Andrew Stern is a CFA® charterholder and holds a Series 66 license, with 16 years of industry experience. He has been with RBC Capital Markets since 2010 and also worked at City National Bank for five years. Based in Portland, ME, he is currently affiliated with RBC Capital Markets. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutional clients, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with customized investment strategies and access to both in-house and third-party managers, supported by RBC’s broader capital markets capabilities.

Owen Elliott is a Financial Advisor with Merrill Lynch Wealth Management. He works with individuals, families, and business owners to develop personalized financial strategies aimed at helping them pursue their long-term goals. His approach emphasizes understanding each client's unique circumstances and fostering lasting relationships through thoughtful planning, clear communication, and ongoing guidance. Before joining the financial services industry, Owen owned and operated a construction company, providing him with practical insights into the challenges of running a business, managing cash flow, and making financial decisions. He applies this experience to assist clients with wealth accumulation, retirement planning, investment management, and other significant financial decisions. His areas of client focus include college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, and tax minimization. Owen earned bachelor's degrees in Finance and Management from the University of Maine and holds the Chartered Retirement Planning Counselor™ (CRPC™) and Personal Investment Advisor (PIA) designations. Outside of his professional work, he enjoys spending time with his wife and two boys, engaging in home improvement projects, and maintaining their property in southern Maine.

Brian Mchugh is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Outside of his advisory role, he serves as Board Chair for Big Brothers Big Sisters of Southern Maine. Morgan Stanley Wealth Management offers a range of advisory programs to both individual and institutional clients, providing tailored financial planning supported by firms’ structured tools and strategies.

Asia Kelly is a financial advisor at Ameriprise with a Series 66 designation and four years of industry experience. She worked at Olympus Asset Management from 2015 to 2017 before joining Ameriprise, where she has been since 2017. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement planning advice emphasizing dependable income sources and tax-aware withdrawal strategies.

Matthew Thornton is a financial advisor at Merrill with a Series 66 designation and 4 years of industry experience. He previously worked at Identity Group for five years before joining Merrill in 2022. Outside of his advisory work, he serves as the Junior Sailing Program Committee Chairman at the Portland Yacht Club, where he is involved in program review, hiring assistance, and event management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Julia Curran is a financial advisor at Morgan Stanley in Portland, ME, holding a Series 66 designation. She has been with Morgan Stanley since 2024 and has prior experience with Salem Advisory Group, LLC, as well as roles in education at Bentley University, Waynflete School, and St. Brigid School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and advisory programs, managing approximately $2.74 trillion in client assets.

David Frick is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He has held positions within Wells Fargo Advisors, LLC, and Wells Fargo Clearing since 2013. Frick holds Series 63 and Series 65 licenses and is based in Portland, ME. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets, offers both brokerage and advisory solutions, and utilizes research from Wells Fargo Investment Institute and third-party sources to support its investment strategies.

Joseph Dieterle III is a financial advisor at UBS Financial Services with 35 years of industry experience. He has been with UBS since 2003 and holds Series 63 and Series 65 credentials. Outside of his advisory role, he serves on the board of Make-A-Wish of Maine and has taken on officer roles in neighborhood associations focused on community maintenance. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and provides research-driven, tailored investment strategies through its network of financial advisors.

Jacob Descheneaux is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 66. His prior experience includes roles at Prudential Insurance Company of America, Fidelity Investments, and Empower. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Stephanie Bornstein is a financial advisor with UBS Financial Services in Scarborough, Maine, holding a Series 66 designation and 25 years of industry experience. She has been with UBS since 2000. Outside of her advisory work, she assists Ketcha Outdoors, a nature-based preschool and day camp, by contributing to curriculum development and fundraising strategies. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Caroline Cote is a financial advisor at Fidelity with 12 years of industry experience. She holds a Series 66 designation and has worked at Fidelity Investments and its affiliates since 2013. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and model allocations.

Eric Worthen is a Series 66-licensed financial advisor with 13 years of industry experience. He currently works at Morgan Stanley in Portland, ME, where he has been since 2022. Prior to joining Morgan Stanley, he worked at Wells Fargo Clearing Services LLC for three years and First Clearing, LLC for eleven years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and market simulations.

Kim Fickett is a financial advisor with Robert Baird & Co. in Westbrook, ME, holding a Series 66 designation and 25 years of industry experience. He has been with Robert Baird & Co. since 2012. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management practice, serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The team offers a range of consulting and portfolio services tailored to client goals, including discretionary and non-discretionary management, separately managed accounts, and overlay services, with strategies spanning traditional and non-traditional investments.

Thomas Edgar is a financial advisor at Ameriprise with 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved with the South Portland High School softball boosters, where he serves as co-treasurer for a small fund supporting athletic expenses not covered by the school. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations.

Matthew Stoneback is a Financial Advisor with Merrill Lynch Wealth Management, bringing over 15 years of investment experience to his role. He focuses on helping clients navigate complex planning and wealth management decisions, with expertise in family wealth management strategies, managing new wealth, portfolio management services, and small business strategies. Originally from Florida, Matthew graduated from the University of Central Florida with a degree in Economics. He began his career in Chicago at a proprietary trading firm specializing in market making of exchange traded fixed income products, particularly ten-year treasury options. He traded both on the floor and electronically until 2020. During his time in Chicago, he earned an MBA from DePaul University. In 2020, Matthew shifted his career to assisting large-scale agriculture producers with hedging risks through exchange traded options, futures, and insurance products. After relocating to Portland, Maine in 2022, he continues to serve clients with a focus on personalized financial planning. Matthew holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of work, he has personal interests in cooking, hunting, and traveling.

Eric Fullilove is a financial advisor with Ameriprise in Scarborough, ME, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, delivering written recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and adaptive withdrawal advice through a centralized consulting team, with an emphasis on assets held in Ameriprise-managed accounts.

Steven Green is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. He has worked at Merrill and Bank of America since 2018 and spent 19 years at Kamp Kohut prior to that. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gail Leger is a financial advisor with Raymond James & Associates in Portland, ME, holding a Series 66 designation and 25 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Raymond James in 2019. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide advisory network.

Susan Pye is a CFP® with 22 years of industry experience and has been with Wells Fargo Clearing since 2016. Prior to that, she worked at Wells Fargo Advisors LLC. Outside of her advisory role, she holds power of attorney responsibilities and manages a room rental business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Christopher Perry is a financial advisor with Mass Mutual Investors Services in Falmouth, ME, holding Series 63 and Series 65 licenses and having 15 years of industry experience. He previously worked at MetLife Securities Inc. and has also served as an insurance agent specializing in individual life, health, group life, and group disability insurance. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning engagements supported by firm-approved analytical tools and offers specialized programs such as divorce planning and estate-settlement services.