66 designations and 18 years of industry experience. He has been with Guardian Life since 2011 and is also involved with Alliance Advisory Group. Outside of his advisory roles, he has operated the Bada Bing Bar & Grill for over 20 years. Guardian Life’s Park Avenue® Wealth Management provides brokerage and investment advisory services to individuals, including high-net-worth clients, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services alongside discretionary and model-based investment management delivered through proprietary programs and third-party platforms.

Nicholas Chiera is a Series 66-licensed financial advisor at Guardian Life with three years of industry experience. His prior work includes roles at Park Avenue Securities LLC, Guardian Life Insurance Company of America, CoreLogic, and Vornado Realty Trust. He also provides financial education and wellness presentations as an independent contractor. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of Guardian Life, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses, combining advisor-led discretionary management with model-based strategies and a range of integrated financial planning and consulting solutions.

Douglas Littlewood is a financial advisor with Hightower Advisors in Williamsville, NY, holding Series 63 and Series 65 registrations and possessing 51 years of industry experience. He has been with Hightower Advisors since 2017 and previously worked at Wells Fargo Advisors Financial Network. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers, proprietary research, and diverse investment vehicles. The firm also manages complex mandates with an emphasis on operational support and international exposure.

Brett Whitty is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY. He holds Series 63 and Series 66 licenses and has three years of industry experience. His prior roles include positions at Pruco Securities, Prudential Insurance Company of America, and BNY Mellon. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary investment options. The firm employs a structured investment process with multiple risk profiles and collaborates with global asset management and fund due diligence providers to manage and monitor client portfolios.

Jonathan Berube is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. His prior work includes 18 years at UBS Financial Services. He is also the manager of Derbyshire LLC, a role intended to ensure orderly succession in a personal capacity. Park Avenue Securities LLC, a subsidiary of Guardian Life, provides brokerage and advisory services to individuals, high-net-worth clients, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to various investment platforms.

Brian Pirritano is a financial advisor with Citizens Securities, Inc. in Buffalo, NY, holding Series 66 and Series 63 licenses and bringing 12 years of industry experience. He previously worked at HSBC Securities (USA) Inc. for nine years. Outside of his advisory role, Pirritano serves as a board member for a local homeowners association, overseeing community upkeep and maintenance. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program and managed accounts, operating as a broker-dealer and insurance agency under the ownership of Citizens Bank, N.A.

Daniel Sperrazza is a Series 65 licensed advisor with Hightower Advisors in Buffalo, NY, where he has worked since 2017. He has nine years of industry experience and is also the managing partner of LakeWater Capital LLC, an SEC-registered investment advisory firm. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, employing a multi-manager approach that includes affiliated and third-party managers, proprietary research, and customized portfolio construction strategies.

Mark Clarke II is a Series 66-credentialed financial advisor with 12 years of industry experience. He has been with T. Rowe Price Advisory Services, Inc. since 2013. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory service to individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulation-based planning tools.

Ricardo Espejo is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 66 and Series 63 registrations and bringing 14 years of industry experience. He has been with HSBC Securities since 2015 and also serves as a Bank Officer for HSBC Bank (USA) N.A., where he engages in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, utilizing a range of client-directed and discretionary investment strategies. The firm’s approach combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring, serving clients through multiple program types including Spectrum, Spectrum II, Offshore Spectrum, and managed portfolio accounts.

Theresa Smith is a financial advisor with Key Investment Services LLC in Hamburg, NY, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. She has worked at Key Investment Services LLC since 2016, following roles at LPL Financial and HSBC Securities (USA) Inc. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that serves individuals, trusts, estates, small businesses, and institutional plans through a network of financial professionals. The firm employs a multi-provider model with discretionary and non-discretionary portfolio management, offering various wrap programs and integrating services from KeyCorp affiliates.

Diana Lougen is a financial advisor with Private Advisor Group, LLC, based in Williamsville, NY, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. Her prior experience includes eight years at M & T Securities and concurrent roles at LPL Financial since 2017. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based advisory model that utilizes both proprietary and third-party investment solutions and technology platforms to implement client strategies.

Kevin Roche is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 credentials and 15 years of industry experience. He previously worked at Key Bank NA for seven years before joining Key Investment Services in 2015. Outside of his advisory work, he serves as a board member, coordinator, and head coach for a local youth basketball league in Amherst, NY. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, small businesses, and institutional clients through a network of financial professionals. The firm employs a multi-provider platform combining third-party and in-house portfolio management and offers various wrap-fee programs with custodial services through Pershing.

Dominic Pellicano is a financial advisor with Principal Financial Services, holding a Series 63 designation and 33 years of industry experience. He has worked at Principal Securities Inc. since 2016 and has been involved with Wealth Management Services LLC and Principal Life Insurance Company for over a decade. Outside of his advisory work, he serves on the board of the Buffalo Launch Club, where he participates in monthly financial and operational reviews. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions under multiple arrangement structures.

Ryan Laschinger is a registered representative with HSBC Securities (USA) Inc. and holds a Series 66 credential. He has one year of industry experience and is also dual hatted as a Bank Officer for HSBC Bank (USA) N.A. Outside of his financial career, he has worked in the fitness industry providing customer service at Crunch Fitness. HSBC Securities (USA) Inc. offers managed account programs to a variety of clients including individuals, retirement accounts, charitable organizations, and corporations. The firm provides both client-directed and fully discretionary investment programs, employing a multi-profile investment process with support from affiliated asset management and fund selection services.

Matthew Richert is a financial advisor with HSBC Securities (USA) Inc., holding Series 63 and Series 66 licenses and bringing eight years of industry experience. He previously worked at Key Investment Services, LLC and Northwestern Mutual Investment Services LLC, and also spent ten years at Wegmans Food Markets. He holds a secondary role as a Bank Officer with HSBC Bank (USA) N.A., where he is involved in the sale of bank-related products alongside his advisory duties. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary investment options. The firm combines strategic and tactical asset allocation with fund due diligence and ongoing monitoring, serving clients through a variety of program types tailored to different risk profiles.