Anthony Russo is a CFP® professional with 21 years of industry experience, currently affiliated with Cetera. His prior roles include positions at Avantax Advisory Services and HD Vest Insurance Agency Inc. Additionally, he operates a tax preparation service focusing on individual income tax returns. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors nationwide.

Thomas Schreck is a financial advisor with Morgan Stanley in Wyomissing, PA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley since 2010 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques without providing individual security recommendations in its standalone planning program.

Terry Dorrity is a financial advisor with Fidelity Capital Management Corp, holding Series 63 and Series 65 credentials and possessing 24 years of industry experience. He has worked at Fidelity Capital Management since 2000 and Integrity Investments since 2022. Outside of finance, Mr. Dorrity owns and operates KelsBuds Inc., which includes Bone's Pizza and Bone's Twisted Sister yogurt and smoothie shop, where he is actively involved. Fidelity Capital Management Corp provides investment advisory and portfolio management services primarily on a non-discretionary basis to individual clients. The firm focuses on investment analysis and account reviews and manages a small client base with approximately $150,000 in regulatory assets under management.

Bert Cramer is the sole advisor at Bert Riddell Cramer, Investment Adviser, with 32 years of industry experience. He also maintains a part-time law practice focused on estate, elder law, and tax preparation and serves as an individual co-trustee of a testamentary charitable remainder annuity trust. The firm serves individual clients by providing portfolio and investment management services, operating as an independent, single-advisor practice managing approximately $11.5 million across 16 client relationships. It emphasizes confidentiality, regulatory compliance, and employs specific cybersecurity measures to protect client information.