Andrew Sinclair is a Financial Advisor with the Sirois Group at Merrill Lynch Wealth Management. He works alongside Senior Financial Advisor Scott Sirois to assist individuals and families in developing tailored investment and financial strategies aligned with their long-term goals. Andrew specializes in disciplined portfolio guidance, retirement planning solutions, and ongoing advice delivered through a collaborative approach. Andrew began his career at Merrill in 2019, initially serving as a Financial Service Representative with Merrill Edge in Jacksonville, Florida. He later transitioned to the Wealth Management side, working in Operations at the Merrill Lynch branch in Downtown Jacksonville. In 2022, he relocated to Portland, Maine to be closer to family and joined The Sirois Group as a Registered Client Associate. After three years, he was promoted to Team Financial Advisor. He holds Series 7 and 66 FINRA registrations and the Personal Investment Advisor (PIA) designation. Andrew graduated from the University of Southern Maine with a Bachelor's Degree in Communications. He resides in Portland, Maine with his dog, Louie. Outside of work, he enjoys hiking, soccer, and traveling internationally.

Vangel Cotsis is a financial advisor with UBS Financial Services, holding a Series 66 designation and bringing 23 years of industry experience. He has been with UBS since 2007 and also has a long tenure at Mcdonald Investments Inc. Outside of his advisory work, he serves on an ad-hoc withdrawal committee for the City of Saco, Maine, focused on developing a plan for the city’s withdrawal from Regional School Unit 23. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management. The firm uses proprietary capital market assumptions and research to tailor investment plans aligned with clients’ goals and risk tolerances.

Alexandra Clement is a financial advisor with RBC Capital Markets in Portland, ME, holding Series 63 and Series 65 licenses and four years of industry experience. She has worked at several firms, including City National Bank, Independent Brokerage Solutions LLC, and Alumni Ventures. Outside of her advisory role, she is involved with Jibe Cycling Studio, an indoor cycling business, where she welcomes new riders. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with customizable portfolio management strategies and access to in-house and third-party investment managers.

Robert Williams is a financial advisor with UBS Financial Services in Arundel, ME, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. He has been with UBS since 2008. Outside of his advisory role, Williams serves as a JV Boys Lacrosse head coach at Souhegan Coop High School and is president of Souhegan Valley Lacrosse Inc., a nonprofit focused on youth lacrosse programs in Amherst, NH. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Matthew Packard is a financial advisor at Raymond James & Associates in Portland, ME, holding a Series 66 designation. He has one year of industry experience at Raymond James & Associates and previously spent ten years at Stone Coast Fund Services. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions.

Suzanne Bourgault is a ChFC® credentialed financial advisor with Ameriprise in Portland, ME, and has 28 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of her advisory role, she is involved in youth field hockey as a coach and camp director and occasionally serves as a high school field hockey official. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations. The firm delivers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Alexander Timpson is a financial advisor at Ameriprise with 33 years of industry experience. He has worked at Ameriprise since 2018 and previously held roles at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory work, Timpson is involved in music recording and performance through The Strangely Possibles. Ameriprise serves clients primarily through a retirement-income planning service aimed at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, written recommendations delivered by a centralized consulting team.

Gilles Paradis is a financial advisor with LPL Financial in Scarborough, ME, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He previously spent 18 years at SII Investments, Inc. Paradis is also a licensed insurance agent through Paradis Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, including model portfolios and institutional platforms, supported by advanced operational tools.

Wendy Cloutier is a financial advisor at Primerica Advisors with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has worked in various roles including education and investment services. Cloutier has been associated with Primerica and PFS Investments Inc. since 2011 and is involved part-time in sales of loan products and home-related services referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual, corporate, and charitable clients. The firm employs model-driven investment strategies managed by third-party asset managers and supports trade execution and custody through established partners.

Tanner Howard is a financial advisor at Morgan Stanley with one year of industry experience. He previously worked at Envestnet for eleven years. He holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates firm-approved tools and modeling techniques.

Paul Mckenney is a financial advisor with Cambridge Investment Research Advisors in Portland, ME, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has served with the US Army Reserves for 13 years and has operated McKenney Financial Group since 2008. Outside of advising, he teaches as an adjunct professor at the University of Pennsylvania Law School, serves as president of a homeowners association, is an author, and holds a board position with the Pine Tree Council Boy Scouts of America. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management approaches and proprietary and third-party strategies.

Sean Steady is a financial advisor at UBS Financial Services with 27 years of industry experience. He has been with UBS since 1998 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he is the proprietor and master roaster of Steady Beans, a coffee business. UBS Financial Services supports individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients' goals and risk tolerances.

Patrick Lawler is a financial advisor with Ameriprise, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is a co-owner of Timberlaw LLC, a real estate business in Saco, Maine. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with advisory oversight to deliver these services, focusing on assets managed within Ameriprise accounts.

Nicholas Auger is a financial advisor with Ameriprise in Scarborough, ME, holding a Series 66 designation and six years of industry experience. He previously worked at Wells Fargo for eight years before joining Ameriprise. In addition to his advisory role, he is a co-owner of Collaboration Partners, LLC, where he manages an advisory business. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. As a large institutional firm, Ameriprise also offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Sophie Lamb is a financial advisor at Ameriprise with two years of industry experience. She has been with Ameriprise since 2018, including roles at Ameriprise Financial Services, Inc. Prior to her advisory career, she worked at the University of Maine. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver personalized, algorithm-assisted advice.

Adele Jacques is a financial advisor with Raymond James & Associates in Portland, ME, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Raymond James & Associates since 2014. Outside of advisory work, she is a co-owner of a seasonal rental cabin business in Maine. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and nonprofit entities. The firm offers financial planning and non-discretionary investment consulting, drawing on a wide range of portfolio management strategies and affiliated research resources.

Frederick Caswell is a financial advisor at Morgan Stanley with 44 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and holds Series 63, 65, and 66 licenses. Caswell serves as a trustee and co-trustee involved in estate administration in South Freeport, Maine. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and economic modeling while generally acting in an advisory capacity for client financial plans.

Matthew Ogier is a financial advisor at Robert W. Baird & Co. with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Baird since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. He is part of The DDK Group within Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The team provides tailored financial planning and portfolio management services, utilizing a range of strategies from traditional equity and fixed-income to more complex investments, alongside municipal advisory and public finance capabilities.

Stephen Thompson III is a financial advisor with Charles Schwab in Portland, ME, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His background includes roles at Charles Schwab Bank, Charles Schwab and Co., TD Ameritrade Investment Management, TD Ameritrade, and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary and discretionary investment management with access to multi-asset portfolios, alternative investments, and integrated custody and brokerage services.

Ryan Tuttle is a financial advisor at LPL Enterprise LLC with one year of industry experience. He holds a Series 66 designation and previously worked at the University of Southern Maine and MaineHealth. In addition to his advisory role, Tuttle serves with the Windham Fire Department and is a member of the Southern Maine Military Officers Association of America. LPL Enterprise serves a diverse client base including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach, uses third-party portfolio managers, and offers a range of advisory services including financial planning and access to insurance products through affiliated entities.