Meghan Schneible is a CFP®-certified financial advisor with 27 years of industry experience. She has been affiliated with Lincoln Investment Planning, Inc. since 2012 and is currently associated with Capital Analysts. In addition to her advisory work, she holds roles as an independent insurance agent for fixed insurance products. Capital Analysts serves a diverse client base, including individuals, high-net-worth investors, retirement plans, trusts, and corporate clients, offering discretionary and non-discretionary portfolio management through various programs. The firm’s investment decisions are guided by an in-house research team utilizing proprietary screening methods, with a model that supports advisor-provided consultations and outside business activities.

David Robbins is a financial advisor at Courier Capital, LLC in Rochester, NY, with four years of industry experience. He holds a Series 63 designation and previously worked at HNP Capital, LLC for twelve years before joining Courier Capital in 2023. Courier Capital, LLC provides investment management, retirement plan services, individual financial planning, and investment consulting to individuals, banking institutions, charitable endowments, and pension or profit-sharing plans. The firm manages assets on a discretionary basis using asset-allocation models, separately managed accounts, and model portfolios, with an Investment Committee overseeing manager selection and ongoing monitoring.

David Dewind is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 63 and Series 66 licenses and bringing 43 years of industry experience. He has been with Sage Rutty since 2012. Sage Rutty & Co., Inc. serves a diverse client base of individuals and institutions, offering portfolio management, financial planning, wrap-fee programs, and qualified retirement plan advisory services. The firm employs a client-specific approach that integrates salaried financial planners with advisory representatives to provide customized investment recommendations across multiple program platforms.

Riley Zimmerman is a financial advisor at Modern Wealth Management, LLC with three years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Beltz-Ianni & Associates, LPL Financial, and Paychex Inc. prior to joining Modern Wealth Management. Modern Wealth Management provides investment advisory and integrated planning services to a diverse client base, including individuals, trusts, pension plans, charitable organizations, broker-dealers, and corporations. The firm employs a centralized portfolio management model supported by an Investment Committee and offers a range of services including discretionary investment management, financial planning, tax and estate planning, and insurance solutions.

Michael Linkey is a financial advisor at The AmeriFlex Group with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Cambridge Investment Research, OSAIC, Securities America Advisors, and Invest Financial Corporation. Linkey is also involved with the Kiwanis Club of Canandaigua, assisting in community fundraising activities. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, and retirement plan consulting, delivering customized strategies via model asset allocations and manager relationships.

Gina Griffo is a financial advisor at Sage, Rutty & Co., Inc. with 15 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for 20 years at Ralph Parks Investment Group LLC d/b/a Parks Capital. Sage Rutty & Co., Inc. serves a diverse range of individual and institutional clients, offering portfolio management, financial planning, and qualified retirement plan advisory services. The firm employs a client-specific approach combining salaried financial planners with advisory representatives to deliver customized investment recommendations across multiple platforms.

Jessica Ferrindino is a CFP® with 11 years of industry experience, currently serving as a financial advisor at The AmeriFlex Group. Her prior experience includes roles at Cambridge Investment Research, Commonwealth Financial Network, Montage Wealth Management, and OSAIC. She is also a member of the Fairport Rotary Club, where she volunteers. The AmeriFlex Group provides investment advice and related services to individuals, corporations, employee benefit plans, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, financial planning, third-party money manager selection and monitoring, and retirement plan consulting through a network of advisory affiliates and multiple program platforms.

Justin Albrecht is a financial advisor at Capital Analysts with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Capital Analysts and Lincoln Investment since 2021, following prior roles at Mass Mutual Investor Services and Mass Mutual Life Insurance Company. He also served in the Army National Guard for six years. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, retirement plans, trusts, and corporate clients, offering discretionary and non-discretionary portfolio management through various programs and proprietary investment models.

Phillip Yargeau is a financial advisor with Ashton Thomas Securities, LLC, holding Series 63 and Series 65 licenses and serving clients for 33 years. He has been with Ashton Thomas since 2011 and also has experience at Pike & Gold Partners and Erb's Income Tax Service, where he is a 40% owner and prepares tax returns. Additionally, he assists clients with Medicare Supplement and Advantage Plan selections as a health insurance agent. Ashton Thomas Securities is a registered investment adviser and broker-dealer managing approximately $1.86 billion for individuals, business entities, trusts, estates, and charitable organizations. The firm offers a range of investment management programs and retirement plan services through a team of 18 advisors across six offices.

Luke Lansing is a financial advisor with Capital Analysts in Rochester, NY, holding a Series 66 designation and 10 years of industry experience. He previously worked at Lincoln Investment and Legend Advisory Corporation. Outside of his advisory role, he operates a disability and paid family leave insurance business and also provides Medicare sales assistance. Capital Analysts serves a diverse client base, including individuals, high-net-worth investors, retirement plans, trusts, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management supported by an in-house investment management team and proprietary mutual-fund screening.

Daniel Dovan is a financial advisor at Capital Analysts with 39 years of industry experience. He holds a Series 63 designation and has worked previously at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. He is also the owner and president of DD Wealth Management, a Medicare sales business and holding company for the Rochester office of The Legend Group. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, and charitable organizations, providing discretionary and non-discretionary portfolio management supported by an in-house investment research team.

