Stephen Stackhouse is a CFP® professional with 30 years of industry experience, currently affiliated with LPL Financial since 2011. He previously worked at National Planning Corporation for nine years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management services, including model portfolios and institutional platforms.

Minh Au is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Bank and Wells Fargo Clearing Services. In addition to his advisory role, Minh Au is independently licensed as a real estate agent, assisting clients with buying and selling properties. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to a broad client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Trent Crider is a financial advisor at Morgan Stanley in Lancaster, PA, holding a Series 66 credential with five years of industry experience. Prior to joining Morgan Stanley, he worked at MML Investors Services and Mass Mutual Life Insurance Company. Outside of his advisory role, he is a partner in Eminent Fitness 87, a wholesale distribution business. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and model-based planning tools.

Anthony Essis is a financial advisor with Ameriprise in Lancaster, PA, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Essis serves on the boards of CPN Breakthrough, Greystone Manor Therapeutic Riding Center, and Lancaster Catholic High School. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining proprietary research, modeling, and tax-efficient strategies to deliver personalized recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Valerie Mc Cord is a financial advisor with Raymond James Financial in Lancaster, PA. She holds a Series 66 designation and has three years of industry experience. Valerie has worked at Raymond James Financial since 2023 and has longstanding experience with Fulton Bank since 2009. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary consulting supported by analytical tools and also holds a unique affiliation with a municipal advisor to support public finance work.

Lois Baker is a financial advisor with Primerica Advisors in York, PA, holding Series 63 and Series 65 designations and 24 years of industry experience. She has worked with PFS Investments Inc. and Primerica Financial Services since 2002 and 1992, respectively. In addition to her advisory role, she is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and provides advisory services through a large network of advisors across numerous offices.

Troy Shreckengast serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 1993 and joined Merrill Lynch in 1996. In his role, Troy focuses on simplifying high-net-worth clients' financial lives by assisting them in identifying and prioritizing goals such as estate planning, investments, tax minimization strategies, wealth transfer, and retirement income. Troy applies a goals-based wealth management process, utilizing global resources and up-to-date technology to help clients pursue the financial lifestyle most meaningful to them. His approach to client service is founded on integrity, reliability, and commitment. He combines his experience and knowledge with Merrill's resources to produce client recommendations tailored to individual circumstances and priorities. He holds a Bachelor's Degree from Messiah College and is a Personal Investment Advisor (PIA). Outside of his professional duties, Troy enjoys fishing, football, hiking, music, running, and spending time with his family.

Mark Vergenes is a financial advisor with Cetera, holding Series 63 and 65 licenses and bringing 30 years of industry experience. He has been with Cetera and its affiliated entities since 2013 and is the owner of Mirus Financial Partners, a financial planning and investment advisory firm. Outside of finance, he owns a parking consulting business and serves on multiple nonprofit boards and committees, including those focused on community development and planned giving programs. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a wide range of discretionary and non-discretionary investment solutions and manages over $256 billion in assets through more than 10,000 advisors.

Howard Williard III is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley and its affiliated private bank since 2009. Williard serves as Vice-President of ZETA Alumni Corp. and is a board member and Assistant Chair of the Martin Luther King Jr. Memorial Scholarship Fund in Lancaster, Pennsylvania. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and the Global Investment Committee’s market outlooks.

Jesse Landis is a financial advisor at LPL Financial with eight years of industry experience. He holds a Series 66 designation and has been affiliated with LPL Financial in various capacities since 2015. Landis previously operated Landis Financial Advisors, Inc., which he continues to maintain as a separate business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Patricia Bender is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to her current role, she worked at Rod Buntjer Bail Bonds and Little School House. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management, offering a range of advisory programs and investment solutions through a large national network of advisors and branch offices.

Nicholas Cummings is a financial advisor at Cetera with five years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Delaware Valley Advisors, Minnesota Life Insurance Company, and Northwestern Mutual. In addition to his advisory role, he is involved in tax preparation through Smoker and Company LLC. Cetera Investment Advisers LLC is a large SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services delivered through a network of over 10,000 advisors.

Gail Weigle is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party data.

Michael McDermott is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 42 years of industry experience, including long-term roles at Metropolitan Life Insurance Company and MetLife Securities Inc. Since 2017, he has also been active as a life insurance agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap programs, and educational seminars, focusing on collaborative, goal-based planning.

Brenda Perrotti is a financial advisor at Morgan Stanley with 33 years of industry experience. She holds a Series 63 designation and has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory role, she is involved in an art and culture business called The Sea Glass Gals as a crafter and proprietor. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured planning process.

Cindy Shuman is a financial advisor with Cambridge Investment Research Advisors holding a Series 66 credential and 24 years of industry experience. Her prior roles include positions at International Assets Investment Management, LLC and LPL Financial. She is also a notary public. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple account platforms and proprietary model strategies through a large network of financial professionals.

Douglas Russell is a CFP® with nine years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he was involved in real estate investment through Charlee Realty LLC and worked at the Pennsylvania Higher Education Assistance Agency. He also owns Charlee Realty LLC, a real estate investment business in Hummelstown, PA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Anthony Beccone Jr. is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Ameriprise in Lancaster, PA. He has been with Ameriprise since 2014. Outside of his advisory role, he owns and operates a tax preparation business. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering specialized retirement income planning services that emphasize tax-aware withdrawal strategies and dependable income sources.

Eric Peinhardt is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 designations and has 27 years of industry experience. Eric is also an officer and treasurer of Strasburg Capital Management, a non-investment-related support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary consulting using risk profiling and modeling tools and supports advisory programs and institutional portfolio management.

Sonia Gross is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. She has worked at Stifel Nicolaus & Co Inc since 2017 and previously spent 12 years at M&T Securities. Outside of her advisory role, Gross is actively involved with the Kiwanis Club of Lebanon County, serving as Golf Committee Chairperson and holding several board roles within local and state Kiwanis organizations. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.