Patrick Henning is a financial advisor at UBS Financial Services in Portland, ME, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has been with UBS Financial Services since 2009. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a wide range of capital markets offerings.

Jason Shinn is a financial advisor with Edward Jones in Scarborough, ME, holding a Series 66 designation and 18 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Gary Smith is a financial advisor with Cambridge Investment Research Advisors, holding the CFP® and ChFC® designations and having 20 years of industry experience. He previously worked at Cantella & Co., Inc. for nine years. Outside of his advisory role, he is involved as an owner in several businesses, including New England Medicare Advisors and Maine Divorce Financial Analysts LLC, and serves as secretary for a private road association in Yarmouth, ME. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement services through a network of independent professionals using a range of portfolio management approaches and platform arrangements.

Carl Hanson is a CFP®-certified financial advisor with 19 years of industry experience. He is currently affiliated with Cetera and Pine Harbor Advisors and serves as owner and manager of IIS Financial Services. In addition, he is the owner and operator of Stroudwater Capital, LLC, a real estate business. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across various program structures.

Jonathan Koperniak is a CFP® professional with 19 years of experience in the financial services industry. He has worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2015, following prior roles at Financial Foundations, Inc. and Commonwealth Financial Network. Koperniak serves as chairman of the audit committee and board member for the Institute for Doctoral Studies in the Visual Arts, a non-public entity. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and trusts through a network of independent financial professionals. The firm offers a range of financial planning, investment management, and retirement advisory services, utilizing both proprietary and third-party model strategies with various custody and platform options.

Kate Kerrigan is a Financial Consultant at Fidelity Investments, a position she has held since 2025. She has held various roles within the company, including Investment Consultant (2024-2025), Planning Consultant (2023-2025), Relationship Manager (2022-2023), and Financial Representative (2021-2022). Her professional focus is on building personalized financial plans tailored to clients' goals and preferences. Kate holds a California Insurance License, enabling her to provide clients with guidance on various insurance products as part of their financial planning. She is committed to helping clients and their families enjoy life to the fullest through strategic financial planning.

Randall Smith is a financial advisor at Ameriprise in Portland, ME with 8 years of industry experience. He holds a Series 66 designation and has previously worked at Prudential Insurance and Equitable Holdings Group. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice.

Fadi Khoury is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has held roles at multiple firms including Avantax and Citizens Securities and manages his own financial advisory practice under the Mainsail Advisor Group brand. Outside of advisory work, Khoury is involved in property management through PROPERTY CARE, LLC and operates a bookkeeping and business consultancy firm, Star Sail. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, and institutional accounts. It offers diverse portfolio management options and financial planning services through a nationwide network of independent advisors.

Stephen Roop is a financial advisor at Morgan Stanley in Portland, ME, holding Series 63 and Series 65 designations with 13 years of industry experience. He has worked with Morgan Stanley since 2012 and has been affiliated with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a broad range of advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by proprietary tools and offers services that include but are not limited to estate planning strategies and investment advisory programs.

Peggy Jones East is a financial advisor with Robert W. Baird & Co. in Camden, ME, holding a Series 66 designation and 19 years of industry experience. She has worked at Robert W. Baird since 2017, following roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. She is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a range of strategies from traditional equity and fixed income to more complex allocations, including private funds and real assets.

M Sunday is a financial advisor with RBC Capital Markets in Portland, ME, holding a Series 66 designation and 26 years of industry experience. They have been with RBC Capital Markets Corporation since 2008. Outside of advisory work, M Sunday owns a specialty foods business called Tasteful Things and serves on the investment policy committee for Carroll County YMCA/Camp Huckins. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations, offering tailored investment strategies and a range of advisory programs that combine in-house and third-party management with options for tax management and responsible investing.

Melody Cole is a Planning Consultant at Fidelity Investments, a role she has held since 2024. She has been with Fidelity Investments since 2022, progressing through positions including Customer Relationship Advocate, Financial Representative, and Relationship Manager. Her professional experience encompasses client relationship management and financial planning. Melody holds an Arkansas Insurance License, which supports her work in advising clients on financial matters. Outside of her professional role, Melody engages in family activities and enjoys outdoor pursuits such as hiking, running, skiing, and traveling.

Jerome Price is a financial advisor at Cetera with 43 years of industry experience. He holds the CFP® and ChFC® designations, along with a Series 63 license. In addition to his work in financial services, he owns and operates a tax preparation business and is an associate broker in real estate. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm provides a range of portfolio management and financial planning services through a multi-manager platform with access to various third-party managers and customized investment strategies.

Christopher Chouinard is a CFP® and holds a Series 66 license with 20 years of industry experience. He has worked at LPL Financial since 2009 and was with Bay Financial Advisors, Inc. from 2010 to 2021. In addition to his advisory role, he is involved in tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including model portfolios, third-party asset management, and institutional platforms, supported by various operational and research tools.

Noah Safraniec is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in creating personalized wealth planning strategies that align with his clients' goals, focusing on areas such as college education planning, divorce transition planning, employee benefits and financial health, family wealth management, retirement planning and income, philanthropic planning, tax minimization, and managing new wealth. Noah approaches his clients as an extension of his family, prioritizing relationships based on trust, transparency, and care. Since entering the financial services industry in 2020, Noah has emphasized lifelong learning to navigate the evolving financial landscape and provide informed guidance. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Noah earned a Bachelor's degree from the University of Iowa, where he studied Business Management. In addition to his professional responsibilities, Noah is involved in his local community and supports initiatives aimed at strengthening local communities and preserving the natural environment. His personal interests include camping, cooking, football, hiking, music, reading, skiing, tennis, and traveling.

Renee Pike is a financial advisor with Primerica Advisors in Biddeford, ME, holding Series 63 and Series 65 licenses and one year of industry experience. Her prior work history includes roles at PFS Investments Inc., Kinetic Software, Primerica Financial Services, WEX Inc., and Saint Joseph's College. Primerica Advisors manages a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offers model-based investment strategies developed by unaffiliated asset managers.

Katherine Nelson is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. She holds Series 63 and Series 65 designations and has worked with Wells Fargo since 2009, previously at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Andrew Stickney is a financial advisor with LPL Financial in South Portland, Maine, holding the ChFC® and Series 63 designations and bringing 28 years of industry experience. He has worked at LPL Financial since 2003 and previously held a position at Ameriprise. In addition to his advisory role, he is involved in selling various types of insurance products, including long-term care, disability, fixed life insurance, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services, including financial planning, wrap and model portfolio programs, third-party asset management access, and institutional platforms, utilizing a broad network of investment adviser representatives.

Michelle Anne Travers is a financial advisor at UBS Financial Services with four years of industry experience. She holds the Series 66 designation and has worked at UBS Financial Services since 2018, with prior experience at Ernst and Young and Albin, Randall & Bennett. Outside of finance, she was involved with Sadies Boathouse Restaurant and Endicott College from 2015 to 2019. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, leveraging proprietary research and model-based asset allocations to tailor investment plans. The firm combines institutional trading capabilities with wealth management services, including fiduciary financial planning and access to capital markets and lending programs.

John Garofalo is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds the Series 65 and Series 66 credentials and has worked at several firms, including Morgan Stanley, Ares Management, and Maiden Cove Capital. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, employing model-based asset allocations and proprietary research to tailor financial plans to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.