Cliff Schmardel is a financial advisor with Equitable Advisors in Spring Lake, NJ, holding a Series 66 designation and 19 years of industry experience. He has worked with Equitable Advisors since 2007 and previously with Axa Advisors, LLC from 2007 to 2020. Outside of his advisory role, Schmardel owns and operates Modern Tax Advisors, LLC, a tax preparation service. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and collaborates with third-party managers and advisory programs.

Beth Ulrich is a financial advisor with Mass Mutual Investors Services holding Series 63 and Series 65 licenses and has 20 years of industry experience. She has been with MML Investors Services Inc and MassMutual since 2010. Outside of her advisory role, she is also licensed as a sales agent in life and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management services through collaborative, annual engagements using firm-approved analytical tools.

Donna Feldman is a financial advisor at UBS Financial Services with 18 years of industry experience. She holds the Series 66 designation and has been with UBS since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to provide tailored financial planning and portfolio management.

Mark Loevinger is a Senior Financial Advisor with Merrill Lynch Wealth Management. He leads The Loevinger Group, which focuses on building enduring client-advisor relationships through objectivity and ongoing dialogue. The team specializes in wealth management for high-net-worth individuals and corporate 401(k) and employee benefit services, including expertise in complex benefit plans. Mark and his team customize wealth management strategies to help clients pursue financial goals, often collaborating with clients’ tax and legal advisors on tax-efficient planning. They regularly review plan progress to ensure alignment with clients’ objectives, utilizing the full range of Merrill Lynch resources and specialists to deliver comprehensive and customized financial solutions. Mark has been with Merrill Lynch since 2011 and holds several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his bachelor's degree from Beth Medrash Govoha. Mark is active in his community, volunteering with organizations such as Chai Lifeline and Nesivos. He resides with his family in Ocean County, New Jersey. His client focus areas include divorce transition planning, executive compensation, endowment and foundation services, defined benefit and contribution plans, liquidity management, managing new wealth, portfolio management, small business strategies, and tax minimization. Mark’s approach involves leveraging the combined investment insights of Merrill Lynch and the banking and lending solutions of Bank of America to help clients achieve their financial goals.

Mark Brahney is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. He has been with Morgan Stanley entities since 2009, including Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market simulations.

Anne Kraljic is a financial advisor at Osaic Wealth, Inc. with 25 years of industry experience. She holds a Series 66 designation and has previously worked at Securities America Advisors and Invest Financial Corp. Kraljic serves on the boards of several nonprofit organizations, including Caregiver Volunteers of Central Jersey, 21 Plus, and the Ocean County College Foundation, where she is also a member of the finance committee. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, investment planning, and access to third-party money managers, using various tools and platforms to construct diversified portfolios.

Michael Andrieu is a Certified Financial Planner (CFP®) with 21 years of industry experience. He is currently with Morgan Stanley, having worked previously at UBS Financial Services for 11 years. Outside of his advisory role, he is a partner at Pop Sports Nutrition, a nutrition and weight loss service. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and analysis.

Michael Rodriguez is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America, N.A., among other firms. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kaitlyn Galgano is a CFP® professional with four years of industry experience, currently serving as a financial advisor at UBS Financial Services. Her prior roles include positions at Regulus Financial Group, Smallwood Wealth Management, Bloomberg, T. Rowe Price, and Wells Fargo Advisors. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management. The firm uses proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Scott Barrington is a Financial Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 1998 and recently transitioned his career to Merrill. Prior to this, Scott worked within the private bank at another financial firm for nearly 20 years, where he held several positions including Senior Investment Strategist responsible for managing investment strategy for the Northeast region. In this role, he managed a discretionary portfolio totaling over 1 billion dollars for Ultra High Net Worth clients. His areas of expertise include family wealth management strategies, socially responsible, values-based, and ESG investing, as well as tax minimization. Scott and his team focus on minimizing taxes for closely-held business owners and real estate investors, partnering with Commercial Bank, Private Bank, and Wealth Planning teams to provide comprehensive solutions such as liquidity management, individual and corporate investment strategy, legacy planning, M&A advisory, and family wealth management. He values trust and transparency in every client interaction. Scott holds a Bachelor's Degree from Stockton University and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of work, he enjoys coaching soccer and competing in charity runs.

Stephanie Rathbone is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. She has worked at Wells Fargo Advisors since 2021 and previously spent six years at Ameriprise Financial Services. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including specialized services such as business-owner transition and sports & entertainment planning, using proprietary research and tools to develop tailored recommendations.

Anthony Buonomo is a financial advisor with Raymond James Financial in Manasquan, NJ, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has been with Raymond James Financial Services, Inc. since 1999 and with Raymond James Financial since 2009. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning using analytical tools and supports its clients through various advisory programs, including municipal and public finance services and a SIMPLE IRA Employer Advisory & Consulting Services program.

Laura Stamberger is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 13 years of industry experience. She previously worked at Kestra Financial Services, Inc. and Deutsche Morgan Grenfell Inc. During her time at LPL Financial, she operates under the DBA Weber Wealth Management LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, and institutions. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with investment management supported by LPL Research and third-party subadvisors.

Daniel Monzi is a financial advisor with LPL Financial in Wall Township, NJ, holding Series 63 and Series 65 registrations and having 10 years of industry experience. He has previously worked at Ameriprise Financial Services, McAdam LLC, and Purshe Kaplan Sterling Investments. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Margaret Mac Lellan is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. Her prior work includes roles at Bank of America and Patricia’s of Holmdel, as well as time at Manhattan College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dean Tarta is a financial advisor at Cambridge Investment Research Advisors with two years of industry experience. He holds the Series 66 designation and has prior experience at firms including LPL Financial and TD Bank. Outside of advisory work, he is involved with a residential investment properties business. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing both proprietary and third-party strategies tailored to client objectives.

Jesteffer Annichiarico is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America, Merrill, and Walmart Inc. since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Darren Armetta is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities and Jpmorgan Chase Bank since 2018, following six years at Bank of America and Merrill. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Joann Charney is a financial advisor at Merrill with six years of industry experience and holds the Series 66 designation. She has been with Bank of America and Merrill since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.

Brian Trause is a financial advisor with Equitable Advisors, holding a Series 66 designation and 20 years of industry experience. He has been with Equitable Advisors since 2005 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he is involved in group benefits consulting through Athos Benefits Consulting. Equitable Advisors serves a broad client base including individuals, corporations, pension plans, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm utilizes a mix of proprietary and third-party advisory models and offers services through a large network of investment adviser representatives.