Christine Porter is a financial advisor at Karpus Investment Management with six years of industry experience. She holds Series 63 and Series 65 licenses and has been with Karpus since 2012. Outside of her advisory role, she serves as a troop leader for the Girl Scouts of Western New York and is involved with LCL Rockstars, a nonprofit group that operates concession stands to fund children’s sports activities. Karpus Investment Management is a discretionary investment adviser managing approximately $4.0 billion for individuals, high net worth clients, and various institutional entities. The firm employs an actively managed, value-oriented, multi-manager approach with primary exposure to closed-end funds, ETFs, and targeted strategies, tailoring portfolios to client objectives and using shareholder-activism tools as part of its investment process.

Steven Ciotti is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation and two years of industry experience. Prior to joining Sage, Rutty, he worked at Conifer Realty, LLC and Tuke Insurance Agency. Outside of finance, he teaches guitar lessons at the Rochester School of Guitar. Sage, Rutty & Co., Inc. serves a diverse client base including individuals and institutions, offering portfolio management, financial planning, and retirement plan advisory services. The firm employs a client-specific approach that integrates salaried financial planners and advisory representatives to deliver customized investment recommendations across multiple program platforms.

Wayne Holly is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 63 and Series 65 licenses with 43 years of industry experience. He has been with Sage, Rutty & Co., Inc. since 1980. Sage, Rutty & Co., Inc. serves a diverse range of individual and institutional clients, offering portfolio management, financial planning, wrap-fee programs, unified managed accounts, and qualified retirement plan advisory services. The firm combines a salaried financial planning department with advisory representatives to deliver customized investment recommendations and manages both discretionary and non-discretionary portfolios across multiple platforms.

Georgios Manou is a financial advisor with Capitol Securities Management, Inc. in Rochester, NY, holding Series 65 and Series 66 credentials and 26 years of industry experience. He has worked at Capitol Securities Management since 2006 and spent four years at Bianchi and Associates. Outside of his advisory role, he assists with data entry at Bianchi and Associates, a firm providing income tax and accounting services. Capitol Securities Management serves individual investors, institutional and corporate clients, retirement plans, trusts, and small businesses, offering portfolio management, financial planning, and consulting. The firm operates as both a broker-dealer and registered investment adviser, delivering investment advice primarily through IAR-managed programs, separately managed accounts, and third-party money managers.

Bruce Lear is an investment advisor representative with Novem Group, holding Series 63 and Series 66 credentials and 16 years of industry experience. He has worked with firms including American Portfolios Financial Services, Inc. and Securities America Advisors, Inc. Lear is also the girls' head soccer coach at Kearney Catholic High School. Novem Group provides discretionary and non-discretionary investment supervisory services and financial planning to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and government entities. The firm combines fundamental, cyclical, and technical analysis to tailor portfolios across various asset classes, managing accounts with individualized Investment Policy Statements and regular reviews.

Michael Tracz is a financial advisor with Capital Analysts in Rochester, NY, holding a Series 63 designation and 16 years of industry experience. He has worked at Lincoln Investment since 2017 and previously at Legend Advisory Corporation and Legend Equities Corporation. Outside of advisory services, he is involved as an independent sales agent specializing in Medicare plans. Capital Analysts serves a broad client base including individuals, high-net-worth investors, retirement plans, trusts, foundations, and corporate clients. The firm provides discretionary and non-discretionary portfolio management with an in-house Investment Management & Research team that supports model portfolios and custom strategies, offering a range of services through both firm-managed and third-party solutions.

Brian Kelly is a CFP® professional with 33 years of experience in the financial services industry. He is currently affiliated with Vicus Capital, Inc. and serves as the owner and financial professional at Kelly Wealth Services. His prior experience includes roles at Nationwide Securities, LLC and Corey Insurance Agency. Vicus Capital serves a diverse client base including individuals, businesses, trusts, charitable organizations, and retirement plan sponsors, offering investment management, financial planning, and retirement plan consulting. The firm employs a variety of investment strategies and provides specialized fiduciary consulting and plan-sponsor services alongside standard advisory offerings.

Garrett Shambo is a financial advisor with Capital Analysts and holds a Series 66 designation. He has three years of industry experience, including prior roles at Lincoln Investment and six years at Bob Johnson Auto Group. Garrett also works as a licensed health insurance broker, assisting individuals and small businesses with plans through the New York State Health Care Marketplace. Capital Analysts serves a diverse client base ranging from individual investors to corporate clients, offering discretionary and non-discretionary portfolio management, access to third-party managers, and ERISA retirement plan advisory services. The firm utilizes an in-house investment management team and proprietary screening tools to support its investment decisions.

Christine Lane is a financial advisor at The AmeriFlex Group with 33 years of industry experience. She holds a Series 63 designation and has worked at firms including Commonwealth Financial Network, Montage Wealth Management, Tompkins Trust Company, and LPL Financial. Lane serves as a committee member and volunteer at the Mary Cariola Center. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of 172 investment adviser representatives. The firm offers portfolio management, financial planning, money manager selection, and retirement plan consulting, delivering customized strategies via model asset allocations, discretionary and non-discretionary manager relationships, and both wrap and non-wrap solutions.