Jerry Felts is a CFP®-certified financial advisor with 41 years of industry experience. He is currently with OSAIC and has prior experience with Securities America Advisors, Inc. and SECURITIES AMERICA, inc. He also engages in life insurance and annuity sales as an insurance agent. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through a large network of affiliated advisers, utilizing asset-allocation tools and a range of investment products across discretionary and non-discretionary accounts.

Marnie Schroer is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its affiliates since 2009. Schroer is based in Spokane, WA. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and delivers services through a comprehensive approach that includes financial advisors and estate planning strategies.

Karla Culver is a financial advisor with Morgan Stanley in Spokane, WA, holding a Series 63 designation and bringing 38 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process supported by firm-approved tools and methodologies.

Garth Holbert is a financial advisor with RBC Capital Markets in Spokane, WA, holding a Series 66 designation and with 28 years of industry experience. He has worked at RBC Capital Markets Corporation since 2008. Outside of his advisory role, he is actively involved in ranching and farming operations through Holbert Ag Enterprises. RBC Wealth Management, a division of RBC Capital Markets, serves individual, institutional, and charitable clients with tailored investment strategies and multiple advisory programs that offer portfolio management, financial planning, and brokerage services. The firm utilizes a combination of in-house and third-party managers and provides services including tax management and responsible-investing options.

Stefanie Page is a Series 66 licensed financial advisor with UBS Financial Services in Spokane, WA, where she has worked since 2008. She has 19 years of industry experience. Outside of her advisory role, she serves as Treasurer of the Kalispel Golf & Country Club 9 Hole Ladies Club. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Kevin Peterson is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and three years of industry experience. Before joining Thrivent, he worked in education for over a decade within the Mead and Moses Lake School Districts. He serves on the advisory board for Whitworth University’s new Masters in Financial Planning program and is the chair of the personnel committee at St. Luke Lutheran Church in Spokane. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive goal-based financial planning without discretionary portfolio management. The firm offers both one-time and ongoing planning relationships, with the option to combine planning and managed-account services under a consolidated billing system.

David Moore is a financial advisor with Thrivent Investment Management in Spokane, WA. He holds the Series 66 designation and has prior experience with Washington Trust Bank and the U.S. Navy. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering goal-based analyses and planning on a one-time or ongoing basis without discretionary trading authority.

Monica Williams is a Senior Financial Advisor with Merrill Lynch Wealth Management based in Santa Barbara. With 26 years of experience in the financial services industry, she specializes in multi-generational wealth planning, legacy strategies, and investment management. Monica’s professional background includes several decades at Morgan Stanley in Newport Beach, where she developed long-term client relationships. Her advisory practice focuses on guiding families through complex financial decisions, emphasizing clarity and compassion. Monica often works with multiple generations of clients, a commitment reflected in her team where her son also serves as a Financial Advisor. She holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Mills College. Monica is fluent in English and Spanish. Outside of her financial career, Monica has served on the board of the Santa Barbara Opera and actively participates in the arts community. Her personal interests include music, opera, theater, equestrian activities, polo, bridge, golf, hot yoga, travel, and spending time with her husband and children.

Jessica Ekstrom is a financial advisor at Edward Jones with 12 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm offers a range of advisory services under a fiduciary standard, supported by a large network of financial advisors and branch offices across the United States.

Christopher Ready is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 11 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and structured discovery conversations. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored planning services.

Celine Reyes is a Series 66 licensed financial advisor with Edward Jones in Spokane, WA, and has four years of industry experience. Prior to her financial advisory role, she held positions at Priority Lube and Hot Basket Bakeshop. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of advisors and branch offices.

Mike Vanden Berge is a CFP®, ChFC®, and Series 66-registered financial advisor with LPL Financial in Spokane, WA, with 25 years of industry experience. He has worked at LPL Financial since 2008. He is also associated with Real Life Financial, a separate business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs and financial planning services.

Logan Morley is a financial advisor at Charles Schwab with Series 66 registration and experience in the financial industry dating back to 2015. Prior to joining Schwab, he worked at Washington Trust Bank, US Bank, and Rosauers. Charles Schwab & Co., Inc. provides wealth advisory services primarily to high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management supported by centralized custody and operational infrastructure.

Frederic Cox III is a financial advisor with LPL Financial in Spokane, WA, holding Series 63, 65, and 66 licenses and bringing 43 years of industry experience. He has been with LPL Financial since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from various sources to provide both discretionary and non-discretionary management.

Nathaniel Clark is a financial advisor at LPL Financial with Series 63 and Series 66 credentials and five years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc., Cetera Investment Services LLC, and Thrivent Financial. Outside of his advisory work, he participated in independent cycling and salvage activities during his time at Eastern Washington University. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Lonnie Hand is a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, Lonnie focuses on providing personalized wealth management strategies tailored to the individual financial goals and changing market conditions of clients. Lonnie's expertise includes services for endowments, foundations, and non-profits, personal retirement planning, portfolio management services, tax minimization, and retirement income. Lonnie holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Lonnie earned a Bachelor's Degree from the University of Montana System.

Heather Bowman is a Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients to understand their individual priorities and aims to help them develop comprehensive short-, mid-, and long-term financial goals. Her approach includes providing guidance on investing, retirement planning, and preparing for unexpected expenses. Heather holds a Bachelor's Degree from Gonzaga University and holds the Personal Investment Advisor (PIA) designation. Before her career in financial advising, she played professional basketball overseas for nearly a decade, experiences she draws upon in her commitment to teamwork and client well-being. Outside of her professional role, Heather enjoys activities such as basketball, camping, cooking, golfing, pickleball, reading, spending time with family, traveling, watching movies, and practicing yoga.

Christopher Patrick is a Series 66-licensed financial advisor with four years of industry experience. He is currently with LPL Financial and previously held roles at Cadaret, Grant & Co., Inc., Securities America, Inc., Homestreet Bank, and Alliant Insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, with access to model portfolios, research, and both discretionary and non-discretionary management options.

Penny Dillon is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley Smith Barney since 2009. Prior to that, she worked at Citigroup Global Markets, Inc. since 2007. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved planning tools.

Tanner Wilburn is a Financial Advisor at Merrill Lynch Wealth Management based in Spokane, Washington. He offers personalized wealth planning and investment management services, focusing on the financial objectives and unique needs of his clients. Tanner's expertise includes education planning, employee benefits planning, family wealth management strategies, retirement planning, portfolio management, and retirement income strategies. Tanner holds a Bachelor's Degree from Eastern Washington University and is a Personal Investment Advisor (PIA). He is active in professional organizations such as the Emerging Leaders Society, Greater Spokane Incorporated, Network In Action Eastern Washington, Spokane Professional Society, and Spokane Valley Chamber of Commerce. His community involvement includes participation in the Emerging Leaders Society and United Way. Outside of his professional role, Tanner coaches and mentors young soccer players in Spokane, serving as the head soccer coach at Mead High School. He also enjoys cooking, particularly pasta cuisines, as well as fishing, football, golfing, racquetball, and traveling.