John Vaillancourt is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Voya Financial Advisors, Inc. from 2016 to 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of advisers. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management alongside research from internal and third-party sources.

Kurt Stieper is a financial advisor with Morgan Stanley in Manchester, NH, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as a successor co-trustee for an estate in Sun City Center, Florida. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and utilizing firm-approved tools and methodologies to support client goals.

Andrew Githmark is a financial advisor at Morgan Stanley in Manchester, NH, with 15 years of industry experience. He holds a Series 66 designation and has previously worked at Steward Partners Investment Solutions, Raymond James Financial Services, and other related firms. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning arrangements.

Lauri Lacourse is a financial advisor at Merrill with 16 years of industry experience and has been with Merrill for 22 years. She holds Series 63 and Series 65 licenses. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, providing access to a wide set of products and services.

Nicholas Dolle is a financial advisor at Primerica Advisors with six years of industry experience. He holds the Series 63 and Series 65 designations. Prior to his current role, he has worked in various positions including with automotive groups and served in the U.S. Army National Guard and U.S. Army Reserve. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, as well as corporate and charitable clients. The firm utilizes model-delivery strategies managed by third-party asset managers and supports trade execution and custody through established custodians.

Paul Dattoli is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. He has military experience serving in the U.S. Navy and U.S. Navy Reserves from 2016 to the present. His work history also includes roles at Bank of America Private Bank and Merrill since 2025. Merrill provides managed account services to Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other fiduciaries through the Select Portfolio Solutions program. The firm is integrated with Bank of America’s broader platform, enabling access to various products and services beyond typical managed account offerings.

Bruce Ruotsala is a financial advisor with Ameriprise in Bedford, NH, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2024, he worked at Avantax Investment Services and Avantax Insurance Agency, and has owned Redemption Tax and Accounting PC since 2020. He was also the owner of Finn Country Sauna Sales LLC from 2018 to 2023. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement with significant investable assets, providing tailored recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic automation to deliver personalized, non-discretionary advice within a large institutional platform.

Rachael Cronin is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 14 years of industry experience. She previously worked at Fidelity Investments, RBC Capital Markets, and LPL Financial. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with both non-discretionary and discretionary options tailored to plan objectives and demographics.

Michael Lindquist is a financial advisor at Merrill with 24 years of industry experience. He holds the Series 63 and Series 66 credentials and has been with Merrill and Bank of America since 2009. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated within Bank of America’s broader corporate platform.

Joseph Okeefe is a financial advisor with Ameriprise in Seabrook, NH, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Ameriprise and its affiliated entities since 2012. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-supported recommendations, primarily for clients with assets held in Ameriprise Managed Accounts.

Lukas Cochran is a financial advisor at Mass Mutual Investors Services with Series 66, 63, and 65 licenses and two years of industry experience. His prior experience includes roles at Franklin Savings Bank, Citizens Bank, Northway Bank, and other financial institutions. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to develop written recommendations for clients.

Eric Nelson is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Fidelity entities since 2004. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base that includes retail and institutional investors, offering discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and systematic methodologies, and it holds distinctive registrations and advisory roles uncommon among large institutional peers.

Michael Ryan is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and possessing 33 years of industry experience. He has been with LPL Financial since 2008. In addition to his advisory work, he provides tax preparation services for clients and is a licensed insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers diverse advisory programs, retirement plan consulting, and brokerage services, supporting both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Norman Long is a financial advisor with Ameriprise in Nashua, NH, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he has involvement in real estate ownership. Ameriprise is a large institutional firm that offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary retirement recommendations, emphasizing assets held in Ameriprise-managed accounts.

Allison Moreira is a financial advisor with Fidelity, holding Series 63 and Series 65 licenses and 17 years of industry experience. She has worked with Fidelity Brokerage Services since 2010 and has been with Fidelity Personal and Workplace Advisors since 2018. Moreira is currently based in Merrimack, NH. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios drawn from mutual funds, ETFs, and ETPs.

David Brochu is a financial advisor with Primerica Advisors in Londonderry, NH, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Primerica Advisors since 1997 and Primerica Financial Services since 1996. In addition to his advisory role, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which provides model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm uses third-party asset managers and BNY Mellon Advisors for portfolio implementation and distinguishes itself with a tiered wrap fee structure and active model curation.

Robert Bonfiglio is a financial advisor with Ameriprise in Bedford, NH, holding CFP® and ChFC® designations and having 36 years of industry experience. He has worked extensively at Ameriprise Financial Services and its related entities since 1989 and most recently joined Rise Private Wealth Management in 2026. Bonfiglio is a co-owner of Rise Tax Strategies, LLC, a tax preparation business, and serves as vice president on the board of Families in Transition, a nonprofit organization. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which combines research, third-party data, and algorithmic tools to provide clients with income-focused, tax-aware withdrawal strategies.

Laura Nelson is a financial advisor with Merrill based in Manchester, NH, holding a Series 66 designation and having 1 year of industry experience. She has been with Merrill since 2007. In addition to her advisory role, she serves as attorney in fact for family members and as a successor trustee for a family trust. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Joseph Hubbell is a financial advisor with Wells Fargo Clearing, holding Series 63, 65, and 66 licenses and bringing 41 years of industry experience. His prior roles include positions at Raymond James & Associates and Snowden Lane Partners. Outside of his advisory work, he serves as a Harbor Master and member of the Harbor Control Commission in the Incorporated Village of Harbor, Lloyd Harbor, NY. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs a research-driven approach and offers a combination of brokerage and advisory solutions across a large platform of advisors.

Gregory Timbas is a financial advisor with Edward Jones in Manchester, NH, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has been with W. S. Griffith & Co., Inc. since 1995. Outside of his advisory role, he serves as treasurer for the Sudden Pitch Tennis Club in Manchester, assisting with budget preparation and financial oversight. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.