Susan Babb is a financial advisor with Wells Fargo Advisors in East Lansing, MI, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. She has worked with Wells Fargo Advisors Financial Network since 2026 and was previously with Wells Fargo Clearing and Wells Fargo Advisors LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services using proprietary research and tools, with clients able to choose how to implement recommendations through various brokerage or advisory programs.

Matthew Ottinger is a financial advisor with OSAIC, holding a Series 66 designation and 18 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously at Signator Investors, Inc. from 2009 to 2018. In addition to his advisory role, he holds a durable power of attorney for an individual and is involved in the sale of group and individual health insurance. OSAIC serves retail and institutional clients, including high-net-worth investors and pension plans, through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk assessments, and automated rebalancing to construct diversified portfolios across various asset classes.

Brianna Cheesmond is a financial advisor with Merrill in East Lansing, MI, holding Series 65 and Series 66 licenses and seven years of industry experience. Her prior roles include positions at Bank of America, AE Wealth Management, Raymond James Financial Services, and Trifound Advisory. She serves on the board of the Laingsburg Business & Community Association and leads its winterfest event committee. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, pension plans, and charitable organizations.

David Zimmerman is a financial advisor with Merrill in East Lansing, MI, holding Series 63 and Series 65 credentials and 49 years of industry experience. He has worked at Merrill since 1977 and has been associated with Bank of America, N.A. since 2011. Outside of his advisory role, Zimmerman serves as an advisory board member focusing on finance for University United Church, a charitable organization. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and supports a diverse client base including individuals, high-net-worth clients, and charitable organizations.

Travis Pasma is a financial advisor with LPL Financial, holding Series 65 and Series 66 licenses and bringing 22 years of industry experience. His prior roles include positions at CUNA Mutual Group, CUNA Brokerage Services, Inc., and CUSO Financial Service, LP. In addition to his advisory work, he maintains a longstanding home-based hobby business since 1995. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse advisory programs, retirement plan consulting, and brokerage services, incorporating both discretionary and non-discretionary management supported by various model portfolios and research resources.

Cameron Andrysiak is a financial advisor at Ameriprise with a Series 66 designation and no prior industry experience. His background includes roles at Deloitte and Everdry Waterproofing, as well as teaching positions at Michigan State University, Detroit Catholic Central High School, and Novi Community Schools. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized retirement income service focused on written recommendation reports and ongoing annual advice, emphasizing dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Wendy Withee is a financial advisor at Cambridge Investment Research Advisors with 22 years of industry experience. She holds the Series 66 designation and has worked previously at Jackson National Life Distributors LLC. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers both proprietary and third-party strategies across multiple platform arrangements with tailored discretionary and non-discretionary investment solutions.

Elizabeth Crawley is a financial advisor with Charles Schwab, holding Series 65 and Series 63 credentials and bringing 10 years of industry experience. Her prior work includes seven years at TIAA and one-year roles at Eagle Strategies LLC and New York Life Insurance Company. She is also appointed with outside carriers to broker non-registered insurance products. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by Schwab’s research and alternative investment programs.

Timothy Lilleboe is a financial advisor with Morgan Stanley in East Lansing, MI, holding Series 63 and Series 66 licenses and bringing 41 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he has inherited mineral rights related to gas and oil royalties with SM Energy. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients, offering comprehensive financial planning and a wide range of investment programs. The firm manages approximately $2.74 trillion in client assets and integrates structured planning tools with advisory services.

Thomas Small is a financial advisor with LPL Financial, holding CFP®, Series 63, and Series 65 credentials and over 36 years of industry experience. His prior roles include positions at OSAIC and Triad Advisors, Inc., and he has operated Michigan Money Management Advisers, LLC, and Michigan Money Management, L.L.C. since 2014 and 1998, respectively. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by internal and third-party research.

Joseph Taunt is a financial advisor with Cambridge Investment Research Advisors, holding CFP® and ChFC® designations and over 43 years of industry experience. His career includes long tenures at Regal Investment Advisors, Regal Financial Group LLC, and Regulus, LLC before joining Cambridge in 2024. Outside of advising, he serves as treasurer and board member for several yacht and sailing organizations, including the Muskegon Yacht Club and the Lake Michigan Sail Racing Federation. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a wide range of clients, including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals and provides both discretionary and non-discretionary investment strategies across multiple platforms.

Benjamin Marciniak Jennings is a financial advisor with Edward Jones in Lansing, MI, holding a Series 66 designation and having 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 advisors.

Jeffrey West is a financial advisor with Equitable Advisors in East Lansing, MI, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He has been with Equitable Advisors since 1999, including time when the firm operated as AXA Advisors, LLC. Outside of his advisory role, he assists with administrative tasks at WAMM Financial LLC and supports his wife with real estate sales through West Family Farms LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management via third-party managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored through a client intake process that documents goals, risk tolerance, and time horizon.

Patrick Peterson is a CFP® professional with 16 years of experience in the financial services industry. He has worked at Wells Fargo Clearing since 2016 and has been affiliated with Wells Fargo Bank NA since 2015. His prior roles include a position at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s IPS-driven advisory process incorporates modern portfolio theory and offers both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Barbara Gill is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations and bringing 39 years of industry experience. Prior to joining LPL Financial in 2022, she spent 35 years at MML Investors Services Inc and Massachusetts Mutual Life Insurance Company. She is also involved in insurance sales under her name. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management with resources from LPL Research and third-party subadvisors.

Christian Fairbanks is a financial advisor with Mass Mutual Investors Services in Lansing, MI, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Michael R. Kluck & Associates and the Michigan Association of Realtors. Outside of financial advising, he has experience in the restaurant industry and legal education. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap accounts and educational seminars, structuring financial planning as annual, collaborative engagements.

Scott Lewis is a financial advisor with Morgan Stanley in East Lansing, MI, holding a Series 66 designation and bringing 24 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, Lewis coaches in the Grand Ledge Public Schools system. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and model-based outcome simulations. The firm manages approximately $2.74 trillion in client assets and offers a broad range of investment and planning services.

Kirk Sempsrott is a financial advisor with LPL Financial in East Lansing, MI, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Sigma Financial Corporation, Princor Financial Services Corp, and Washington Avenue Advisors. He is also involved with Sempsrott, Inc., a business entity related to his tax and investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by model portfolios and research from various sources.

Mackenzey Smith is a financial advisor at LPL Financial with four years of industry experience. She holds the Series 66 designation and has worked previously at Edward Jones and Hantz Tax and Business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement consulting, and brokerage services, with access to model portfolios, third-party research, and various institutional programs.

Paige Long is a financial advisor at Morgan Stanley in East Lansing, MI, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley, she worked in various roles at companies including North American Lighting, NeoPollard Interactive, Fortis Payment Systems, and Soaring Eagle Casino. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery conversations and firm-approved tools, with a focus on advisory services rather than individual security recommendations.