Daniel Jara is a financial advisor at Citizens Securities, Inc. with one year of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors and Tigress Financial Partners. Prior to his financial services career, he held positions including a role at Porsche and experience in education at Suffolk University and Danbury High School. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers advisory programs such as a digital advisory platform and a Managed Account program, alongside brokerage and insurance services.

Beren Anderson is a financial advisor at PlanMember Securities Corporation with 22 years of industry experience. He holds the Series 66 designation and has worked at several firms, including Lincoln Financial Advisors and Prudential Insurance Company of America. Anderson is also the owner and CEO of BSA Wealth Advisors, LLC, an investment-related firm offering securities and insurance services. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation framework to manage unitized, risk-based mutual-fund portfolios and offers education and support services to plan sponsors and participants.

Amilcar Giraldo is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His prior experience includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, and Voya Financial Partners. Outside of his advisory work, Giraldo owns a heating and cooling installation business. Citizens Securities serves individual and high-net-worth investors as well as retirement plans, offering advisory programs alongside brokerage and insurance services. The firm utilizes a range of investment approaches, including a proprietary digital advisory platform and a Managed Account program.

Thomas Cxypoliski is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at Eagle Strategies, NYLIFE Securities LLC, and New York Life Insurance Company. Outside of his advisory work, he serves as an executor of his mother's estate. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program featuring ETF-based portfolios and a Managed Account program, operating as a broker-dealer and insurance agency under the ownership of Citizens Bank, N.A.

Brian Mcnamara is a financial advisor at Citizens Securities, Inc. with 42 years of industry experience. He has been with Citizens Securities since 2002 and holds the Series 63 and Series 65 designations. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both discretionary managed accounts and a digital advisory program, although it ceased accepting new digital advisory accounts as of December 2024.

James Joly is a financial advisor with Primerica Advisors in Cranston, RI, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior work includes roles at Guardian Life Insurance Company, Park Avenue Securities, Cambridge Investment Research Advisors, Cantella & Co., Inc., Voya Financial Advisors, Morgan Stanley, and LPL Financial. Outside of advising, he is the sole owner of Greenwich Bay Wealth Management, LLC, and is involved with the band Good N' You!. Primerica Advisors serves a broad retail client base, including individual and high-net-worth investors as well as charitable and corporate clients. The firm offers both brokerage and advisory services, employing a range of proprietary and third-party investment strategies and platforms.

Helio Sousa Erazo Jr. is a financial advisor with Citizens Securities, Inc. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at Loomis Sayles and Northwestern Mutual, as well as positions outside the financial sector. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, with operations supported by its affiliation with Citizens Bank, N.A.

Kadeem Wright is a financial advisor at Citizens Securities, Inc. with five years of industry experience. He holds the CFP® certification and Series 66 license. His prior work includes positions at Fidelity Investments, Equitable Advisors, LLC, and Bank of America. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm provides both a digital advisory program with ETF-based portfolios and a Managed Account program, operating as a broker-dealer and insurance agency under Citizens Bank ownership.

Michael Bianco is a financial advisor with Citizens Securities, Inc. He holds Series 63 and Series 66 credentials and has three years of industry experience. His prior roles include positions at Fidelity Investments, Edward Jones, and Keenan Financial. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Peter Cuddy is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 credentials and 14 years of industry experience. His prior roles include positions at Bank of America, N.A. and Merrill from 2015 to 2019. Outside of his advisory work, he serves as an agent for Hotel Wiskey LLC, a property in Wakefield, RI. Citizens Securities serves retail clients, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Alex Aborn is a financial advisor at Citizens Securities, Inc. with three years of industry experience. He holds the Series 63 and Series 65 licenses and previously worked at Equitable Advisors, LLC. Outside of finance, he has experience working in hospitality and recreational businesses, including Mom's Kitchen and Bar and Livelo Bike Rental. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory, brokerage, and insurance services. The firm provides a digital advisory program utilizing proprietary algorithms alongside managed accounts, and operates as a broker-dealer and insurance agency.

Michael Aaronson is a financial advisor with Integrated Wealth Concepts LLC and holds Series 63 and Series 65 licenses. He has 23 years of industry experience and has worked at Integrated Wealth Concepts and LPL Financial since 2016. Aaronson is also a CPA with over 28 years at Aaronson, Lavoie, Streitfeld & Co., CPA, and is a part owner of Del's Frozen Lemonade. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, using a mix of mutual funds, ETFs, individual equities, and fixed income with a primarily long-term investment approach.

William Hangan is a CFP® with 11 years of industry experience, currently serving at Citizens Securities, Inc. since 2020. His prior roles include positions at CITIZENS Bank, Wealth Management Resources, Inc., Santander Securities, and HighTower Advisors. He serves as a member of the East Greenwich School Committee and volunteers with a nonprofit providing financial and debt planning assistance to low-income and military individuals. Citizens Securities, Inc. serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm features a digital advisory platform delivering ETF-based portfolios and manages accounts through discretionarily managed programs while also operating as a broker-dealer and insurance agency.

Michael Freeman is a financial advisor at Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses with 30 years of industry experience. He has been with Citizens Securities since 2008. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s offerings include a digital advisory program and managed account services, operating as both a broker-dealer and insurance agency.

Royah Sultan is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 65 licenses and bringing six years of industry experience. She has been with Bankers Life Advisory Services since 2021 and with Bankers Life Securities since 2017. Outside of her advisory role, she was part owner of Sulchance Listings LLC, a business involved in buying and flipping real estate properties. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis in its investment process.

Robert Rebussini is a financial advisor with Integrated Wealth Concepts LLC in Cranston, RI, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has worked at Integrated Wealth Concepts and LPL Financial since 2016. Outside of his advisory work, he serves as a board member of the Knights of the Wine Table. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, focusing on customized portfolios using mutual funds, ETFs, equities, and fixed income with a primarily long-term investment approach.

Ana Cooke is a financial advisor with Citizens Securities, Inc. She holds Series 63 and Series 65 licenses and has 10 years of industry experience. Ana has worked primarily within Citizens Securities and Citizens Bank since 2013. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides both digital and managed account advisory options and operates as a broker-dealer and insurance agency.

Marcio Martins is a financial advisor at TIAA-CREF with 11 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining TIAA-CREF in 2018, Martins worked at Citizens Securities Inc. and Citizens Bank. Outside of his advisory role, he manages rental real estate properties. TIAA-CREF’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered retirement plans. The firm provides a range of advisory services including model portfolio management and customized portfolios through dedicated portfolio managers.

Maria Coclin is a financial advisor at Integrated Wealth Concepts LLC with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Lincoln Financial Advisors Corporation. In addition to her advisory role, she teaches at the Community College of Rhode Island and is involved with Coclin Associates, Inc., a CPA affiliate program. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a long-term investment approach with customized portfolios primarily composed of mutual funds, ETFs, equities, and fixed income.

Sean Ryan is a financial advisor at Citizens Securities, Inc. with 14 years of industry experience. He holds a Series 66 designation and has worked at Citizens Securities and Citizens Bank since 2017, with prior roles at Wells Fargo entities from 2012 to 2017. Outside of his advisory work, he serves as a notary. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both advisory programs and brokerage and insurance services. The firm’s offerings include a digital advisory program using ETF-based portfolios and a Managed Account program, operating as both a broker-dealer and insurance agency.