Matthew Bossalina is a financial advisor at Cetera with 9 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at several firms, including Northwestern Mutual and AXA Advisors. In addition to his advisory role, he administers trusts for ACNB Bank, handling client inquiries and account administration without making investment decisions. Cetera Investment Advisers LLC provides services through a nationwide network of independent advisors, serving individual, corporate, retirement plan, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services across multiple program structures, with over $256 billion in assets under management.

David Hedrick is a financial advisor with Primerica Advisors in Eldersburg, MD, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. His work history includes roles at PFS Investments Inc. since 2017 and prior experience at Smith Bus Service. Outside of advising, he is involved in the sale of non-investment related products such as home security and automation services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-driven strategies developed by unaffiliated asset managers and supports accounts with BNY Mellon Advisors and Pershing, focusing on advisory services delivered at scale through its network of financial advisors.

James Arey III is a financial advisor with Primerica Advisors in Eldersburg, MD, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked with Primerica Advisors and Primerica Financial Services since 2005 and concurrently with Northrop Grumman Corporation since 2004. Outside of his advisory role, he is the owner of Game On, Inc. and serves as a field manager for the Kickball League of Baltimore. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-based strategies and limited discretionary separately managed accounts to individual and high-net-worth clients. The firm employs a tiered wrap-fee structure and curates third-party asset managers, using BNY Mellon Advisors for model implementation and Pershing and Primerica Brokerage Services for custody and trade execution.

Michael Lentz is a financial advisor with LPL Financial in Owings Mills, MD, holding Series 63 and Series 66 licenses and 17 years of industry experience. His prior roles include positions at Pruco Securities LLC, The Prudential Insurance Company of America, M & T Securities, Inc., and MSI Financial Services, Inc. Outside of his advisory work, he is involved in snow removal services during winter months. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies across various asset classes.

Nicole Treiber is a Series 66-licensed financial advisor at Osaic with nine years of industry experience. She previously worked at XML Financial, LLC and XML Securities, LLC (formerly Lara, May & Associates, LLC). Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, Unified Managed Accounts, and retirement plan consulting. The firm’s investment approach relies on model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and rebalancing tools.

Kimberly Grelli is a financial advisor at RBC Capital Markets with 9 years of industry experience. She holds Series 63 and Series 65 designations and has worked at City National Bank since 2021, in addition to her ongoing role at RBC Wealth Management since 2012. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, utilizing both in-house and third-party investment managers and model providers.

Daniel Miller is a financial advisor at LPL Enterprise with 15 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a broad client base including individual and high-net-worth investors, employer-sponsored retirement plans, banks, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Shannon Storch is a financial advisor at Thrivent Investment Management with four years of industry experience. She holds a Series 66 designation and previously worked at St. Maria Goretti High School and Fairfax County Public Schools. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers planning engagements on a one-time or ongoing basis and combines these with managed-account programs under a consolidated billing option called WealthPlan.

Ruth Sliviak is a financial advisor at LPL Financial with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Grove Point Advisors, LLC and Grove Point Investments, LLC. Outside of her advisory work, she volunteers with a citizen group and serves as a Eucharistic Minister and committee member at St. Jane Frances de Chantal Catholic Church in Pasadena, MD. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios, third-party subadvisors, and institutional platforms.

Joel Fiddle is a financial advisor with LPL Financial in Reisterstown, MD, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. His prior roles include positions at Bank of America, Merrill, M&T Securities, PNC Wealth Management, and Mercantile Brokerage Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a diverse range of advisory services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools and a broad network of investment adviser representatives.

Gordon Margerum is a financial advisor with Primerica Advisors in Owings Mills, MD, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2001. In addition to advisory activities, he is involved in sales of mortgage loan products and referrals for home security and automation services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-driven investment strategies and partners with third-party asset managers and custodians to deliver its advisory services.

Paul Sorenson is a Series 66-licensed financial advisor with LPL Financial, based in Westminster, MD, and has eight years of industry experience. Prior to joining LPL in 2018, he was involved with the 58th Presidential Inaugural Committee and co-owned Gravel Springs Farms. He also co-owns a farming enterprise, Lowman and Sorenson Enterprises, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including model portfolios, third-party asset management, and institutional platforms.

David Crabtree is a financial advisor at Merrill with 15 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. His prior experience includes roles at Bank of America, Blackstone, Fidelity & Guaranty Life, M&T Bank, and Wilmington Trust Investment Advisors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Elizabeth Wise is a financial advisor with LPL Financial in Westminster, MD, holding a Series 66 license and four years of industry experience. She has worked at LPL Financial since 2021 and is also affiliated with M&T Bank in a financial institution duty related to investments. Prior to her advisory roles, she held positions in the restaurant industry. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and institutional platforms, supported by technology and oversight of substantial discretionary assets.

Renee Russell is a Series 66 licensed financial advisor at Edward Jones with three years of industry experience. Prior to joining Edward Jones, she worked at MGM Resorts International and briefly at Kennedy Personnel Services and IPS Lynx. Outside of her advisory role, she hosts trivia events on a part-time basis in Pasadena, MD. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment advisory programs and managed solutions supported by a large network of financial advisors and branch offices nationwide.

Timothy Beschner is a financial advisor with LPL Financial based in Westminster, MD. He holds a Series 66 designation and began his advisory career in 2025. His prior work includes several roles with Chapelgate Presbyterian Church and a position at Liberty University. Outside of his advisory role, he owns Besch Inc, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual and institutional clients. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by extensive technology and a broad non-advisory financial services platform.

Patric Barnhart is a Series 66-credentialed financial advisor with nine years of industry experience, currently serving clients at Ameriprise Financial Services LLC. His prior experience includes roles at LPL Financial LLC, Cetera Advisor Networks, and AXA Advisors LLC. Outside of his advisory work, he is involved in providing fixed insurance products such as life, health, disability, annuities, and long-term care. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing tax-aware retirement-income planning, focusing on dependable income sources and asset allocation strategies.

Matthew Cramer is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at Long Fence Company for seven years and McDaniel College for three years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Jeffrey Ring is a financial advisor with Equitable Advisors in Pikesville, MD, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has been with Equitable Advisors since 1999, previously affiliated with AXA Advisors during a shared period from 1999 to 2020. Outside of his advisory role, he assists with his local condominium association and serves as power of attorney and estate executor for family members. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, plans, corporations, and nonprofit organizations. The firm utilizes a range of advisory programs and third-party asset managers, focusing on matching clients with suitable investment models and discretionary managers.

Brenna Baim is a financial advisor with LPL Financial in Owings Mills, MD. She holds a Series 66 designation and has been with LPL Financial since 2026. Prior to her advisory role, she held various positions including roles at University of Maryland Baltimore County and several hospitality and educational institutions. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives. The firm offers a range of financial planning, portfolio management, and institutional platforms to individuals, retirement plan participants, banks, and trust companies.